Just call the CS and tell them you wanna apply. Most likely they will assign a person in charge to handle your application e.g. emailing of required documents and application form.

I submitted my application on Thursday (online too) and they called me up on Tuesday.

what's your annual income?

Well, I upgraded mine from Gold to Platinum, and they increase my limit as well

Guys, wanna know whether if I service my car at Perodua Service Centre, the rebate would be 5% or 1%?

Honestly, why do you want so many cards? Don't you find it bothersome? I have 6 from 5 banks and I'm already kinda bothered by it (paying for the GST). If I can cancel 3 of it I even would but I can't due to ez payment commitment.

This question may sound stupid but I need to know. How do you guys actually know which places offers 1% or 5% cashback? You call the bank and ask? Ask the cashier? Or?

That means one can only know what's the % like after the card has been swipe. Unless I make a call before the usage itself.

So what I should do is to just call the CS, tell them the name of the place where the card is use and they'll give me the MCC code?

pretty troublesome. Do you do that?

Yeah. I've been checking out this thread just to see what's in and what's out. I've just gotten this card like 3 weeks ago, so still trying to learn the "art" of using it efficiently. To be honest, I don't even know what's MCC code before this. Will definitely keep track to identify which is which.

Of course I do keep track of my spending. But to do this "put in what u think is 5% and 1% and compare with the rebate when u get the statement. if there's difference, try to move those transactions around until u get it consistent, then u'll know which is which" ---> a little troublesome. But oh well, if I really would want to know, I have to do it somehow. Thanks btw

I did not received any sms from them as well when my card was approved according to the CS even though I was told that it will be send. In the end I just go directly to the branch where I'm suppose to collect my card to get it.

They don't? Then the downloadable statement in the portal is what?

Saw it at tropicana mall all the time.

there's no way to check except for you yourself noting it down. and when the bills come you kinda "guess" or assume" based on the comparison of charges of the bills and also the rebate obtained. Till now I've yet to do that because I'm too lazy