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EPF DIVIDEND, EPF
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romuluz777
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 Feb 23 2023, 07:51 AM
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QUOTE(Unkerpanjang @ Feb 23 2023, 08:27 AM) But just as important Dear Bro n Sis. Similar to amount of kwsp savings, expectations of kwsp dividends, mismanagement of kwsp funds, wanting to be accurate in kwsp forum. Such desires lead to some level of 'less happy'. Just be aware our forumers (last count 40+) emotions are typically bell curve. Some will forget disappointment within minutes, vs hours, vs days vs life impairing emotions. Just take a break if it gets too bothersome. Wise wordsππΎ |
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romuluz777
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Feb 23 2023, 09:28 PM
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The i-akaun app is under maintenance now. I could not access.
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romuluz777
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Feb 23 2023, 10:45 PM
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False alarm, its back on.
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romuluz777
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Feb 24 2023, 02:45 PM
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QUOTE(xander2k8 @ Feb 24 2023, 03:39 PM) 1st Saturday of March Under Zafool the rich is the ones benefits with EV tax holiday and that π€¦ββοΈ not anymore under PMX Remember now the govt subsidy is 80billion while Petronas govt emoluments is only 60billion shortfall of 20billion hence cuts to subsidy will be happening as there is no choice to balance the books π€¦ββοΈ Bro...I beh tahan liao. All of your posts are peppered with this facepalm emoji regardless of the tone of statement -> π€¦ββοΈπ€¦ββοΈπ€¦ββοΈπ€¦ββοΈ It is really damn annoying wei...can you use others please ? Sorry, no offense yeah. |
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romuluz777
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Feb 24 2023, 04:09 PM
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Watching it on Astro Awani live
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romuluz777
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Feb 24 2023, 06:04 PM
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QUOTE(ASoulNamedLeo @ Feb 24 2023, 06:26 PM) Sorry, I wanted to convey that not tiered dividends per se, but the RM500 injection makes it looks like tiered dividends, tiered returns is the more correct term here. I would not call it a tiered dividend or tiered whatnot...its just a subsidized handout plain and simple. |
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romuluz777
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Feb 24 2023, 06:30 PM
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After all this hoo ha....there will be a pause in the market and then its all back to business as usual. Luxury goods will still be bought at a whim.
Life will go on macam biasa.
We will just adapt to work harder, smarter to earn more money.
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romuluz777
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Feb 25 2023, 09:40 AM
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Tiered dividends are off the table for now. I doubt it will come up in the foreseeable future. Lets hope it stays dead-er and buried.
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romuluz777
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Feb 25 2023, 02:19 PM
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QUOTE(Wedchar2912 @ Feb 25 2023, 02:54 PM) having the income of close to 20K rm per month for a single person is well within T05. Could be T01 even, but we don't have stats more granular than the 5% population grouping. T05 household income is only 20K rm.  These are gross monthly salary range, correct ? |
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romuluz777
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Feb 25 2023, 04:24 PM
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QUOTE(magika @ Feb 25 2023, 05:09 PM) 3.8% also okay in these times where so many people are envious about contributors dominating epf funds. It will take some heat off epf contributors who seems to be making easy money without effort or risk. Easy money ? Seriously ? |
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romuluz777
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Feb 25 2023, 05:18 PM
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Thanks to the naysayers and rumour mongers all these unfounded fears are still being stoked.
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romuluz777
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Feb 25 2023, 08:30 PM
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From the way I see it, even if the retirement age is extended until 65, whats gonna happen is the Account Emas will just run proportionately till 65. The current full w/d at 55 would remain as is. However, I feel extension of retirement age will be unlikely for now as the younger grads need to get employed too.
The reason for extending retirement age is due to an ageing society and most older folks need to work to live. Thats fine but the need to work to survive only applies to a portion of the 50-60 cohort, not everyone.
I would just continue self contributing to the max, unless there is an attractive investment oppty of equal risk. Anyway, its still possible to w/draw anytime. To worry about how PMX will impose new policies, I would not lose sleep over this issue.
Otherwise it would be like constantly worrying whether your wife is sleeping with someone else behind your back.
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romuluz777
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Feb 25 2023, 11:03 PM
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There will be no changes to the withdrawal quotas or set in stone phases.
Dont overthink and worry about events which are dreamed up by sek pau mou yeh chou yee ma ku chehs.
Its gonna be status quo so rest easy and enjoy yr retirement.
Cheers brosπ―ββοΈπ«
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romuluz777
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Feb 26 2023, 01:45 PM
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QUOTE(Wolves @ Feb 26 2023, 01:43 PM) Happy holidays! I haven't travel oversea since 2016. Lagi teruk.. lol but then again old liao you should travel before you cannot physically go. So enjoy. Money not spent = not your money. π Exactly my thought. If shariah can go so high confirm rob right put left. π Wont happen lah..non-H and H cannot mix |
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romuluz777
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Feb 27 2023, 10:48 AM
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Its human weakness for short term gratification.
Its not that different from the married guy who curi makan outside.
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romuluz777
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Feb 28 2023, 02:13 PM
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If still not happy with the risk factor, later one can always withdraw and transfer to external USD/SGD denom funds
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romuluz777
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Mar 1 2023, 05:21 PM
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the longer the wait, the higher the dividend:)
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romuluz777
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Mar 1 2023, 07:38 PM
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Aim low to avoid disappointment
5.25 it is
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romuluz777
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Mar 1 2023, 11:58 PM
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QUOTE(nexona88 @ Mar 1 2023, 09:12 PM) Unless they increase to 60 π Huhuhuhuhu... Are you hoping that they will increase to 60 ? |
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romuluz777
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Mar 2 2023, 08:40 AM
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QUOTE(nexona88 @ Mar 2 2023, 01:00 AM) U think? π » Click to show Spoiler - click again to hide... « hoping for more withdrawal instead... So country can doom faster This won't happen. At most, the Emas account tenure will just be extended. |
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