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 Fund Investment Corner v3, Funds101

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SUSyklooi
post Aug 6 2021, 02:06 PM

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QUOTE(familyfirst @ Aug 6 2021, 01:58 PM)
This is part of my diversification plan so I'm ready to hold for a max of 5 yrs.  Noted on the mental prep needed if there are losses along the way. 

Any other funds you would recommend?
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Better form a portfolio instead of A fund
Unless this A fund is just gonna be x% of Yr net worth
SUSyklooi
post Aug 8 2021, 05:34 PM

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QUOTE(aurora97 @ Aug 8 2021, 05:09 PM)
Helo everyone, would like to know your thoughts and strategy on my current portfolio.

Portfolio currently limited to AffinHwang and Hong Leong, will add on Principal in the future.

AffinHwang

Fund - allocated - return
SAQF - 30% - 9.35%
SAPDF - 20% - 5.70%
SIF - 40%  - 3.74%
SIPG - 5% - 5.65%
SIPI - 5% - 5.66%
GLBF (MYR-H) - less than 1% -5.49%
1TF - less than 1% - 3.24%

PRS Growth -100% - 58.74% (abt 7% p.a.)

SIPG & SIPI are mainly for long term savings. SIF is as a safe harbour to collect gains and DCA for other funds.

Hong Leong

Fund - allocated - return
HLVF - 100% - 1%

Missed the boat on China and Tech story but a bit apprehensive on themed based funds. It's like a one trick pony.

Ideally, the idea was to profit take from funds such as SAQF, SAPDF and 1TF then park it in SIF and then go out and whack some more when the NAV of the funds drop. The target for SAQF and 1TF are 10%, whereas for SAPDF is 8%.

SAQF is quite interesting, as I observed throughout the portfolio building process, it's hit -3% and jumps as high as 12%, within a span of a few months. There are opportunities to cash in the peaks and come back in when valleys appear.

HLVF still observing. The target is 10% as well.

Is profit taking the way or just invest conservatively as observe with PRS Growth, which gives a somewhat decent return of 7% p.a over a period of 8 years.

What you guys think?
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what do i think?...
well, if the highlighted actions suits your preference and you liked it,...then just continue what you liked and suited your preference for you must have positives experience and knowledge of those adventures.
no right or wrong,...it is only wrong if that can make you sleepless at nights or impact your emotional wellbeing or your worklife or family life


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