No leh bro. Not even 6 digits for capital. Because if invested 100k since july 2011, maybe you can profit like 13-14%. So definitely 200k

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Added on December 29, 2012, 10:10 pm
Oops sorry. Will express in term of % next time. Paiseh being young so got little youngish attitude.  a lot more to learn from you guys especially master wongmungkeong.

i think equity will go up..instead of plantations....so UT equity will go up...luckily my SC is low..<3%. within 1month..i already gain my SC and few hundred..

Pink - China Brazil Russia still in their low mids leh (52 weeks hi/lo). Throw a BRIC at yr investments? 
http://markets.on.nytimes.com/research/mar...orldmarkets.asp

Your mileage may vary  .

I was going to say Eastspring Investments GEM Equity don't look really attractive too.

Looks like the China hype is back.

Seems like fund house is constantly promoting China or Greater China funds again.

correct.

that's why set your own target for risk taker OR adapt to long-term in total.

im a bit risk taker, so i put my own target in front. once i get it, i go away then come back later with new target.

if rely on the market, u won win anything because u can't predict anything. only speculate.

5.5 sen distribution
meaning NAV would hv been 1.2223

03 January 2013  1.1674  N/A  N/A  0.0001  Up  0.01
02 January 2013  1.1673  N/A  N/A  -0.0546  Down  -4.47

Annually
2012
December
5.50
2011
December
4.10
2010
December
3.76
2009
December
4.60
2008
December
5.55
2007
December
3.00

from http://www.cimb-principal.com.my/cimbFunds..._Bond_Fund.aspx

Not sure if they pay cash or automatically reinvested, I purchased a little bit via cimb clicks..

It took me like approx 10 days for me to be in BLACK for Hwang AQ.

If for PM funds, it takes ages due to the 5.5% sc...

You got some AQ this week?

Apa II? Apa AI?

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Added on January 5, 2013, 9:38 amGuys, how's your asset allocation now?

Mine at 70% bonds, 30% equities
Current allocation giving me IRR 5.5% at the moment.
Started investing in 2008, but current allocation only commenced in 2012.

Targeting 60/40 by end of 2013.

Sorry, I started BEFORE Bear Stearns event, so I started at the beginning of the slump

And I went too aggressive in Asia Ex-Japan and Emerging Markets during 2008-2010, went into double-digits % losses and ran away
Only kept my Hwang Select Income Fund from 2010-2012

2012 only rebuild my portfolio and recovered losses of 2008-2010.

Cacat phone problem

NO! FSM advised against SEA as it has limited upside

I think FSM prefer Northern Asia region (Greater China)...

I agreed.. This point of time, SEA region performs better. Well.. They are based on valuation and fundamentals, saying north Asia has higher upside. Said this year should benefits country which is export oriented economy. sEA growth more depending on domestic consumption due to their young demographics..

No la bro.. mor elike Greater China reagion

Currently my emergency reserves are in multiples of my net income. Feel that I'm putting aside too much earning a meagre 3.2-4% p.a.

Bro same as you. Parents not working and no insurance.

Cash convertible and/or cash equivalent: basically saving account and FD.