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 EPF DIVIDEND, EPF

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wil-i-am
post Apr 2 2014, 09:32 PM

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QUOTE(titanic_crash @ Apr 2 2014, 09:16 PM)
not for ASB of course

only AS1M, ASN2,ASN3 and ASG(all the 3 fund under ASG) still opened for investment using epf money..
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Forego AS1M coz dividend slightly better (additional 25bps) than EPF
wil-i-am
post Apr 3 2014, 01:46 PM

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QUOTE(Yamma @ Apr 3 2014, 11:14 AM)
then, can we invest EPF account 2 in unit trust? That's could be better option than paying for mortgage settlement using account 2. (some people think that money in EPF is not safe. even recommend others to clear the account 2 for mortgage settlement)
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It depends on yo personal objective

This post has been edited by wil-i-am: Apr 3 2014, 01:46 PM
wil-i-am
post Apr 4 2014, 11:42 AM

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QUOTE(Yamma @ Apr 4 2014, 09:24 AM)
so, it's doable?

invest account 2 in higher return investment, say for next 10 years. then, use the amount to clear the housing loan. rather than withdraw account 2 periodically for housing loan repayment.
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If suits yo risk appetite, proceed
wil-i-am
post Apr 11 2014, 10:08 AM

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EPF net contribution stands at RM15.23b
http://www.nst.com.my/business/latest/epf-...15-23b-1.560024
wil-i-am
post May 26 2014, 07:13 PM

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EPF's total investment assets up 11.27pc in Q1
http://www.nst.com.my/business/latest/epf-...-in-q1-1.605376
wil-i-am
post Jun 16 2014, 10:03 PM

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QUOTE(ikanbilis @ Jun 15 2014, 09:10 PM)
I'm starting to max out my self contribution RM60k a year given the increasing dividend every year! rclxms.gif
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Gud move thumbup.gif
wil-i-am
post Jan 8 2015, 02:00 PM

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6.30% for 2014
wil-i-am
post Feb 5 2015, 03:03 PM

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EPF to declare higher dividend?
http://www.theedgemarkets.com/my/article/e...higher-dividend
wil-i-am
post Feb 5 2015, 08:45 PM

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QUOTE(smartinvestor01 @ Feb 5 2015, 04:49 PM)
based on the news, the dividends will be declared sometime in next week..

i am anxiously awaiting for the dividend news..
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Surprise just b4 CNY
wil-i-am
post Feb 5 2015, 08:48 PM

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QUOTE(supersound @ Feb 5 2015, 05:34 PM)
High or low doesn't matter as I only take EPF's dividend at 5% only.
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Y so conservative?
wil-i-am
post Feb 6 2015, 05:57 PM

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News could b out anytime since online services denied
https://secure.kwsp.gov.my/secured/member/login
wil-i-am
post Feb 8 2015, 12:07 AM

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6.75% returns beat d street estimate rclxms.gif
wil-i-am
post Feb 8 2015, 12:00 PM

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QUOTE(MGM @ Feb 8 2015, 09:46 AM)
If  I based the EPF dividend calculation on the formula given by
http://1-million-dollar-blog.com/how-to-ca...e-epf-dividend/
the figures don't tally, amount shown on actual statement is more. Maybe the monthly dividend earns dividend as well?
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The concept is correct
Wat is d difference u get?
wil-i-am
post Feb 8 2015, 12:05 PM

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QUOTE(supersound @ Feb 8 2015, 11:23 AM)
You may consider to take EPF money to dump in any funds when after deducting what ever fees and they write in black and white stating the fund's dividend is 2X of EPF dividend.
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No fund manager will give u B&W on their returns
wil-i-am
post Feb 8 2015, 12:19 PM

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QUOTE(MGM @ Feb 8 2015, 12:06 PM)
Statement shows 0.3% more, thats why I think the monthly dividend earns dividend in susbsequent month(accumulating) as well.
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Suggest u use xcel for manual calculations:-
Opening bal x 6.75%
Jan 14 cont x 335 days x 6.75%
Feb 14 cont x 307 days x 6.75%
Mar 14 cont x 276 days x 6.75%
Apr 14 cont x 246 days x 6.75%
May 14 cont x 215 days x 6.75%
Jun 14 cont x 185 days x 6.75%
Jul 14 cont x 154 days x 6.75%
Aug 14 cont x 123 days x 6.75%
Sep 14 cont x 93 days x 6.75%
Oct 14 cont x 62 days x 6.75%
Nov 14 cont x 32 days x 6.75%
Dec 14 cont x 1 day x 6.75%
Difference, if any wil b negligible

wil-i-am
post Feb 8 2015, 07:26 PM

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QUOTE(supersound @ Feb 8 2015, 07:06 PM)
Still better than any fund around.
I got close to 7 figures of dividend brows.gif  brows.gif
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I assume 7 include 2 decimal
wil-i-am
post Feb 9 2015, 05:30 PM

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EPF hasn't been approached to take up shares in 1MDB's power asset IPO
http://www.theedgemarkets.com/my/article/e...power-asset-ipo
wil-i-am
post Feb 10 2015, 08:24 AM

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Quote by EPF CEO
“This is because the EPF only declares dividends on our realised income. We do not recognise unrealised income,” he said. This means that the EPF only regards as income on investments that it has liquidated and not based on revaluation or mark-to-market gains.
wil-i-am
post Apr 10 2015, 05:54 PM

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Annual Report 2014
http://www.kwsp.gov.my/portal/en/about-epf...ual-report-2014
wil-i-am
post Apr 10 2015, 10:17 PM

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Employees Provident Fund (EPF) mulls realigning withdrawal age to close to 60

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