are you guys topping up the personal rm60k limit? was thinking about it unsure if want to do it or not , since its better than FD.

If EPF can't answer you, I don't think anyone here can. But if I look at it. If you have withdraw your money, why should they pay you dividend? If I sold the stock or uplift FD prematurely, I also don't get anymore dividend or interests. I look at it, same logic applies. But as someone state, maybe leave a little bit there like RM100, just maybe you get pro rated interests.
Did you write in officially to EPF? Make them reply in black and white if verbal can't get any answers.

Some people want to leave something for their kids.

At 65, you already insap, leg pain, back pain, high BP, high cholesterol, heart problem. Got money also can't do much. Want to travel, also susah. Won't really need much money other than hospital fees, so make sure your medical insurance is enough..

And I got reported for it. Lol

i did a spreadsheet and here's my findings:
Age Year  EPF Amount (RM)  Dividend (%)  Dividend (RM)   Withdrawal (RM)  Inflation (%)  Revised Balance (RM)
55 1  1,000,000.00             5%  50,000.00   60,000.00                  3.0%  990,000.00
56 2  990,000.00             5%  49,500.00   61,800.00                  3.0%  977,700.00
57 3  977,700.00             5%  48,885.00   63,654.00                  3.0%  962,931.00
58 4  962,931.00             5%  48,146.55   65,563.62                  3.0%  945,513.93
59 5  945,513.93             5%  47,275.70   67,530.53                  3.0%  925,259.10
60 6  925,259.10             5%  46,262.95   69,556.44                  3.0%  901,965.61
61 7  901,965.61             5%  45,098.28   71,643.14                  3.0%  875,420.75
62 8  875,420.75             5%  43,771.04   73,792.43                  3.0%  845,399.36
63 9  845,399.36             5%  42,269.97   76,006.20                  3.0%  811,663.12
64 10  811,663.12             5%  40,583.16   78,286.39                  3.0%  773,959.88
65 11  773,959.88             5%  38,697.99   80,634.98                  3.0%  732,022.90
66 12  732,022.90             5%  36,601.14   83,054.03                  3.0%  685,570.01
67 13  685,570.01             5%  34,278.50   85,545.65                  3.0%  634,302.86
68 14  634,302.86             5%  31,715.14   88,112.02                  3.0%  577,905.98
69 15  577,905.98             5%  28,895.30   90,755.38                  3.0%  516,045.89
70 16  516,045.89             5%  25,802.29   93,478.04                  3.0%  448,370.14
71 17  448,370.14             5%  22,418.51   96,282.39                  3.0%  374,506.26
72 18  374,506.26             5%  18,725.31   99,170.86                  3.0%  294,060.72
73 19  294,060.72             5%  14,703.04   102,145.98                  3.0%  206,617.77
74 20  206,617.77             5%  10,330.89   105,210.36                  3.0%  111,738.29

It could be true...but if health goes south, means more money would be needed to spend on food supplement and long term medications, which might not be covered by insurance.

Can get HBP and High Cholesterol pills from gov hospital?

For those >55/60, epf is just like a CASA n more versatile than FD. Moreover it is also a good estate planning vehicle.

RM100k new cieling is good, passive savings for me. Will topup to 100k

As this was mentioned before the last round of withdrawal....
UP TO 46% members of the Employees Provident Fund (EPF) below the age of 55 are having less than RM10,000 in their account,.

Wondering just how many (those really needed it) can withdrawal another 5k/10k??

how much of epf ru guys putting as your retirement nest? and let it grow?

is 500k enough or 1 mil or...?

later next year FD raise until 7%, regret kaw kaw.

Above 55 years old can already 😁

Would U or any fellow forumers know EPF minus from A/C1 or A/C2 for this withdrawal?
For the above 50yo, i know it's just A/C2 la which is 30% or less of total coz of robbing for home loans XD

The funny thing, when I was young and started working, got people who said the same thing to me...EPF collapse lah, blah blah. Now I am almost retirement age, still got these group of people singing same story.