I gave them all my requirement statement therefore all kena rejected and telling me there's nothing they can do coz of the CC department is strict reviewing the personal history....

- never loan any money from bank
- never get blacklisted before
- my salary pays above RM 2k

I seriously dont understand CC department rejected me for no reason above listed. Have anyone face the problem and why? I dont know what I am missing but this all I have

any fukhead can get a cc these days. you have a criminal record or something?

why do u need a CC for? for online shopping? ezy payment?

never involved any criminal record and insurance.

instead of going to the bank, try signing up at the credit card booth at the shopping malls

yeah...they say-awak dah ada banyak cc ni... nanti tak mampu nak bayar

try other bank... u apply maybank??

coz of my dad persuade me to get one but all kena rejected for dunno what reason... CC officer do not want to disclose all I have to do is REDO until approve

Mine also just kena rejected from citibank. Have legal income of 3.5k and with gelap money add up 7k . Give statement and all also but the say account income not tele
i was like WTF...

so far CIMB and hong leong bank rejected also giving me the same reason, I have no idea what actually they wanted.. whatever they requested me the full details which i already did...

u have no loan at all?? car?? property??? thats the problem...they want your financial record..

The net income can be 2k for min but dunno why mine rejected so many times i do not have any bad history or blacklisted really WTF btw who works bank in /k?

it doesnt make sense, I told them I didnt loan anything from other bank then I b able to get cc instead

my cuzzie bro sampai 4-5 CC can get..how come urs not valid?
well, i pity u brah..whatever it is..try approach other bank..

Me too... RM2.5k salary. Got rejected 3 times.

Now malas want to apply.

try hsbc instead, i got my platinum card from them last week

signup from their credit card booth at midvalley, only require IC and your epf statement, they have the epf kiosk with them

about a 5-6 working days my card was approved

Go apply when they promotion giving out goodies (like bag etc). If rejected at least you get something.

No loan at all means you have no financial record. So they cant assess your payment pattern. Kinda high risk. Maybe that's why rejected.

This post has been edited by emino: Dec 19 2012, 01:35 AM

thats fast normally the procedure takes around 2 weeks I guess the agent can do it advance instead applying at bank btw does it requires for bank statement??

ko pergi aeon kredit.apply kredit kad. 1 tahun bayar cantik2.sure after that other bank layan u mcm raja.

Or u buy a car byr cantik2 and go apply kredit kad.confirm lepas.

Bank dont want tgk gaji or money but they want tgk u punya cara bayar.got car or houseb bayar cantik no problem tgk bank layan ko mcm mana.

Mcm raja beb.

depends which type of credit card apply, now days standard credit card require 48k income per annum, if apply from booth thous place might get higher chance to approve