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EPF DIVIDEND, EPF
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Cyclopes
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 Feb 18 2020, 10:14 AM
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QUOTE(MUM @ Feb 18 2020, 09:07 AM) every day there are sort of dilemma in thinking of what to eat for breakfast, lunch and dinner if one don't rely on home cooked food. it is all a matter of individual's preferences, experiences, cravings at that moment in time and his emotion factor at that moment in time too.... well that are my though of this morning.... so what am I gonna spend RM20 on breakfast this morning?...  Dim Sum? |
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Cyclopes
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Apr 22 2020, 11:10 AM
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QUOTE(afif737 @ Apr 22 2020, 12:48 AM) Thank you for the clarification.What I don't understand is why bankers try to convince you to invest in PRS by telling you about this tax relief thing. I mean they really emphasize about it. I know rm720 is still money but it's rm720. I'm pretty sure there are other benefits or advantages of investing in PRS other than this tax relief. I suppose you informed the Banker you don't have unit trust. Given that PRS has the added advantage of tax savings compared to unit trust, likely he wants to sell you PRS to get started. With PRS you also run the risk of penalty for early withdrawal. |
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Cyclopes
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Oct 15 2020, 12:09 PM
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QUOTE(oldman @ Oct 15 2020, 11:34 AM) I saw in the survey, they are also asking about higher dividend rate for those already in the 55 to 60 years age bracket. End of the survey, they asked for suggestions on how to improve the scheme To this, I added - they can add a consultancy service to Malaysians on how they should use EPF services so that they can plan out their retirement plan and do it properly I am not sure if this is what you had in mind, but I believe EPF has a Retirement Advisory Service. Maybe not many are using these service. This post has been edited by Cyclopes: Oct 15 2020, 12:09 PM |
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Cyclopes
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Oct 15 2020, 01:58 PM
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QUOTE(GrumpyNooby @ Oct 15 2020, 01:32 PM) QUOTE(MUM @ Oct 15 2020, 01:36 PM) as per their website... Our Retirement Advisory Service is free-of-charge for EPF members. https://www.kwsp.gov.my/member/retirement-advisory-serviceYup 👍 |
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Cyclopes
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Dec 27 2022, 11:24 AM
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QUOTE(kezsz @ Dec 27 2022, 08:52 AM) Sifu's, if I self contribute a certain amount today will I still be eligible for dividends on these figures? You will be credited with one day's dividend only. |
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Cyclopes
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Dec 28 2022, 08:35 AM
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QUOTE(Diamondhands91 @ Dec 28 2022, 06:50 AM) Hey guys, it's end of the yr, if I do 10k self contribution I can get 6% dividen straight or it's prorated ya? Please read Post #8775 for better understanding. |
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