i dont like those theme park but kids love it so as a father at least bring them there once lo...
let us hope EPF can fund my shenzen hong kong disney trip

it should've been higher than shariah. Now im thinking whether its possible they used the profits to prop up shariah. Maybe im just delusional.

I sincerely hope shariah doesn't become the defacto acc in the future.

If I remember correctly this >RM1M increasing threshold to RM1.3M is not applicable for those above 55 or acct 55/emas. So what the concern of not fitting the purpose for a 55 year old reaping? 🧐

I have completely no idea what your analogy is saying.... haha. but sure, if others understand it, it is good.

Its actually not big deal..once u hit 1 million, reaching 1.3 million will be quite fast, if u are still working and self contributing.

https://www.nst.com.my/amp/business/corpora...ividend-analyst

Don't expect anything higher than 6.30% for 2025 😔

Confirm lower thanks to the challenge faced by everyone...

The problem is not everyone in his early 50s (although eventually we might reach there) when the goal post shifted. Luckily my earlier batch of self contribution is to my parents account, thus I can withdraw them anytime, and only now to my own account recent years. It's not that I plan to withdraw that anytime soon, I just don't like the idea of shifting the goal post.

One of the alternative to EPF is ASM funds...  Higher than CASA or FD. Easy access too...

Only problem is units availability.... Which is such painful to keep trying luck daily basis....

It was just a quick sample though, my own figure doesn’t look as good as this 🫣. This is based on default monthly spending of rm3000. So by the time one retire, the 6k is the amount equivalent to today’s value.

You can always customize the value here



Though it’s arguable if i should set higher than rm3000 as the default for the calculator, should I set it higher? The avg for Malaysia is 2000-4000, so I set it to rm3000 for now.

Supposed to be single, there are many sources on google saying different figure so I just took the median value.

"EPF’s Belanjawanku guide proposes that a retired couple living in the Klang Valley should budget for RM3210 a month and for a single senior, Rm2520"
Will definitely appreciate if someone can share a more accurate value for a more close to reality, default monthly spending

Cukup ke?

What about Medical insurance, car HP n auto insurance, ...

My number about the same as yours but I add in all the fix expenses as mentioned ...

Oww man, every government seems to want their citizen to work until the day they step into the coffin