Anyone know where or is it even possible to get past EPF statements (say for last 15-20yrs)?  Need to check accumulated dividends.

Does the islamic fund have closing date to convert?

Called them today and surprisingly they can only furnish statements for the past 10yrs max.  Nothing more than that.  I thought EPF is one of the more efficient one, but in this area they are not   

 

I moved my children out,... I've walked the talk too,....  

Thanks to Masters for the reply. As a small french fries, i cant stop but keep worrying about the future. There are so many uncertainties with the conditions with the    politics. but real, there is really nothing i can do. at least one thing i can do is stop worrying and DO what i can do.

EPF should retain at least 50% of the sum for gradually withdrawal during retirement.

I have seen many folks who are pittyful begging for monthly allowance from their children, after spending all their EPF saving, either for self use, or  family purpose.

Asking myself when I read the news this morning on EPF allowing members to withdraw more money for their houses, will that result in EPF having less money to invest?

Another question comes to mind, how much cash does EPF hold in their daily operation? Why? This money is not working for us at all! Ha.

IS the epf money can be take out whenever i want to buy house during my young age ??

Not long ago, the current KWSP CEO Sharil said that the dividend rate will be benchmarked as Kadar Inflasi + 2%.

Recently, our government announced that the current national inflation is 2%.

So, based on the above, we expect the Dividend yield to be 2+2 = 4%      Bersyukurlah! At least we are not being given dedak!

Xuzen

Need advise on one question.

Im working fulltime and would like to contribute more than the 11% currently. 

Should I ask my employer to do the extra deduction from my salary (which I know they wont do cos my HR is a bitch) or am I allowed to contribute myself monthly via auto debit from bank?  If pay ownself every month, do I need to inform them or fill up any form?

Thank you.

Thanks.

************************************

a. Eligible amount:
Minimum RM1,500.00 or RM250.00 per
month.
b. Payment Period:
Minimum of 6 months and maximum of 12
months
c. Payment Date:
25th of every month – as per Age 55 Years
Combination Withdrawal (Monthly Payment)
d. If the annual dividend is less than
RM1,500.00, the annual dividend application
will be automatically cancelled

***************************************

They transfer on the 25th of every month. Lugi mah, interest is calculated on the lowest monthly balance. Will be better if they allow us to specify the withdrawal date. 1st of every month will be the best for us to minimise dividend lost.

My mistake. Asked EPF and reply is, dividend is calculated on daily basis! Bagus.

Frankly, I noticed that the SGD is also at an all-time high now ! The RM has been defeated left, right and centre.