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Credit Cards OCBC Titanium MasterCard Cash-Back v3, Which merchant get 5% or 1% Cashback ??

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sj0217
post May 2 2013, 10:19 PM

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QUOTE(Human Nature @ May 2 2013, 10:13 PM)
each time  biggrin.gif
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So wired for OCBC, but so far MBB don't has this kind of charge

Anyway, thanks for your sharing ya notworthy.gif
sj0217
post May 2 2013, 10:42 PM

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QUOTE(ronnie @ May 2 2013, 10:35 PM)
This charge won't appear if you swip at the counter... all credit cards will charge this "pre-authorisation amount" when swipe at the petrol pump.
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But so far I swiped with MBB amex at petrol station, there is no SMS alert saying that what amount to be charge

Somehow OCBC is the case that first time received the SMS alert about this charge, that y so curious about this.
sj0217
post May 2 2013, 11:11 PM

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QUOTE(ronnie @ May 2 2013, 10:56 PM)
Maybe the SMS Transaction Alert for MBB was not set to prompt you.... I get it everytime I swipe AMEX at Petronas/Shell
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Oh really? Ya I think so.. hmm.gif

I will ask for it when visit one u card centre next time. smile.gif

The SMS alert can be set for RM1 as well for MBB same like OCBC ??
sj0217
post May 2 2013, 11:20 PM

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QUOTE(ronnie @ May 2 2013, 11:13 PM)
Yes... RM1 for Maybank is possible.....
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Ok, will ask to be set for SMS alert for RM1

Thanks for your sharing notworthy.gif
sj0217
post May 13 2013, 11:40 PM

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I have received cask back from the monthly statement, there have two cash back to be deducted RM50 + RM50.

I do know one is monthly cash back, another description showed cash back Cr Adj? is this mean new card holder for 3 swiped to get the cash back RM50? hmm.gif
sj0217
post May 14 2013, 09:04 AM

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QUOTE(ronnie @ May 14 2013, 12:27 AM)
Possibly YES.
A quick call to OCBC CS will answer your question.... let us all know.
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QUOTE(KTCY @ May 14 2013, 07:15 AM)
I got that as well. I guess it should be.
Still waiting for RM 30 for online bill payment which I already get as per confirmation by the CS biggrin.gif
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QUOTE(David83 @ May 14 2013, 07:48 AM)
For "cash back Cr Adj", it's the RM 50 new sign up promo.

Now this cash back has increased to RM 80.
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Oh I see, ya I'm waiting RM 30 for online payment as well biggrin.gif

Increase to RM80? U mean rm50+rm30 or direct cash back for new sign up promotion for rm80?
sj0217
post May 21 2013, 07:36 AM

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QUOTE(KTCY @ May 21 2013, 07:33 AM)
Called up OCBC CS last night.
Talked to the CS about RM 30 rebate when paying bill online.
And get to know that those who entitle, will only get to know end of June when promotion ends.
That's long way to go sleep.gif
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would they be send notification for people who entitled it? or just direct cash back into monthly statement will do?

No wonder, because Im still waiting for this cash back RM30
sj0217
post May 21 2013, 10:20 PM

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QUOTE(gsc @ May 21 2013, 11:29 AM)
Not every one will get 30 cash back. Once quota is up, no more cash back and you will only get to know in june
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I see, alright I will wait and see on june.

Between, called CS to changed the mailing address, get to know that the address u changed on Internet banking that it does not reflecting to your monthly statement, that is only reflecting to yr internet banking, so in order to change the mailing address for monthly statement, need to call up to CS (don't know branch can be done or not).

And also requested to change the cycle date, based on CS advice, I think there is only three cycle date can be choose which is 6, 12 and 25. correct? But end up choose for 6 of every month. I have Just get the first statement only, but the second statement will be issued on 6th June, so fast.

Besides, I through the hard copy statement can be change to soft copy statement send by email, however, there is no soft copy to be send, only will send for hard copy for monthly statement. sad.gif


sj0217
post May 21 2013, 10:31 PM

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QUOTE(gsc @ May 21 2013, 10:28 PM)
Soft copy available when you log into the internet banking...
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Try but cannot get it, only get the link of the website, but not the PDF file

You can get the copy as PDF file?
sj0217
post May 21 2013, 11:10 PM

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QUOTE(lamode @ May 21 2013, 10:43 PM)
That is bullsh*t, i changed my statement date twice, and its neither of the date u mention above.
There is no online PDF for monthly statement...
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No idea with it, he only said 6 or 25 cycle date for me to choose.

So usually just view your transaction on Internet banking right since there is no PDF monthly statement.
sj0217
post May 29 2013, 10:07 AM

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QUOTE(onscreen @ May 28 2013, 04:57 PM)
Applied mine last week. Got call from the officer yesterday for verification purpose. How long will it be to know if the application be successful or not after the verification call?

The call usually shows as unknown number to most phone so that might be the reason why no one picks up. For me I had them to call my mobile number as I am very sure the colleagues at my workplace will not pick up.
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3-4 days will received SMS if the card is approved.

Ya, I have no pick up the call when they calling, because there is no number showed and only appear "Block".

After SA told me about this, then only pick up with the call. doh.gif


sj0217
post Jun 9 2013, 01:35 AM

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QUOTE(red_scorpion @ Jun 9 2013, 12:37 AM)
I think OCBC card interest free EPP is all the while there. But there is an 1 time handling fee which are 5 months 2%, 10 months 3%, 20 months 5%.
Everytime when I swipe more than 1k, I will received an SMS telling me that I can convert my purchase into EPP, please call .....
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Oh? I have swipe over 1k before, but why I didn't received any SMS from OCBC bank about EPP hmm.gif
sj0217
post Jun 9 2013, 01:49 PM

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QUOTE(red_scorpion @ Jun 9 2013, 01:17 PM)
I am not sure y u didnt received the sms.. You can call to ask? Everytime i swipe, i will receive 2 sms immediately, 1 is stated how much u swipe, at where and when, another 1 is convert your purchased to EPP..
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Normally I only received sms notification about how much been swipe

perhaps I can call CS and check it. Thanks rclxms.gif


sj0217
post Jun 9 2013, 01:51 PM

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Would like to seek you guys advice.

20% rebate of the dining at The Curve, is the rebate amount will be total up into 1% or 5% monthly cash back or will be separately line to be show on statement?

Reason why I ask this is because I only saw 1% and 5% cash back on latest statement, but the 20% rebate amount didn't show out
sj0217
post Jun 9 2013, 03:14 PM

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QUOTE(David83 @ Jun 9 2013, 02:18 PM)
Could be on the next statement.

I don't think that it'll be included under the 1% or 5% cash rebate category.
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I see, if not it should be separately line to be show on statement then. smile.gif

QUOTE(qqbill @ Jun 9 2013, 02:24 PM)
once u swipe u will get the sms telling how much you saved.
the amount stated will not be shown in your statement immediately, if you cant find it in next statement, it might be next or next 2 statement.  thumbup.gif
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A SMS will be send to me immediately while im signing the signature. Ya I know about this will be show on next statement, which is latest statement of this month, but then I cannot see it.

Is okay, just need to be clear about this, will look forward for next statement. notworthy.gif
sj0217
post Jun 9 2013, 08:25 PM

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QUOTE(ronnie @ Jun 9 2013, 08:11 PM)
The 20% dining rebate will be listed as a separate entry in your statement. Usually creditted on the NEXT statement date (after you performed the transaction).
If your statement date is 5 June, expect the Dining Rebate in the 5 July statement.
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Ya that is what i think. Possiblitly affected by different statement date as I have requested to changed my statement date to be early so it may not show on latest statement, should be next statement.
sj0217
post Jun 10 2013, 03:27 PM

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QUOTE(cempedaklife @ Jun 10 2013, 10:11 AM)
nothing to do with the change of statement date...

all these while, my 20% rebate is always in the NEXT statement rather than in the statement that the transaction is in...
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No, initially the statement date was in 12nd on every month, and current I have requested to be changed to early date which is 6th every month, so probably the 20% rebate may not flow on current statement, but will be on next month of statement.

Will look forward on next statement. blush.gif
sj0217
post Jun 10 2013, 03:30 PM

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QUOTE(cwhong @ Jun 10 2013, 01:15 AM)
It will inccur admin fees if not mistaken was 2% for 10 months.....
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What 2% for 10 months u mean? blink.gif

U mean SMS notification??
sj0217
post Jun 11 2013, 03:28 PM

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QUOTE(fruitie @ Jun 11 2013, 11:49 AM)
For those want to apply for this card, there is a booth set up in KL Sentral (opposite of Burger King). smile.gif
I didn't check out because I already own one and they didn't approach me either. laugh.gif
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Besides, ppl also can apply from the temp booth at The Curve since last week that I saw until now.

Yesterday went through there, and they still there, I guess they will be there as well on this weekends. smile.gif
sj0217
post Jun 13 2013, 09:42 AM

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QUOTE(Frostlord @ Jun 13 2013, 09:37 AM)
just got my card yesterday. i must say, ocbc is VERY generous on their CL sweat.gif
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No, I don't think so as my CL from ocbc bank is not consider generous sad.gif

I would say CL given is based on the personal in term of Payment behavior, income and so on

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