What are we expecting today?
It's 6pm now. Got big announcement?

Won't get more than 6%. I guess should be lower than 5.5% because ASB 2019 dividen only has 5.5%.

Probably 4.90
Less than ASB

Well if u Bumi..
Then just dump into ASB..

Non Bumi..
Then EPF still easier to dump..
ASMx is needed try luck..

I'm bracing for 4 - 4.5% for non-bumi ASM funds
For myself, I'm topping up 1% to make employee/employer portion the same. Doesn't hurt my present self much when done monthly but I believe it'll be something my future self will be thankful for.

!000% confirmed, next year dividend will be lower than 5%. Quote me please

For this year 2020, unless KLCI revert back to 1500 levels, we should just expect 3% type of returns for conventional accounts.

to make it worse, our government's strategy to ask the EPF members to withdraw from account 2 to sustain oneself at the expense of one's retirement is irresponsible and unbecoming.
And to compound on this, this means EPF would need to liquidate some of its holdings to cater to the expected 40 bio myr withdrawal from EPF, as estimated by the government.

One the other hand, those who have FDs in banks, just use those since bank interest is like 2% nowadays

i login into portal..i din c the amount of dividend for 2019..
is not calculated yet?

That was fantastic. Remember those kpop suicide people have more millions in hand? Tomorrow you will never know a robber, stray bullet, accident, heart attack, etc is coming at last minute. It happen to Micheal Schumaker which already rich, nothing can stop the bad luck toward us.

Money may not be brought afterlife.
But with recent MCO or economy recession, it highlights the importance of saving.

Whatever YOLO means nothing if next day cannot put food on table.

Rm 1 mil?  Its nothing nowadays

Like I said, Rm1mil is nothing nowadays.

Of course. I am pointing that out because there are many millionaires in KWSP.
A million RM is not worth much nowadays due to its depreciating value.

And the rich will probably not need to contribute.

39,610 out of 7,360,248 

https://www.kwsp.gov.my/documents/20126/974...t=1564377639583

Thought there would be more than that.
Was quite easy for me to pass Rm1mil 

Maybe i am the odd one out.

Its 0.538% BTW 

guess maths is not your strong suit  

Of course. I am pointing that out because there are many millionaires in KWSP.