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Credit Cards AEON Credit Cards, By AEON Credit Services

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sj0217
post Dec 23 2013, 11:03 PM

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QUOTE(crusher @ Dec 22 2013, 11:42 PM)
They prefer to have EPF statement AND 3 months payslip actually. I was told by the CS in AEON Credit Jusco.
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During apply that time, they only request for latest EPF statement and print out on the spot at 1u branch, no payslip is needed.

QUOTE(celaw @ Dec 23 2013, 10:46 AM)
Let say I have 10k Credit Limit and don't have any outstanding. I can do 8k BT for the first time right? After it being approved, my Outstanding will be 8k. Then I can do 1.6k BT the next day?
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Second BT for 1.6k you mean? Can be done??? Because you have usage of 80% Of your CL from the card, based on understanding, only allow 80% of your CL can be done for BT, the remaining balance will not allow to BT again. Please correct me if I'm wrong... blush.gif
sj0217
post Dec 23 2013, 11:24 PM

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QUOTE(lamode @ Dec 23 2013, 11:11 PM)
its based on 80% of available CL, so yes, he will be able to do the second BT.
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But BT 8k is already used of 80% out of 100% (10k), how come still able to do the second BT?? hmm.gif
sj0217
post Dec 27 2013, 05:40 PM

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QUOTE(cfa28 @ Dec 27 2013, 03:11 PM)
What you can do is to wait at the Petrol Station and approach those people paying cash.

Encik / Puan, tak payah guna cash, encik Bayar saya cash, saya guna Credit Card saya.

Setiap RM50, saya bagi discount RM1

U still make 3% free money....
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Have you done this before?? Haha, brows.gif

should be aim for people who aged between 50 and above.. Haha

QUOTE(notok @ Dec 27 2013, 04:51 PM)
5% aeon big discount apply to electrical items or not ?
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Should be?? hmm.gif there is no mentioned about for certain items...

Between, GST has charged to my first statement, I remember I have request for hard copy from CS, but there is no hard copy to be send through, only can view via online... Is there any charged to be request for hard copy??
sj0217
post Jan 7 2014, 01:21 PM

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QUOTE(victorywp @ Jan 7 2014, 12:46 PM)
you need to do 2 retail transactions (any amount) within the first 60 days after card approval date.
then the rm50 will appear in following month statement.  nod.gif
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I have re-apply for another Aeon gold card come with J logo.

RM50 will be waiver if swipe for one transaction with RM50 and above.

Hmm hmm.gif , seem like some reported here are different swipe.

ya, third month of the statement will be credit back into your account.
sj0217
post Jan 8 2014, 04:16 PM

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Received my second Aeon credit card, this card is come with J member.

I have called CS to identify few things:

1)Since I have both Aeon credit cards, I have asked about the rebate for RM50, both card are entitled for the rebate.

2) request for soft copy statement. CS said the statement will be send on every 15th of the month. Because I have complaint no received soft and hard copy statement. After CS assist to set for soft copy, and sms will be received immediately.

3) Internal banking. Different account need to be register for separately card even you have account for first card



sj0217
post Jan 15 2014, 12:42 PM

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Anyone's statement is out?? I have tries just now, and the PDF file is still failed... haven't received a SMS about statement is ready also doh.gif
sj0217
post Jan 15 2014, 08:54 PM

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QUOTE(ckweng @ Jan 15 2014, 08:12 PM)
Able to download too. This is my my 1st statement and the RM50 GST offset is already reflected in it. Nice!
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RM50 GST offset already reflected in your first statement???? shocking.gif Are you sure??
sj0217
post Jan 15 2014, 09:51 PM

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QUOTE(ckweng @ Jan 15 2014, 08:59 PM)
Yes confirmed. Recorded as a CR transaction and named "Cash rebate". Transaction date: The day on which 2nd retail transaction was performed. Posting date: 11 Jan (weird coz it's after 10 Jan statement date)
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Home come CS told me will be cash rebate on next 3 or 4 months statement?? But I have checked with my latest statement, there is no cash back also... looking forward for the next few months statement and see.

QUOTE(Human Nature @ Jan 15 2014, 09:10 PM)
I did not receive the 500 Points for Signup. Will be it credited later or I need to contact CS to ask for it?
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500 point? suppose to be 1000 point for signup, right? I have received 1000 point on first statement for each card.
sj0217
post Jan 15 2014, 11:16 PM

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QUOTE(ronnie @ Jan 15 2014, 10:46 PM)
I got my 500 Bonus Point on 1st statement
GST offset on 2nd statement.

I also receive a RM25 Cash Rebate (don't what is it for ??? ) in my January 2014 statement.
I've sufficient Bonus Points to redeem cash credit RM50 (12500 Bonus Points)
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QUOTE(Human Nature @ Jan 15 2014, 10:56 PM)
Alright thanks. Already email to CS.

I received my GST offset on the 1st statement  biggrin.gif

Just to confirm, for paying as IBG through CIMBclicks, I just have to follow the instruction written on the statement and there is no need to add 60 cents right?
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Is this regarding Watami card or Aeon credit card??
sj0217
post Jan 16 2014, 07:43 AM

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QUOTE(Human Nature @ Jan 15 2014, 11:21 PM)
watami  biggrin.gif
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No wonder is different from mine. I tot you guy are refer to Aeon Credit card. tongue.gif
sj0217
post Jan 17 2014, 09:37 PM

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QUOTE(hurtedheart @ Jan 17 2014, 07:59 PM)
I was thinking of applying for new aeon credit card for free balance transfer. However, the requirement to pay additional rm1 for every payment made makes it less attractive. I may end up paying 0.6% for every rm1000 spent, equivalent to 7.2% p.a. Unless I can make more than 7.2%, else it won't be worthwhile, correct?
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Why not you just drop by to make a payment at their counter during your shopping time on weekends?? Unless you seldom go Jusco...
sj0217
post Jan 19 2014, 11:54 AM

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May I ask which of the credit card to be more benefits spend at Jusco on weekends between New Aeon Credit Card & MBB2 Amex??

I know Amex will be 7% (5% + 2%), how about Aeon cc?

Now with the New Aeon cc only need 1250 point can be redeem for RM10 voucher right? Previously is about 2500 for RM10 if no mistaken, please correct me if I'm wrong


sj0217
post Jan 19 2014, 12:37 PM

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QUOTE(ronnie @ Jan 19 2014, 12:13 PM)
Points from New AEON CC is converted/transferred into AEON MEMBER CARD points automatically.

2500 AEON MEMBER CARD points = RM20 AEON Voucher
1500 AEON MEMBER CARD points = RM10 AEON Voucher
800 AEON MEMBER CARD points = RM6 AEON Voucher
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Noted with thanks... rclxms.gif

QUOTE(bearbear @ Jan 19 2014, 12:20 PM)
amex still wins as with new aeon cc you get only 1 point per rm1 swipe in aeon store.

the other 1point they advertise is on the aeon membership card which you still can use swiping amex.

aeon new cc redeem  rm20 with 2500 points means rm20 rebate with rm2500 spending equal 0.8% rebate only. if there is certain promos u just add on accordingly to compare.
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Hmm, New Aeon cc will be getting 2 point per RM1 spend if no mistaken. (is this mean cc point plus member card point)

As per above you mentioned, even spend on weekdays, Amex still the best compare to new Aeon cc unless there have something promotion like 10th of every month will be getting x4 point when spend at Jusco with New Aeon cc.


sj0217
post Jan 19 2014, 02:46 PM

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QUOTE(bearbear @ Jan 19 2014, 01:37 PM)
the 2 points per RM1 spent means 1 point goes to CC and 1 point goes to membercard. You can still get 1 point for using AEON membercard and swipe Amex.
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Alright, noted with thanks smile.gif

QUOTE(hurtedheart @ Jan 19 2014, 01:50 PM)
2 points=1x credit card + 1x aeon member point. I hv applied for the new aeon cc with rm 50 GST rebate and rm24 aeon member card fee waiver (subject to minimum of 1 swipe upon card approval). Also comes with guaranteed free mini fridge upon application which will be delivered in 2 weeks time. Not sure how true is it.. My concern is 0% BT smile.gif
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yup, same as me, apply for this card only concern on 0% BT. May use it when promotion period.

But agent didn't mention about mini fridge to me, probably is different promotion. Been advice that rebate will be credit on 4 statement.


sj0217
post Jan 30 2014, 11:22 PM

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QUOTE(ronnie @ Jan 30 2014, 10:55 PM)
At the aEON Credit counter only accept cheque payment.... Cheque issuance cost 15 sen + 50 sen charge
Cash payment need to use the Cash Deposit Machine (up to nearest RM1.00) ... no charge
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I always make payment by cash at Aeon counter (1U)
sj0217
post Feb 17 2014, 04:58 PM

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Went to applies for Watami card, get to know that there is no more free dessert voucher to be giving. sad.gif

Staff told me the CL for this card will be combine with Aeon credit card. But previously there are separately CL sweat.gif
sj0217
post Feb 17 2014, 07:37 PM

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QUOTE(bearbear @ Feb 17 2014, 05:09 PM)
i thought all these while all bank / financial institutes are the same? All card share one credit limit.
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No idea, SA told me previously it is not share CL between Aeon credit card and Watami card.

QUOTE(victorywp @ Feb 17 2014, 05:37 PM)
i went to check at aeon puchong and they still have the free dessert voucher for aeon watami sign up. which aeon you went to?
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One U branch sad.gif
sj0217
post Feb 17 2014, 10:13 PM

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QUOTE(joylay83 @ Feb 17 2014, 10:04 PM)
Does this mean that if i spend RM2,999 then i won't get the 3% rebate?

And if i spend than RM6000 (3% = RM180), I still get rebate of RM150?
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yes exactly

SA told me better spend until RM 3001 and above.
sj0217
post Feb 17 2014, 10:32 PM

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QUOTE(joylay83 @ Feb 17 2014, 10:26 PM)
ic... that means still M2card better. becoz got 5x points unlimited (= 2%) and 5% cash back capped at Rm50.

So if you spend Rm1000 per month on weekends x 3 months, you will get RM3000 x 7% = RM210  rclxms.gif
edit: compared to watami which is 3% = RM90

So this card is good for BT, or major purchases >Rm3000 only tongue.gif
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Most likely Watami will be weekdays spending whereas MBB Amex is on weekends for sure.

If the place no accept for Amex on weekends, then Watami will be one of card to be use


sj0217
post Feb 17 2014, 11:29 PM

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QUOTE(ronnie @ Feb 17 2014, 11:01 PM)
You trust them ah ??  blush.gif  blush.gif  blink.gif
I wouldn't....
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Actually no, biggrin.gif I just listen only.

should be share since same issued by Aeon, this is what I understanding.

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