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 Fixed Deposit Rates in Malaysia V4, Please read 1st post.

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ronnie
post Jun 21 2013, 08:14 AM

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Can we open HLB Junior FD at different branch from the home branch of the HLB Junior Savings ?
ronnie
post Jun 21 2013, 01:30 PM

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QUOTE(gchowyh @ Jun 21 2013, 11:30 AM)
Not just CIMB, Affin bank increased to RM 5 too, i got a shock when I found out but no choice had to do it.
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Maybank has been charging RM5 for a while....
ronnie
post Jun 21 2013, 02:50 PM

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The Sukuk 1 Malaysia fund is IN !!!!
ronnie
post Jun 21 2013, 03:03 PM

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QUOTE(bbgoat @ Jun 21 2013, 02:58 PM)
I just checked CIMB, the interest is credited but the principal for the Sukuk is not in, how about yours ??

Thanks for the info !
Update:

Now both are in my account, so can use the fund even today !!! Note, checked online.
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Interest went it first... 2 hours later the capital was returned.
More funds to invest in FD !!!
ronnie
post Jun 21 2013, 11:15 PM

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QUOTE(ketnave @ Jun 21 2013, 10:36 PM)
There is a new sukuk ?!?!
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From 3 years ago lah which matured in June 2013
ronnie
post Jun 22 2013, 11:37 PM

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QUOTE(jasmine2001 @ Jun 22 2013, 04:18 PM)
Yes,you can.You have to open another FD a/c & saving a/c .
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HLB don't allow Junior FD with another branch's Junior Savings
ronnie
post Jul 4 2013, 12:21 AM

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user posted image
ronnie
post Jul 5 2013, 07:55 AM

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QUOTE(kenlui @ Jul 5 2013, 06:36 AM)
Same here. 60 months is just too long.
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60 months @ 5% should be better smile.gif
ronnie
post Jul 17 2013, 12:41 AM

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QUOTE(aeiou228 @ Jul 16 2013, 06:37 PM)
user posted image
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Official T&C (pdf)
ronnie
post Jul 24 2013, 10:11 PM

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user posted image

T&C (pdf)

This post has been edited by ronnie: Jul 24 2013, 10:11 PM
ronnie
post Jul 25 2013, 11:00 PM

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QUOTE(jojoe @ Jul 25 2013, 10:56 PM)
btw... do they accept banker cheque for opening fd account? or have to hand off cash only?
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Yes, banks will accept banker's cheque, cashier's order, personal cheque, cash, .. to open FD account
ronnie
post Aug 2 2013, 09:32 AM

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QUOTE(magika @ Aug 2 2013, 08:55 AM)
For me its a matter of passive income generated. If I have RM1kk deposited at around 5% pa that would give me monthly income of RM4,166.67. At 5kk with 5% rate, monthly income around RM20,833.33. Then its time to see the world.  nod.gif
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That's wht I'll do when I kena Toto Jackpot smile.gif
Real passive income without taxes drool.gif drool.gif
ronnie
post Aug 3 2013, 11:04 AM

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QUOTE(Dkck @ Aug 3 2013, 11:01 AM)
Planning to put fd @ OCBC 4.5% 3month , since it require 50% of fund to CASA do i need to separate my fund into 2 cheque 50%+50% or single cheque 100% fund will do?
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One single cheque is enough...
ronnie
post Aug 12 2013, 02:38 PM

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QUOTE(M3aty @ Aug 12 2013, 02:26 PM)
Are the FD in Bank Rakyat and BSN eligible for PIDM protection?
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Please check: http://www.pidm.gov.my/About-Deposit-Insur...ution-List.aspx
ronnie
post Aug 12 2013, 05:18 PM

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QUOTE(gsc @ Aug 12 2013, 04:25 PM)
Thanks for the great info. All the long I thought SSPN is goving peanut. A very good option considering now can deduct up to RM6k.....for those paying tax bracket the return is much much better than the interest rate..

A question on tax, as of 30 April, SSPN balance 6k and reported 6k in tax filing. Can we withdraw on 2 May and then next year deposit again 6k on 29 April before tax filing? Any stipulated period that SSPN amount has to be kept? Of course getting 4.25% is a good rate if a person decided not to withdraw it...
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The withdrawal per year is RM500 only, unless you plan to close the account completely.
There's a thought to open and close the account every year just for Tax Relief purposes... not sure if that works
ronnie
post Aug 26 2013, 11:28 PM

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QUOTE(Anatawa @ Aug 26 2013, 09:41 PM)
Withdrew from Maybank today, no charge for Bankers Cheque.
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Premier Banking ???
ronnie
post Aug 26 2013, 11:30 PM

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QUOTE(Ancient-XinG- @ Aug 26 2013, 06:02 PM)
http://www.hsbc.com.my/1/2/merdeka

55 PA.....

a lot T and C
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This Promotion is open to (i) new-to-HSBC Premier and existing HSBC Premier customers who meet the minimum Total Relationship Balance1 (“TRB”) of RM200,000 on the day of participating in this Promotion and (ii) who invest in a single or multiple Wealth Products during the Promotion Period;
ronnie
post Aug 31 2013, 12:04 AM

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