If anyone's going to be applying for this card and wants it fast, take my advice and don't apply online. Until today, I still haven't received the confirmation call on my application status...it's been like, 3 weeks now? I feel like strangling myself for canceling my initial application with the branch (which took only days!!) and changed it to online submission just because of the stupid Samsung S4 draw. The nightmarish wait is giving me unnecessary headache and I hate it. Imagine if I really could get the card, it'd be months before I get it versus 1-2 weeks max through branch.

Did you fill up the PDF form digitally or you print, complete the form, and scan it back?

You didn't follow up with them on the status between 1st and today?
So you don't know if your application is approved or not, yes?

10 days is a long period of grace time, you should start checking now.
I had initially told them I need mine to be ready fast, fast, fast. Yet, my case is so unlucky. Ended up 3 weeks and still stuck. Do you know how many times I had to email the agent just to push for it? Imagine if I didn't, prolly months also nothing gets moving. Just now I called up hotline instead of agent (because she can't do crap) and was told my card is going to reach my branch next Monday.

Normal processing period is 2 weeks, so the hotline girl told me my case is considered abnormal.
I'm still considering whether to write in a complaint or not.

Hey guys,

Just a quick check. I received a call from OCBC telemarketing asking for 3 months payslip and EPF statement. Is that really necessary?

More so, their website only statement 1 month payslip or epf statement instead of 3 months payslips and epf statment.

What if I apply at the Curve booth? Need to provide everything?

I'm thinking to apply at their booth.

Lazy to scan them all the documents.

If they rejects me, I will not apply their card in future.

hahaha....

for 3x swipe within 45 days to entitle RM50 rebate, do we need to pay RM50 GST for the first statement and wait for the RM50 rebate credit back in 2nd month statement ? or it happen in the first statement (3x swipe in the first statement)

I would like to apply OCBC Titanium.

May i know wat document they MUST need when apply?

IC a must. EPF statement?

Mine is exactly 3x my given salary.

RM5000 is the magic CL for this card as spending under the 1% catogery will give you the max RM50 rebate already.

This is a pure cash back card.

Lower limit: RM1000
If you ONLY spend under the 5% catogeries (dining, utility, grocery and petrol), you would max out the RM50 monthly rebate by just spending RM1000. Any other usage will not give you any benefit.

Upper limit: RM5000
If you ONLY spend under the 1% catogery (NOT dining, utility, grocery and petrol), you would max out the RM50 monthly rebate by just spending RM5000. Any other usage will not give you any benefit.

You may utilize or spend more but no points will be given. My point is, high CL is not very important with this card 

p/s this does not include the RM10,000 annual usage bonus or other promo. or you need the CL but no other CC.

Weekend:
use Amex whenever you can 5% + 5x > Else use OCBC for the 4 categories 5% > Use OCBC for other catogeries 1%

Weekday
use OCBC for the 4 catogeries 5% > Else use AMEX when it is accepted 5x > Use OCBC for other catogeries 1%

Keep track whether the max rebate is reached or not.

Tips: Buy shopping/dining vouchers during weekends (can be used during weekdays)

Monday application submitted to ocbc branch
Tuesday application approved.

how many days to receive the card and pin ? if request send it to branch will be faster ?

don't know... but the branch officer asked whether to collect at branch or post to my house address. so i choose house address.
so how many days u collect from branch after approved ?

I called customer service to check the status with my ic number, it is approved, but i never receive any sms... is this normal ?

so you never receive any sms...? sifus here said will receive welcome ocbc sms ?

maybe your record to clean..

Well, true also...
My house and car loan also just started two months ago...

So now what can I do?
CS told me to appeal after 6 months???
Can I re-apply again or appeal directly?

Too clean = No loan, no other cc

Banks cannot/will not share rejection reason.

I think more important is the payment record.
if too clean, no record can trace. I also heard somebody apply housing loan, but dont have any record to trace (no credit card also), at the end the loan also rejected.
if you have a few loan, i believe that's no problem, bank can trace your repayment records.

Too clean here means there is no history of credit. It does not mean late payment, any penalty, etc. Some banks would like to check on the person's ability (or trend) in making payments on time, no default cases.
OCBC is pretty strict. Try to send an appeal letter, refer to page 1.