EPF DIVIDEND, EPF
|
|
 Dec 12 2024, 08:40 PM
Return to original view | Post
#41
|
 
Junior Member
931 posts Joined: Jul 2005  
|
QUOTE(batman1172 @ Dec 12 2024, 08:37 PM) Maybe just maybe that's why i've already been saying... spike it to 5mil..... By 2026 : 56 yo only can withdrawal By 2027 : 57 By 2028 : 58 and so on until 60  then whatever equations they meddle with does not affect you no matter what... batman1172 liked this post
|
|
|
|
|
|
Jan 22 2025, 09:55 PM
Return to original view | Post
#42
|
|
Junior Member
931 posts Joined: Jul 2005
|
Recent news that came out... had made me to ponder on whether i will be pulling out my EPF > 1mil excess and invest outside...
I'm starting to see a bleak future for our country based on recent decisions been made... At this moment... all points to how much they would give in dividends for last year. if it's still below 6%... i'm pulling out.. |
|
|
Feb 11 2025, 05:29 PM
Return to original view | Post
#43
|
|
Junior Member
931 posts Joined: Jul 2005
|
QUOTE(sg8989 @ Feb 11 2025, 04:46 PM) Later 6.2% syariah lolz... if this happens it shows that drinking alcohol and supporting companies that deal with beers5.8% conventional... literally does put a "dent" in your wallet... lol... |
|
|
Feb 26 2025, 09:47 PM
Return to original view | IPv6 | Post
#44
|
|
Junior Member
931 posts Joined: Jul 2005
|
i gotta feeling 2024 payout will be the highest in the next 5 years... doubt from here onwards will be that high anymore...
world economy already in shambles... again its just my macroconspironomics outlook... |
|
|
Oct 1 2025, 11:43 PM
Return to original view | Post
#45
|
|
Junior Member
931 posts Joined: Jul 2005
|
Everyone should aim 5mil in EPF...
for you to hv 5mil by 65... you just need 2mil by 40.. |
|
|
Oct 2 2025, 12:26 AM
Return to original view | IPv6 | Post
#46
|
|
Junior Member
931 posts Joined: Jul 2005
|
QUOTE(Wedchar2912 @ Oct 2 2025, 12:00 AM) someone who is now 59 yo and will retire next year officially, need to have how much? in KV 5mil...out of KV.. 2-3mil suffice |
|
|
|
|
|
Oct 2 2025, 11:33 AM
Return to original view | Post
#47
|
|
Junior Member
931 posts Joined: Jul 2005
|
save 700 per month in EPF for 40yrs you get 1mil
1400 per month = 2mil 2800 per month = 4mil 😁 |
|
|
Oct 2 2025, 04:27 PM
Return to original view | Post
#48
|
|
Junior Member
931 posts Joined: Jul 2005
|
QUOTE(kevyeoh @ Oct 2 2025, 04:23 PM) then let it auto compound from dividend every year and can hit 5mil after that? yes.. |
|
|
Dec 2 2025, 11:38 PM
Return to original view | Post
#49
|
|
Junior Member
931 posts Joined: Jul 2005
|
QUOTE(LostAndFound @ Dec 2 2025, 11:11 PM) If you are 30 years old and already have 1 million in EPF, how much is your salary I wonder? Don't think it will mean much also. Very hard to reach that amount at 30. you would need to save 6500/mnth for 10 years to reach 1mil. means if you come to to work at 20, you would need to earn more than 6.5K very much higher than this amount immediately to save for 10 years... issit doable??... depends on nature of work... LostAndFound liked this post
|
|
|
Dec 3 2025, 08:01 AM
Return to original view | Post
#50
|
|
Junior Member
931 posts Joined: Jul 2005
|
QUOTE(guanteik @ Dec 3 2025, 07:55 AM) To be honest .... 1M for most Malaysians is quite unachievable. See the EPF stats, to have 1M that's 0.05% of active contributors. to have 1mil... you only need save 700 monthly for 40years.If you diligently save this amount from age 25 all the way to 65. You should hit this figure if EPF consistently pays you modest 5% yearly. |
|
|
Dec 3 2025, 08:55 AM
Return to original view | Post
#51
|
|
Junior Member
931 posts Joined: Jul 2005
|
QUOTE(guanteik @ Dec 3 2025, 08:35 AM) The math looks easy, but in actual it's not as it is. Becoz saving is not the problem... is the mindset and mentality of putting money for old age.. I am not referring to myself but saying generally only 0.05% of the contributors have achieved 1m. most dont practice delayed gratification even when they can afford to... but most follow the typical rat race in fear of being left out... graduated, find work, buy car, travel splurge ( got income liao can travel ), find gf, buy house, change car, married, travel splurge ( married liao can honeymoon), have kids, work harder, put kids in college, change car, travel splurge (kids go to college liao, free to travel), retire, travel splurge (retire liao got time to travel)... |
| Change to: |  0.0457sec
 0.85
 7 queries
 GZIP Disabled
Time is now: 10th December 2025 - 10:08 AM |
Quote