I gave them all my requirement statement therefore all kena rejected and telling me there's nothing they can do coz of the CC department is strict reviewing the personal history....

- never loan any money from bank
- never get blacklisted before
- my salary pays above RM 2k

I seriously dont understand CC department rejected me for no reason above listed. Have anyone face the problem and why? I dont know what I am missing but this all I have

never involved any criminal record and insurance.

coz of my dad persuade me to get one but all kena rejected for dunno what reason... CC officer do not want to disclose all I have to do is REDO until approve

so far CIMB and hong leong bank rejected also giving me the same reason, I have no idea what actually they wanted.. whatever they requested me the full details which i already did...

The net income can be 2k for min but dunno why mine rejected so many times i do not have any bad history or blacklisted really WTF btw who works bank in /k?

it doesnt make sense, I told them I didnt loan anything from other bank then I b able to get cc instead

thats fast normally the procedure takes around 2 weeks I guess the agent can do it advance instead applying at bank btw does it requires for bank statement??

not really wor i asked bank staff, if didnt loan can get CC as long you are not blacklisted dunno wether I am naive or they

i have an agent who works hong leong bank but kena rejected, doesnt know why, even I did ask him whatever I have still kena rejected all the way ... really fed up not sure CC department is strict giving to the loser although I driving vios so whats the problem????

may i know why kena rejected ah? serious question thanks

not above listed, everything is clean so still cannot brain in CC department

KWSP sudah bayar, tapi perlu bayar tax??? doesnt make sense " selalu ada charge kalau guna CC

I am not taking a risk to loan money from any bank otherwise difficult to cover house, car and etc... is this BNM T@C change aspect for those CC applicants is a must???

This post has been edited by Gion: Dec 19 2012, 10:44 AM

according to the bankers say 2k can apply CC .... not sure wether they are trying to fool

desperately to get CC

1st CIMB never contacted me due to the rejection. So what I did scold them kao kao through the CIMB phone did not inform me earlier waited nearly 3 weeks. Since there's no way can argue with the CC officer which they themselves do not want to frank to the CC applicants why kena rejected kao kao. Therefore never kena any blacklisted and so on, there's only 1 way trip is redo until get approve I was like WTF? I work nearly a year

2nd hong leong bank I fulfilled my requirements to them, after 2 weeks later agent call my dad regarding my CC also kena rejected and guess what agent says my salary is too low or the commitment is not enough for example my degree cert and 3 months bank statement so ok I gave another round and kena rejected again.

whats the requirement to apply CC no matter how many times i acquired to them giving me a lot nonsense. then this time I have to give another shot which I have did it before

This post has been edited by Gion: Dec 19 2012, 11:07 AM

I wonder why woman easily can get approve thus guys will never ever get approve easily even mom straight away can approve " gender issue?

this time my parents will be my guarantor but honestly I do not want guarantor since the stupid CC officer hesitate to get from them...

nearly a year liao, my salary is 3k

when the last time BNM change a new CC requirement? now min is 3k?