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 Savings Account in Malaysia

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Ramjade
post Oct 8 2016, 06:47 AM

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QUOTE(iXora.ix @ Oct 8 2016, 02:03 AM)
Hi guys.
It is possible to convert from annual fees to non annual fee bsa? I using cimb bsa with fees.
I tried to email them but no answer so far. Anyone has experience convert/ change it?
Thanks
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Cimb not poaaible. Maybank yes.
iXora.ix
post Oct 8 2016, 07:56 AM

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QUOTE(Ramjade @ Oct 8 2016, 06:47 AM)
Cimb not poaaible. Maybank yes.
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really? Thats a sad news. I guess I need to terminate my acc after finish my sponsorship.
Thanks for the reply biggrin.gif
Ramjade
post Oct 8 2016, 08:00 AM

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QUOTE(iXora.ix @ Oct 8 2016, 07:56 AM)
really? Thats a sad news. I guess I need to terminate my acc after finish my sponsorship.
Thanks for the reply biggrin.gif
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They told me tutup your current account, then open a new free BSA. That's the only way.
iXora.ix
post Oct 8 2016, 08:04 AM

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QUOTE(Ramjade @ Oct 8 2016, 08:00 AM)
They told me tutup your current account, then open a new free BSA. That's the only way.
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I see. I dont have any idea during acc opening can opt for non fees until I read this topic sweat.gif
SUSlowya
post Oct 8 2016, 09:06 AM

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Someone please recommend a Junior Saving Account that has HIGHEST interest rate in the market currently?
Nom-el
post Oct 25 2016, 06:58 PM

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UOB revised their eAccount interest rate to 3.08% from 2.78% for account balances above 20k. Most of the banks reduce their rate, so it's good to see a bank increasing their rate instead. smile.gif
BacktoBasics
post Oct 25 2016, 11:33 PM

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Anyone can recommend me a savings account with high interest? Depositing about 1.5k per month
AIYH
post Oct 25 2016, 11:50 PM

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QUOTE(BacktoBasics @ Oct 25 2016, 11:33 PM)
Anyone can recommend me a savings account with high interest? Depositing about 1.5k per month
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You can just go for Maybank eGIA-i, currently 3.6% p.a. smile.gif
SUSlowya
post Oct 26 2016, 04:53 PM

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QUOTE(Nom-el @ Oct 25 2016, 06:58 PM)
UOB revised their eAccount interest rate to 3.08% from 2.78% for account balances above 20k.
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applied to everyone or only kids?
MilesAndMore
post Oct 26 2016, 05:06 PM

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QUOTE(lowya @ Oct 26 2016, 04:53 PM)
applied to everyone or only kids?
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eAccount is a grown up account.
SUSlowya
post Oct 26 2016, 05:35 PM

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just received RHB bank letter to charge RM10 for inactive account, what a cheap skate bank.
BacktoBasics
post Oct 26 2016, 05:59 PM

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QUOTE(AIYH @ Oct 25 2016, 11:50 PM)
You can just go for Maybank eGIA-i, currently 3.6% p.a. smile.gif
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Thanks! I go have a look at it
Skylinestar
post Nov 2 2016, 09:44 AM

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What's the difference between CIMB Regular Savings Account & Basic Savings Account?
The website is terrible at showing the differences.
Why is Basic having higher interest rate?

Basic:
Up to RM50,000 - 0.25%
Minimum opening deposit of RM20

Regular:
Up to RM50,000 - 0.10%
Minimum initial deposit for statement savings account - RM250 or passbook savings account - RM500

Cannot brain this. rclxub.gif
AIYH
post Nov 2 2016, 09:48 AM

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QUOTE(Skylinestar @ Nov 2 2016, 09:44 AM)
What's the difference between CIMB Regular Savings Account & Basic Savings Account?
The website is terrible at showing the differences.
Why is Basic having higher interest rate?

Basic:
Up to RM50,000 - 0.25%
Minimum opening deposit of RM20

Regular:
Up to RM50,000 - 0.10%
Minimum initial deposit for statement savings account - RM250 or passbook savings account - RM500

Cannot brain this.  rclxub.gif
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Regular saving account earn higher interest above 100k, but the difference is small
Skylinestar
post Nov 2 2016, 09:55 AM

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For the Regular, how do CIMB give me the quarterly statement? by snailmail or what?
Regular has annual fee?
Can I check what type of account I'm having at CIMBclick?

This post has been edited by Skylinestar: Nov 2 2016, 09:57 AM
Skylinestar
post Nov 2 2016, 09:57 AM

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QUOTE(AIYH @ Nov 2 2016, 09:48 AM)
Regular saving account earn higher interest above 100k, but the difference is small
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any other differences between the 2?
AIYH
post Nov 2 2016, 10:03 AM

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QUOTE(Skylinestar @ Nov 2 2016, 09:57 AM)
any other differences between the 2?
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If not mistaken, if you opt for BSA option 1, you can get debit card without annual fee (but limited to 8 ATM withdrawal per month)

Whereas regular, I think you need to pay for annual fee for debit card
Raymond T.
post Nov 12 2016, 07:15 PM

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QUOTE(WhitE LighteR @ May 18 2016, 03:10 PM)
Why need proof of income to open saving account in Citibank?
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Overseas bank require these info, they kinda strict. Im CitiGold & HSBC user which encounter this issue before.
gruntz99
post Nov 13 2016, 01:13 AM

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QUOTE(Raymond T. @ Nov 12 2016, 07:15 PM)
Overseas bank require these info, they kinda strict. Im CitiGold & HSBC user which encounter this issue before.
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Can you be more specific of what are the requirements? Also, are they set certain income to open an account with them?
Raymond T.
post Nov 13 2016, 01:40 AM

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QUOTE(gruntz99 @ Nov 13 2016, 01:13 AM)
Can you be more specific of what are the requirements? Also, are they set certain income to open an account with them?
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To open basic acc requirement for citibank im not sure due my acc is diff type. For HSBC basic acc requirement for student need confirmation letter from college etc while for employee require pay slips etc of self employment require ssm etc

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