Easy money..
Who don't want...

But reality is not
We need to work hard & smart...
So no easy money nowadays...

how many of you here self-contribute rm60k (or any amount) since 2018 ?

i thought this feature only started in 2018....

anyways...if i self-contribute in let say June 2020, would the dividend get pro-rated ?

Increase the % of your contribution.... Just sign a form and ask your hr to submit to epf.
Check epf site for details

Why is everyone so hard up about the epf dividend. They will announce it in due course. It won't matter as your money cannot be taken out.

Not too sure whether i posted it before.

I am treating Epf as my my kitty bank ( retired) . So the most important aspect of it is that i must be able to withdraw whenever i need to painlessly. Its only this year that i realised    that Epf  have an online withdrawal facility, so for those interested here is my experience.

Searching online and reading faq from epf regarding it even make me a bit unsure of the process. Whats mentioned is that if you did a physical withdrawal before then the next withdrwal done online is without hassle. However official sources says that you need the following steps to enable future hassle free online withdrawal.

1. Register for tac at epf booth.
2. Do a withdrawal online.
3. Wait for an email asking to be present at the couner for manual scanning of ic, fingerprints n bank account number.
4. Wait for approval n wait for money to be sent to bank.

The next online withdrawal will be seamless then.

However i am a stubborn person n always want to challenge things  .

1. I went to epf to register tac. If i did an online withdrawal then , i would have to wait dunno how long, maybe have to come back the next day to complete the first stage process. Not wishing to do that, i have other things to do that day also, i did the following step.
2. I immediately went to the counter n did a manual withdrawal of RM50.00. Upon geing queried by the counter on the reason so, i told her that its to facilitate future online withdrawal, it nearly went into a long argument. I think i handled it well , so the process went on smoothly.
3. The withdrawal was deposited in my bank the next day after 5pm.
4. I then did an online withdrawal and seamlessly the money was received by my bank the next day n time as well.

So hoping my experience will help all retirees too .

Yes, <75y/o only.

thanks, just did a live chat with EPF too and that's their answer as well

too bad for him, guess will ask him to get the ambank 4.05% then