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Credit Cards Hong Leong Bank Wise CC 10% Cash Back, up to RM100

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WhitE LighteR
post Jan 16 2013, 06:08 PM

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QUOTE(andrekua2 @ Jan 16 2013, 05:00 PM)
Damn, if they launched this while I still hold my SCB, would be great as I had almost 200k points.

Seem like HLB is coming with a new WISE card... cant wait for this. Stupid MBB 2cards delay delay until not approved. Will avoid MBB for the rest of my life. Stupid bank.
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The wise card is not really "wise" choice. laugh.gif
WhitE LighteR
post Jan 16 2013, 07:03 PM

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QUOTE(echoesian @ Jan 16 2013, 06:42 PM)
Wise card is good giving 10% rebate if you spend at least 10 times with minimum RM50 on each transaction.
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Yup. Only if you fulfill that requirement and the discount is only limited to that category.

Also dun forget they do not have an auto fee waiver policy.
WhitE LighteR
post Jan 17 2013, 01:11 PM

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Many conflicting info regarding this. Duno who is right....
WhitE LighteR
post Jan 17 2013, 01:38 PM

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Shud be 510...

Coz the minimum spending to qualify the 10% is RM50 X 10. But i wonder what happen if u didnt qualify as in miss the above by like 1 transaction or one of the transaction is RM49.95.... 0% cashback? Aiyo.. so damn sad if like that.
WhitE LighteR
post Jan 17 2013, 10:42 PM

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QUOTE(ronnie @ Jan 17 2013, 10:05 PM)
I guess a minimum swipe with WISE must be RM50 and above... Not too difficult actually.
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depend on ppl lo. if like me is confirm mission impossible already...
WhitE LighteR
post Jan 18 2013, 02:37 PM

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WISE card is only useful for those who can fulfill the minimum requirement to start earning the 10% cashback. For individual who dont fulfill that requirement MACH is better. HLB Essential are those who spend damn alot, so they can enjoy the 1% unlimited cashback. Ultimately there is no best among the 3. It just depend on your own personal spending pattern.

Example if you can pump petrol above RM50 for 9 times and pay your phone bills... that would make it 10 transaction. At 10% cashback it is even better then MBB2 Amex that earn you 7.5% and OCBC Ti that offers your 5%

This post has been edited by WhitE LighteR: Jan 18 2013, 03:06 PM
WhitE LighteR
post Jan 18 2013, 07:50 PM

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People been posting and discussing this since Tuesday. The website was also updated at the same time...
WhitE LighteR
post Jan 18 2013, 07:59 PM

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QUOTE(gauthjasmon_1 @ Jan 18 2013, 07:52 PM)

Ya kah..
Paiseh i did not notice...just realize can only choose 2 out of the 10 categories, and minimum RM50 per transaction
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Yes.

I believe u better revamp the 1st post to enrich the content to provide more information regarding the card. The mod here r abit sensitive to "low quality" threads. Previous Wise card thread was deleted due to this...
WhitE LighteR
post Jan 21 2013, 07:29 PM

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I remember last time the MACH card launch also like this.. All blur blur coz HLB didnt post a clear T&C laugh.gif
WhitE LighteR
post Jan 24 2013, 11:56 AM

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QUOTE(guy3288 @ Jan 24 2013, 02:01 AM)
today went to HLB do some other things, the staff there told me to apply, said 1st year annual fee will be waived, i asked sure or not,  she said she already called CS- 1st year FOC, so i signed up for the card.

I told her if i kena AF charge i wont take the card, she said NO AF for 1st year! CS also cannot agree with each other, tell different things to different callers.... sigh...

i chose the grocery and petrol, i think this 2 category easier to swipe 10X. Go tesco, jusco, giant buy till RM50 stop. then pay another  bill easily can get 10x swipe.

only problem is the Wise swipes will eat into my PBB that requires 8- 12x swipes for that RM120 CB, promotion till 31.4.13.
now got so many cards, really have to plan to gain the max..........

my plan:
OCBC easy- pay TNB 1k 1k each done.
PBB swipe 8-12x first week only.
After that swipe WISE 10x petrol and grocery

Next - Amex all others on weekends, pay Telekom online. Balance weekends shopping,

WATAMI I am going to get too - swipe all others not in category above especially insurance premium where Amex/OCBC  wont accept. Everything else also is acceptable to WATAMI as long as not instalment or finance charges etc., But The CS told me Petrol no 3% CB! So  petrol is one exception in retail swipes..no rebate.
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wow.. thansk for the tips on the WATAMI card. I've actually been looking for a good place to charge all my Insurance but still havent found one. I am currently charging it to my MBB2 MC card which only give me 1point/ringgit sad.gif
WhitE LighteR
post Jan 24 2013, 12:40 PM

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QUOTE(ronnie @ Jan 24 2013, 12:03 PM)
sign0006.gif Didn't you check out my AEON Credit Card thread ??
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notworthy.gif i did. but that was before u had all the more detailed info in there. i am checking it right now again. i will add some question regarding the 3% rebate.
WhitE LighteR
post Jan 30 2013, 01:51 PM

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QUOTE(mletee @ Jan 30 2013, 01:09 PM)
i mean the benefit? both cards are the same but platinium annual fees is more expensive? weird..
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HLB always come out things half ass one. Wait a while more and let them clarify further....
WhitE LighteR
post Feb 1 2013, 04:19 PM

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QUOTE(tiramisu83 @ Jan 31 2013, 12:20 AM)
what a 'wise card' to let us think until our head almost explode just to get the big rebate..lol
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need high IQ to use this card laugh.gif
WhitE LighteR
post Feb 2 2013, 08:33 PM

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still no picture of the real card eh? no one received their card yet? in pic it looks quite nice...
WhitE LighteR
post Feb 7 2013, 08:37 AM

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QUOTE(andrekua2 @ Feb 6 2013, 06:22 PM)
Received the surprised package when I reached home just now. Normal postage... No wonder took so long. Card looks dull with the silver Wise shinning on light reflection.
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*using imagination*














giv pic la boss....
WhitE LighteR
post Apr 3 2013, 11:39 AM

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QUOTE(ronnie @ Apr 3 2013, 11:25 AM)
I offer to take over the WISE thread... but how ?
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Make a new thread. V2
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