Fundsupermart.com v2, Learn about DIY unit trust investing
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 Mar 17 2013, 09:34 PM
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#41
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All Stars
52,874 posts Joined: Jan 2003 
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QUOTE(jerrymax @ Mar 17 2013, 09:27 PM) My portfolio at FSM MY 7788 liao.. just top up by value+dollar averaging. MYR 7788 represents what? Cost? Or valuation?Going to open UT acc at SG for other funds   |
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Mar 21 2013, 01:49 AM
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#42
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(s_kates81 @ Mar 21 2013, 12:19 AM) Asia Pacific ex Japan funds dropped considerably in last few days. Any specific reason for that? Cyprus problem. |
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Mar 21 2013, 08:44 AM
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#43
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(jerrymax @ Mar 21 2013, 08:35 AM) What is your acceptable % of downturn before withdrawal of fund. Understand that osk-uob gold n general fund still dropping and investors still keeping it, hoping for breakeven. I'll personally make a stop loss at 20% |
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Mar 21 2013, 02:29 PM
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#44
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(s_kates81 @ Mar 21 2013, 01:52 PM) How come Cyprus problem results in Asia Pacific ex Japan funds to drop? Cyprus is in Europe, not in Asia Pacific I guess? Please, it's a globalization issue. When Cyprus has problem, it'll threaten the Eurozone banking system and policy sending discomfort into Eurozone confidence. Any news that threaten banking confidence will have ripple effect on other regional markets? Do you think that Asia Pacific ex Japan region is isolated (by observing MSCI Asia indices) when US has bad news on their economy or banking system? The answer is no because every economy is inter-connected and inter-related. When China said that they'll stop to buy US debts, do you think US market will be still continuing to rally? Or suddenly North Korea threaten to launch missiles to US or its ally? Even though these are geopolitical issues, it'll somehow create tremor to the world stock exchanges. |
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Mar 22 2013, 09:35 AM
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#45
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All Stars
52,874 posts Joined: Jan 2003
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Distribution for OSK funds:
21-Mar-2013 OSK-UOB KidSave Trust To be advised 28-Mar-2013 21-Mar-2013 OSK-UOB Dana Islam To be advised 28-Mar-2013 21-Mar-2013 OSK-UOB Malaysia Dividend Fund To be advised 28-Mar-2013 21-Mar-2013 OSK-UOB Smart Treasure Fund To be advised 28-Mar-2013 21-Mar-2013 OSK-UOB Emerging Opportunity Unit Trust To be advised 28-Mar-2013 21-Mar-2013 OSK-UOB Smart Treasure Fund To be advised 28-Mar-2013 21-Mar-2013 OSK-UOB Income Fund To be advised 28-Mar-2013 |
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Mar 22 2013, 09:51 AM
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#46
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Pink Spider @ Mar 22 2013, 09:40 AM) Cyprus shock not heavy enough...nothing to buy Today market will drop due to Cyprus issue. I think they rejected the troika bailout. |
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Mar 22 2013, 10:24 PM
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#47
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All Stars
52,874 posts Joined: Jan 2003
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Distribution statement for AmAsiaPacific REIT and AmDynamic Bond are out.
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Mar 25 2013, 12:35 PM
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#48
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All Stars
52,874 posts Joined: Jan 2003
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You can also add OSK-UOB ASEAN fund if you want purely ASEAN region. I analysed it before. Quite impressive the performance.
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Mar 25 2013, 08:13 PM
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#49
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(kabal82 @ Mar 25 2013, 08:07 PM) Dividend for OSK-UOB EM Bond just updated to my FSM account... Tax voucher is also sent out. Just received. |
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Mar 25 2013, 08:21 PM
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#50
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(pisces88 @ Mar 25 2013, 08:14 PM) I see.. Hw about bonds? Any recommended ones? Not a bond player. Those famous bond fund are already in the list. |
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Mar 25 2013, 09:54 PM
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#51
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(pisces88 @ Mar 25 2013, 09:43 PM) i see I'm aware of that but I prefer HYIP with medium risk tolerance. actually bonds are more conservative and have lower risks, thus their return wont be very high but will be better than FD or savings account right? |
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Mar 25 2013, 10:00 PM
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#52
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All Stars
52,874 posts Joined: Jan 2003
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@pisces88, Pink Spider has answered.
HYIP stands for high yield investment product; could be equity fund. In near term, FD will have higher return and quicker liquidity. |
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Mar 25 2013, 10:15 PM
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#53
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(pisces88 @ Mar 25 2013, 10:10 PM) oh? then maybe the Hwang Select Income Fund is what im looking for Those are like dividend or income fund. They're committed to pay distribution mainly. Hence, the name of the fund carries the word "income" or "dividend". you're right on the 66-75% bonds.. thats why im looking for recommendations for bonds from the sifus here |
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Mar 25 2013, 10:41 PM
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#54
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All Stars
52,874 posts Joined: Jan 2003
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@Pink Spider, I understand the concept on distribution in unit trust.
What I quoted was from the marketing material. Don't flame me! Personally, I prefer the fund not to declare it and has NAV appreciation. |
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Mar 25 2013, 10:55 PM
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#55
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Pink Spider @ Mar 25 2013, 10:45 PM) Aiyo cool it bro That's why income based funds are not meant for investors like us. However, the "commitment to make distributions" is very relevant especially to retiree investors who wants a source of income. For this type of investors, basically what they can do is to dump one lump sum into an "income fund" and expect the regular CASH income distribution to sustain their lifestyle. E.g. upon retirement u have RM1mil, the fund u invested in made a gain of 10% and declares 8% as dividend, that's RM80,000 p.a. or RM6,667 per month! The 2% gains undistributed will be left with the fund for future growth.  QUOTE(jerrymax @ Mar 25 2013, 10:51 PM) Ok so after dividend distribution, you get some additional units and NAV drops. Then after few weeks if fund perform well then NAV increases to the point where it is back to the NAV before distribution. Doesnt it mean you gain some income from distribution? That's only true if you're in bull market. In a volatile market, it's hard to predict or time the market movement.P.S saya budak baru belajar. Jangan overkill me. |
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Mar 25 2013, 11:05 PM
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#56
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(bios @ Mar 25 2013, 10:47 PM) I had chats with several financial planner and they seem to give me some ideas on technique of UT investment: 1. The purpose is to capture or lock the "gain" but you never know when the fund will drop back. Next, there's switching fee involved. Switching too frequent is not recommended. 1. Certain planners would switch from their equity fund to bond fund once they have achieved certain amount of gain and when the price of equity funds drop, they will go in again. 2. Certain planners suggest me to top up regularly so that we can better return. To all cikgus and sifus here, which one do you all think is much better in terms of return of investment? thanks again for any ideas and teachings from you all. 2. This strategy is called DCA and the purpose is to average down the unit cost price. It is usually when the market is volatile and you have less time to manage your portfolio. |
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Mar 25 2013, 11:15 PM
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#57
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Pink Spider @ Mar 25 2013, 11:09 PM) In such scenario, whether the fund makes distribution or not also u will gain! Should put this into the 1st page. Are you the TS?To avoid confusion, DON'T THINK ABOUT NAV PRICE, think VALUE (no. of units held x NAV price). E.g. Got distribution Before ex-date u hold RM1,000 (RM1.0000 x 1,000 units) After ex-date AND distribution u also hold RM1,000 (RM0.9091 x 1,100 units), let's assume the distribution u get is 100 units The fund's underlying investments gained 8% in the next 3 months Your holdings now: (RM0.9091 + 8%) x 1,100 units = RM0.9818 x 1,100 units = RM1,080 No distribution U hold RM1,000 The fund's underlying investments gained 8% in the next 3 months Your holdings: RM1.080 x 1,000 units = RM1,080 Lu ada faham ar?  |
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Mar 25 2013, 11:50 PM
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#58
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Pink Spider @ Mar 25 2013, 11:28 PM) Go back to my post no. 482 (last paragraph) and 484 Maybe you want to add that to 1st post as well.  |
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Mar 26 2013, 10:02 AM
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#59
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All Stars
52,874 posts Joined: Jan 2003
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QUOTE(Pink Spider @ Mar 26 2013, 09:39 AM) Shall I change this thread's name to "Dispelling myths about unit trusts"? No need to be that serious.Just add it to the list of FAQ. |
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Mar 26 2013, 03:27 PM
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#60
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All Stars
52,874 posts Joined: Jan 2003
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Switching fee should be RM 25 each transaction.
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