QUOTE(8431 @ Jan 22 2013, 02:59 PM)
insurance claim lambat. and my friend in this line told me usually what u claim u will get only half of it either in value or watsoever lol.
i kena left hand side, fog lamp still ok. is a junction sloping down abit, turning to left, in front of me got one lorry, i was rushing to work, so i stopped at junction, then look at incoming traffic from right, cleared, and i assume the lorry will already move, so i let go my brake, didn't even pressed the gas pedal yet, then my left front already kena the lorry rear metal bar lol...
Your fren is the line is giving you kok n bull story.... unless you purposely under inso your car, they will pay FULL value of the claim, as your Lala is still new....
Cars older than 5 years will qualify for used/recond/compatible parts while cars 10 years above have to pay "betterment fees" on top of the used/recond/compatible parts....
If its a small dent or cracked bumper only, try finding used Lala fronts or LGT fronts (this seems to be much preferred).... u can get the from a few hundred (used) to 1-2K for Taiwan PP LGT bumpers... this part cost dont justify the loss of inso NCB/NCD....
If u broke one front lamp.... then u can consider claim as one lamp itself costs 1.7K (Proton price)....
#888