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> Anybody kena rejected applying CreditCard?, kena rejected 5 times next will be 6

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SUSGion
post Dec 19 2012, 11:57 AM

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QUOTE(Glockers @ Dec 19 2012, 11:55 AM)
Ko ada cash? Pakai cash and debit card aje lah bai.
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Been using debit card, can use every machine to pay but my dad encourage me to get CC sleep.gif"
SUSGion
post Dec 19 2012, 11:57 AM

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QUOTE(ar188 @ Dec 19 2012, 11:56 AM)
how many bank you tried? hmm.gif
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2 so far later try OCBC will be my last resort
SUSGion
post Dec 19 2012, 11:58 AM

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QUOTE(jacckl @ Dec 19 2012, 11:57 AM)
rejected by shitibank 3 times for no reason while i had no problem getting approved by hongleong, ambank, standard chartered and maybank.
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Every each bank rejected 3 times? sweat.gif
SUSGion
post Dec 19 2012, 12:02 PM

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QUOTE(ar188 @ Dec 19 2012, 11:59 AM)
why dont you submit to 10 banks one shot.. maybe you will get 3-4 cards approved..  biggrin.gif
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Otherwise I have to travel different location which normally I do not pass that place and is not convenient for me icon_rolleyes.gif

This post has been edited by Gion: Dec 19 2012, 12:04 PM
SUSGion
post Dec 19 2012, 12:03 PM

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QUOTE(ar188 @ Dec 19 2012, 12:01 PM)
yeah sometimes is unpredictable.. got one bank keep rejecting me even after 10years...  but approved 3-4 of my car loans in that period.. shakehead.gif
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sweat.gif really scary when i hear is a must to loan from bank....
SUSGion
post Dec 19 2012, 12:03 PM

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QUOTE(Mophisto @ Dec 19 2012, 12:02 PM)
2k is too low
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3k lah brows.gif
SUSGion
post Dec 19 2012, 12:17 PM

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QUOTE(Prometric @ Dec 19 2012, 12:09 PM)
Sometime their bank internal got problem wan. Got 1 time OCBC ask my dad apply CC. So my dad fill up the form
thn kena reject pulak. Then my dad angry bird liau, take out all the money from OCBC and put in other bank.

The bank manyzer keep calling and apologize but my dad angry bird liau so no d*u.
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lol
SUSGion
post Dec 19 2012, 12:28 PM

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QUOTE(ar188 @ Dec 19 2012, 12:05 PM)
good idea, maybe get house loan from them, surely will ask you to apply for CC also mah..  biggrin.gif
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cannot afford to pay living expenses sweat.gif since all the price hike up like a volcano eruption so I wonder how 2nd class can cover all the expenses even the salary pay is too low.
SUSGion
post Dec 19 2012, 12:34 PM

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QUOTE(ar188 @ Dec 19 2012, 12:29 PM)
yeah nowadays 3k cant get much choices for home.. I remember i bought  ages ago, one smaller double story link near sg long only 140k now also like double liao..
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agree
SUSGion
post Dec 19 2012, 12:46 PM

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QUOTE(myhn @ Dec 19 2012, 12:33 PM)
how bout ur saving ... or trxn - debit & credit ... dat sometime they loo in to dat ... if u hv no money or ur debit more than credit pon buleh kna reject ..
ur age , how long u working , ur pay & they'll put in d sistem & calculate.. if ur point higher than the apps can appv.. or else ... reject lor....
call la cust svc or go to any bank counter ask y ur apps rejected .. must b somthing wrong .. as per i know mbb the hardes to get cc .. easier is Ambank & HSBC
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plenty of cash in my bank so it wouldnt be easily get rejected now I am completely clueless to ascertain banks .. Later I apply other bank hopefully can approve if not I will flip their table in the bank centre and sue them vmad.gif

This post has been edited by Gion: Dec 19 2012, 12:46 PM
SUSGion
post Dec 19 2012, 12:56 PM

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QUOTE(myhn @ Dec 19 2012, 12:51 PM)
hahaha dun get angry la .. go to the counter la ask y .. they must b a reason ...
myb u never done any loan or blakclisted history .. but somebody else using ur id & urs become blacklisted .. check w bank ...
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I have asked the counter always reluctant CC officer but cannot ascertain from the department... is perfectly clean flex.gif
SUSGion
post Dec 19 2012, 03:50 PM

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Hey guys as for the bank statement, do they charge 1 month printing that cost RM 10???? if I want 3 months bank statement cost me RM 30... do they really charge??? just to review my bank statement sleep.gif" only
SUSGion
post Dec 19 2012, 11:47 PM

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QUOTE(kukuchai @ Dec 19 2012, 10:22 PM)
OCBC Titanium card da BEST!!! 5% for petrol,utilities, restaurant & groceries. 1% other than that..
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rebate not bad hmm.gif

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