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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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sj0217
post Jun 13 2013, 01:24 PM

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QUOTE(red_scorpion @ Jun 13 2013, 11:31 AM)
My CL from OCBC also not consider generous, is the most low CL among all the bank, less than 2x of my salary. I even swipe 1-3k per month, but I didnt care it as it is more than enough..every month after 50 rebate cap reached, I will use other card. The most generous bank is SCB, 7x of my salary.  rclxms.gif  rclxms.gif  but useless, I only swipe few hundred per year....just a backup card  flex.gif
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Me too, even less than 2x of my income.

Ya, just swipe within the cash back RM50, will use other card if reached the cask back, no point to having such high CL, but if having high CL just for in case for emergency used.

shocking.gif drool.gif 7x of your salary oh? that one can be yr emergency used. thumbup.gif

QUOTE(cempedaklife @ Jun 13 2013, 11:54 AM)
my ocbc titanium card only get about 120% of my monthly salary.. laugh.gif
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good enough for daily spend already for cash back RM50
sj0217
post Jun 14 2013, 08:08 AM

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QUOTE(GloryKnight @ Jun 14 2013, 01:00 AM)
I received a miss call from 03-xxxx which is from OCBC at around 7pm+ 3 days ago. Waited but they never called, or should I call? Dont know successful or not.
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QUOTE(kenlui @ Jun 14 2013, 06:25 AM)
They will usually call using a private number. Weird that they called u using a 03 number.
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ya, normally the number will be show is "block" number, no number is appear
sj0217
post Jun 14 2013, 11:50 AM

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QUOTE(KTCY @ Jun 14 2013, 10:42 AM)
call back to CS tell them you miss the call. smile.gif
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ya, always call back to CS if there is relating to CC application.

Other than that, just leave it aside... haha smile.gif
sj0217
post Jun 17 2013, 10:35 AM

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QUOTE(David83 @ Jun 16 2013, 10:44 PM)
The 2% comes in smart cash thing right?
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ya, there has come with 2% smart cash and dont know how much % for member card (BHP card), total will be 5%+2%+y = 7%+y

sorry for out of topic here, but just sharing to David83 smile.gif
sj0217
post Jun 17 2013, 11:23 AM

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QUOTE(jwwc @ Jun 17 2013, 10:56 AM)
Sorry another out of topic post - be reminded that you need to swipe inside the BHP station (at the counter), not at the pump in order to earn 2% SMART$
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huh? shocking.gif really? no wonder cannot see the smart cash on receipt when pump outside, only saw one time the smart cash on receipt when take it from the counter... sad.gif

I think we should move this topic to UOB thread
sj0217
post Jun 17 2013, 11:27 AM

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QUOTE(ronnie @ Jun 16 2013, 10:52 AM)
FYI, My last month spend was RM999.96 and I received full RM50 rebate (5%) for that month. Basically OCBc uses round-up mechanism to our advantage.
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ya, I have just did calcalation on the cash back, the 5% cash back for amount that I spend was RM399.97, after calcalation for 5%, cash back amount should be RM19.99, but I received RM20.

They are processed it to be round up figure. rclxms.gif thumbup.gif
sj0217
post Jun 25 2013, 05:09 PM

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QUOTE(shortleg88 @ Jun 25 2013, 02:40 PM)
My statement is on the 12th when is my due date ya? July 1st or 2nd?

Don't know why my online account never states the due date this time (maybe because i have the 20% dining rebate offsetting the min amount to pay).

Thanks a bunch.
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Will be on 2nd July since Month of June only got 30 days.
sj0217
post Jun 25 2013, 05:15 PM

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Just received a called from OCBC bank, initially I have doubt on this call because the officer starting to speak about mandarin to me at first point as I have never speak mandarin to them before.

After all, just realized that he is promoting the cash advance RM4600 with interest 4.99% and also ask whether need BT or not shakehead.gif
sj0217
post Jun 30 2013, 11:36 AM

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QUOTE(ronnie @ Jun 30 2013, 11:30 AM)
These places is under 5% Dining Rebate:-
Starbucks - Sooka Sentral [MCC 5814]
KFC - Midvalley [MCC 5814]
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KFC can use CC? is there any minimum need to be spend only can use cc?

I have always keep an eye to see if there got terminal when buying the KFC, but seem like there is no any terminal for cc purpose.

perhaps I can ask them next time.
sj0217
post Jun 30 2013, 10:48 PM

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QUOTE(ronnie @ Jun 30 2013, 02:45 PM)
No minimum at KFC Midvalley. I swiped for RM8.50 meal
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Okay noted. rclxms.gif

I shall try to ask the branch at 1U on next time whether cc acceptable or not.
sj0217
post Jun 30 2013, 11:02 PM

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QUOTE(ronnie @ Jun 30 2013, 10:56 PM)
Recommended to ask which counter accepts CC.... KFC has dedicated CC counters
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On the other hand, so far I saw they have indicated the CIMB cc payment which eligible for 10% discount.

Not sure how about now.
sj0217
post Jul 4 2013, 10:47 AM

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QUOTE(BlackWoods @ Jul 4 2013, 09:54 AM)
Just received my card from mail today and activated using self-service by calling the hotline.

I want to do online payment, is it I need to wait they send the PIN to me?
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Yes, you need to get your PIN number only can active your internet banking account.

Your PIN number will be reach within few days after you received your card.
sj0217
post Jul 4 2013, 01:02 PM

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QUOTE(BlackWoods @ Jul 4 2013, 11:00 AM)
Alright, guess I will need to wait for a few days to pay my phone bill online. biggrin.gif

When will I get to know what date should I payback? Don't want to get charged for any interest, first credit card in my life tongue.gif
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woo, rclxms.gif your first CC is approved by OCBC bank oh? this is definitely a good start.

Most of the ppl reported here that is hard to get this card approve even with good record.

Enjoy your cash back benefits. thumbup.gif


sj0217
post Jul 5 2013, 03:28 PM

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QUOTE(arthur88 @ Jul 5 2013, 03:03 PM)
actually use autopay, deduct RM2 + 5%...
instead of 5% only....
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You mean autopay for Unifi?

We are more prefer manual pay via M2U on weekends which is u can get x5 point (equivalent 2.5% cash back) + 5% cash back, total cash back will be 7.5% rclxms.gif


sj0217
post Jul 5 2013, 05:30 PM

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QUOTE(LoveMeNot @ Jul 5 2013, 04:30 PM)
hi all

I've just applied the card and was told that it will not be delivered to house anymore due to their new ruling and successful applicant have to go and collect it from the nearest branch. How true is that? o.O
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No idea with currct process, previous one they are no allow to be collect at branch as I have requested, so ended up I received it by post from bank.

QUOTE(OptimusStar @ Jul 5 2013, 05:23 PM)
Can we use M2U or CimbClicks to pay OCBC credit card? Anyone done this ?
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Yes u can use M2U to pay the OCBC cc payment by selecting the fund transfer - choose for credit card option and key in the detail
sj0217
post Jul 5 2013, 10:14 PM

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QUOTE(arthur88 @ Jul 5 2013, 07:26 PM)
isnt this OCBC Titanium CC thread?
how come it has become maybank2kard thread?
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Yes obviously this is OCBC thread

FYI only bro.
sj0217
post Jul 9 2013, 01:16 PM

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QUOTE(KTCY @ Jul 9 2013, 08:14 AM)
So june comes to an end. Anyone gotten RM 30 cash back in their account ? tongue.gif
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still waiting for the cash back RM30, but no cash back on latest statement (yesterday)

Actually how we check and know whether you are in list or not? or no such way to check, but only wait for the bank? hmm.gif
sj0217
post Aug 1 2013, 05:11 PM

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QUOTE(David900924 @ Aug 1 2013, 10:29 AM)
Guys, i want to apply this card this week, may I know wat document to bring and I should apply online first or straight go to bank with my document?
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Maybe you can visit temporarily booth at The Curve.

You can print out your EPF statement from there and perhaps can prepare 3 months payslip for in case...
sj0217
post Aug 3 2013, 04:59 PM

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QUOTE(500Kmission @ Aug 3 2013, 04:52 PM)
thus, after you have set the trigger amount, you received sms alert with all transaction above rm1, is that correct?
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Yes u will be received SMS alert when swipe your card

I think minimum to be set on RM1
sj0217
post Aug 8 2013, 12:00 AM

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Charms shop at 1u is under 5%

Perhaps can update it as for Dine category in front page
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