And do keep us updated ... Lol

Bro.. I wont be writing to them la. coz I will be topping up and buy in new fund, so quite confident will get the 0.5%sc

As I said and shared earlier in the FSM thread regarding the 0.5% promotional SC, there was no consistency in the answer from the FSM staffs.

Succesfully switched all to equity market fund.

But not for long, will go back into sukuk.

Wah bro.. you like doing trading with UT la... Big amount ar you switched?

Malaysia equity ??!!??!

7 figure in total. Not big, kecik meow if compared to other consultants.


Yes. I trust my company products and the power of UT.

Although i said so, i wont stay there for long....

No switching fee maa..

Bro.. 7 figure u still consider kecik meow!!?? Wah.. then I am kecik semut la..

Actually, u are bigger because im managing other people's money. Those numbers wasn't mine.

Mine only 5 figure and im 25 y.o.

hafiez is UT consultant? With CIMB WA?

Your clients give u full autonomy to manage their accounts

Yes i am.

Hmm, why..? As long as they happy, i still get the injection.

Im doing this full time. Not part time. If part time, need to worry.

U too can be ut consultant if u think u are qualified enough.

Wah... what if lose money? they will hold you responsible or not?

aiyo, jgn la bagi sampai loose wooo...

kena pandai main lor... this is my 3rd year already..

anything can happen YES, but need to be steps ahead from problems.

HOW? here i am seeking information.

ada guru ramai kat sini.

This post has been edited by hafiez: Jan 25 2013, 08:51 PM

just thread with care

hehe... sometimes everybody also cannot avoid, like downturn time.

If customer understand then ok la, but some refuse to understand...

ur fault if client failed to understand.

so need to learn alot and explain to client.

on my side, my clients only want to know the initial investment and current value. how long, they dont care as long as can outrun EPF divy p.a. ... YES i manage EPF investment only. cash only a bit. not close to 6 figures.

it took me few months to remove the scared feelings to meet client.

now im still scared but slowly fade away the feeling.

praise to god.

---edit--

bolded part; that is my time to strike the market. it's an opportunity for me.

if i met 10 potential, 3-4 will invest during this time. provided they understand the risk.

This post has been edited by hafiez: Jan 25 2013, 09:02 PM

ah.. if EPF then better as your client can't touch the money till retire..

CWA doesnt give insight of opportunities and outlook of the market in 2013 and beyond (3 yrs down)? Something like FSM has their in-house research and their CIS will recommend the investment based on that and also customer's needs and risk profile la..

that is very subjective bro.

on my side, clients trust me on what im doing. they dont want to know in details about the UT.

they had enough head ache with their office chores.

i've tried made my presentation simple as i can but sometimes they couldn't understand.

so i change my strategies; just tell them their initial investment..and current value. by doing this way, they understand. i only answer when they asked. common questions are, hows the market - where do this fund invest - is it shariah-compliant?

in fact, that's all they want to know. mostly are like that. among 10 clients, only 0.5 client want to know in detail.

Agree, most if not all retail investors don't wanna be bothered with the details, they just wanna make money. And most of them are not going to review and monitor every week (or even every day) like most of us do.

We have lots to learn from bro hafiez

agak-agak la.

hang perli aku ka oi?

i am among those asking noob questions around here.