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 Savings Account in Malaysia

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post Jun 23 2024, 12:04 AM

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QUOTE(nexona88 @ Jun 22 2024, 12:27 PM)
Personally..

If you okay with all the multiple "cooling period" for everything... Like transfer or changing limit...and tighter security features... Then it's PB... Good for old folks...

If not, Tiger should be good enough 👌
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can link to pre-existing pbb or mbb online banking or not for both parties?
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post Jul 3 2024, 05:18 PM

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seems like mbb got problem these few days. duitnow bank transfer missing. only got giro.
nfiz3333 P
post Aug 11 2024, 04:02 PM

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I signed up for Be U Bank islam with debit card. When I sign up for first time, I need to use deposit/transfer via fpx deposit using other bank account I had. After that with debit card arrived and activated upon sign up, I was able to use it for making cash deposit via Bank Islam CDM machines using the debit card. They charged RM12 for card issuance fee tho. What's your opinion about this?
NoNameSoldier
post Aug 11 2024, 04:08 PM

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Rubbish bank
contestchris
post Aug 11 2024, 04:53 PM

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Rubbish why waste time.

But being charged a debit card fee is normal.

If don't want, walk into any of the 8 full fledged banks and ask for a BASIC SAVINGS ACCOUNT with ZERO ANNUAL FEE debit card. Banks are obligated to offer this, but there are some minor drawbacks such as limited to 4 free ATM withdrawals a month.
CommodoreAmiga
post Aug 11 2024, 06:32 PM

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Some bad feedback on placing FDs online with this Bank. I have created account with no debit card. But not going to place any FDs. A bit risky.
cocolala
post Oct 29 2024, 01:01 PM

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QUOTE(damien5119 @ May 8 2024, 05:49 PM)
open alliance bank, can be done online. then open gxbank as they need you to transfer some cash from an existing bank account as part of verification.
can be done online while drinking your morning coffee and reading morningstar heh
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Hi, do you know whether it's a must to have debit card with Alliance SavePlus accunt? I don't want to pay the annual fee for debit card biggrin.gif
ericlaiys
post Oct 29 2024, 01:12 PM

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QUOTE(cocolala @ Oct 29 2024, 01:01 PM)
Hi, do you know whether it's a must to have debit card with Alliance SavePlus accunt? I don't want to pay the annual fee for debit card  biggrin.gif
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did not apply the card
damien5119
post Oct 29 2024, 11:13 PM

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QUOTE(cocolala @ Oct 29 2024, 01:01 PM)
Hi, do you know whether it's a must to have debit card with Alliance SavePlus accunt? I don't want to pay the annual fee for debit card  biggrin.gif
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no need. i never applied for a debit card
nfiz3333 P
post Nov 1 2024, 10:03 PM

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QUOTE(cocolala @ Oct 29 2024, 01:01 PM)
Hi, do you know whether it's a must to have debit card with Alliance SavePlus accunt? I don't want to pay the annual fee for debit card  biggrin.gif
*
I think it's best to apply debit card for alliance bank saveplus account, and at least it is accessible using alliance bank ATM machine if apply and activate the card after account opening via the app.

I open alliance bank saveplus account recently. Initially, I'm using huawei phone to tried open the account by downloading allianceonline app from huawei app gallery since I'm using the huawei phone as my main device, but that option didn't appeared on the app. At first i through it was not available, so I download the same app but on the android phone which had full GMS service. On that time, that option is available so I'm not sure why alliance bank did not update the app to full feature on the ones for huawei device, seems weird.

But then, the app on android phone with gms service is really PAINFUL! At initially when using the app on the gms android phone, when open it, just few minutes later, it gives me a message saying operation failed, contact customer support (reason root evidence) and the app closes it.

So i had to uninstall and reinstall the app and then open the app and quickily perform the application for the saveplus account by hit saveplus account button as soon as app opens. This time, during application process by entering ic number take selfies take mykad photo, the app was so laggy and buggy as hell it keep freezing every single time. And just after i manually close and re open the app because the app frozen at half way process, same root evidence error message appeared and again closes the app.

So i had to try the app on another android device with gms service. On another device, the app rans with no problem and no stupid root evidence error, but because my saveplus application on previous device was incomplete at the time due to error message and buggy performance including app freezing, I cannot resume my application on another device and I had to do complete on previous device.

So I had to call alliance bank customer service. They told me to reset the device, clear cache and even uninstall and reinstall the app. At first it did not fix that issues at all, but then just after few tries, it does fix some but still buggy. This time, the application process goes mostly well as taking photo of mykad, selfie, fill the form and then perform initial deposit transfer from my another bank. After that, the app goes ok at first glance after account login, some parts of app, particularly settings, was slow as hell. But then after i manually close the app and reopen the app just to check, the app gives me a same root evidence error message again and the app closes it.

So I reset the device, re eanble all bloatware that i do not even use it because i did disable some bloatware from long time before i open the account on the app, changing the phone settings (this time i change home navigation buttons) and even turn on off wifi. This time, it opens ok and login no issue, but because I would get the same error again that makes me more frustrating, so after open the app and login the account, i had to quickly terminate mobile service on settings so that I can login on another device. Since i can login the account on same app but on my main huawei device with same login credentials just after account opening with online banking signed up, I decided to login on my main device with same login credentials. On the main device, the same app runs fine and login without issues, just a bit slow but better than the one I used to open the account on same app run with gms service.

I'm waiting for debit card to arrived and I had to wait do 12 hours after login so that I can perform the transaction. That 12 hours wait is a typical cooldown period due to security reasons. After debit card arrived and activate it, I can perform transaction on the new account, especially ATM access.
nfiz3333 P
post Nov 1 2024, 10:07 PM

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QUOTE(nfiz3333 @ Nov 1 2024, 10:03 PM)
I think it's best to apply debit card for alliance bank saveplus account, and at least it is accessible using alliance bank ATM machine if apply and activate the card after account opening via the app.

I open alliance bank saveplus account recently. Initially, I'm using huawei phone to tried open the account by downloading allianceonline app from huawei app gallery since I'm using the huawei phone as my main device, but that option didn't appeared on the app. At first i through it was not available, so I download the same app but on the android phone which had full GMS service. On that time, that option is available so I'm not sure why alliance bank did not update the app to full feature on the ones for huawei device, seems weird.

But then, the app on android phone with gms service is really PAINFUL! At initially when using the app on the gms android phone, when open it, just few minutes later, it gives me a message saying operation failed, contact customer support (reason root evidence) and the app closes it.

So i had to uninstall and reinstall the app and then open the app and quickily perform the application for the saveplus account by hit saveplus account button as soon as app opens. This time, during application process by entering ic number take selfies take mykad photo, the app was so laggy and buggy as hell it keep freezing every single time. And just after i manually close and re open the app because the app frozen at half way process, same root evidence error message appeared and again closes the app.

So i had to try the app on another android device with gms service. On another device, the app rans with no problem and no stupid root evidence error, but because my saveplus application on previous device was incomplete at the time due to error message and buggy performance including app freezing, I cannot resume my application on another device and I had to do complete on previous device.

So I had to call alliance bank customer service. They told me to reset the device, clear cache and even uninstall and reinstall the app. At first it did not fix that issues at all, but then just after few tries, it does fix some but still buggy. This time, the application process goes mostly well as taking photo of mykad, selfie, fill the form and then perform initial deposit transfer from my another bank. After that, the app goes ok at first glance after account login, some parts of app, particularly settings, was slow as hell. But then after i manually close the app and reopen the app just to check, the app gives me a same root evidence error message again and the app closes it.

So I reset the device, re eanble all bloatware that i do not even use it because i did disable some bloatware from long time before i open the account on the app, changing the phone settings (this time i change home navigation buttons) and even turn on off wifi. This time, it opens ok and login no issue, but because I would get the same error again that makes me more frustrating, so after open the app and login the account, i had to quickly terminate mobile service on settings so that I can login on another device. Since i can login the account on same app but on my main huawei device with same login credentials just after account opening with online banking signed up, I decided to login on my main device with same login credentials. On the main device, the same app runs fine and login without issues, just a bit slow but better than the one I used to open the account on same app run with gms service.

I'm waiting for debit card to arrived and I had to wait do 12 hours after login so that I can perform the transaction. That 12 hours wait is a typical cooldown period due to security reasons. After debit card arrived and activate it, I can perform transaction on the new account, especially ATM access.
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In previous device with gms service i used to open the account, I download the app from the play store, not from any 3rd party sites. Also, the previous device with gms service, were NOT EVEN ROOTED either. I check using root checker basic, it confirmed that previous device was not rooted.
cocolala
post Nov 1 2024, 10:11 PM

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QUOTE(nfiz3333 @ Nov 1 2024, 10:03 PM)
I think it's best to apply debit card for alliance bank saveplus account, and at least it is accessible using alliance bank ATM machine if apply and activate the card after account opening via the app.

I open alliance bank saveplus account recently. Initially, I'm using huawei phone to tried open the account by downloading allianceonline app from huawei app gallery since I'm using the huawei phone as my main device, but that option didn't appeared on the app. At first i through it was not available, so I download the same app but on the android phone which had full GMS service. On that time, that option is available so I'm not sure why alliance bank did not update the app to full feature on the ones for huawei device, seems weird.

But then, the app on android phone with gms service is really PAINFUL! At initially when using the app on the gms android phone, when open it, just few minutes later, it gives me a message saying operation failed, contact customer support (reason root evidence) and the app closes it.

So i had to uninstall and reinstall the app and then open the app and quickily perform the application for the saveplus account by hit saveplus account button as soon as app opens. This time, during application process by entering ic number take selfies take mykad photo, the app was so laggy and buggy as hell it keep freezing every single time. And just after i manually close and re open the app because the app frozen at half way process, same root evidence error message appeared and again closes the app.

So i had to try the app on another android device with gms service. On another device, the app rans with no problem and no stupid root evidence error, but because my saveplus application on previous device was incomplete at the time due to error message and buggy performance including app freezing, I cannot resume my application on another device and I had to do complete on previous device.

So I had to call alliance bank customer service. They told me to reset the device, clear cache and even uninstall and reinstall the app. At first it did not fix that issues at all, but then just after few tries, it does fix some but still buggy. This time, the application process goes mostly well as taking photo of mykad, selfie, fill the form and then perform initial deposit transfer from my another bank. After that, the app goes ok at first glance after account login, some parts of app, particularly settings, was slow as hell. But then after i manually close the app and reopen the app just to check, the app gives me a same root evidence error message again and the app closes it.

So I reset the device, re eanble all bloatware that i do not even use it because i did disable some bloatware from long time before i open the account on the app, changing the phone settings (this time i change home navigation buttons) and even turn on off wifi. This time, it opens ok and login no issue, but because I would get the same error again that makes me more frustrating, so after open the app and login the account, i had to quickly terminate mobile service on settings so that I can login on another device. Since i can login the account on same app but on my main huawei device with same login credentials just after account opening with online banking signed up, I decided to login on my main device with same login credentials. On the main device, the same app runs fine and login without issues, just a bit slow but better than the one I used to open the account on same app run with gms service.

I'm waiting for debit card to arrived and I had to wait do 12 hours after login so that I can perform the transaction. That 12 hours wait is a typical cooldown period due to security reasons. After debit card arrived and activate it, I can perform transaction on the new account, especially ATM access.
*
Are u sayng without debit card u can’t perform any transaction?
nfiz3333 P
post Nov 1 2024, 10:27 PM

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QUOTE(cocolala @ Nov 1 2024, 10:11 PM)
Are u sayng without debit card u can’t perform any transaction?
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This... maybe it is possible you can do transaction without debit card, making payment with the account can do with duitnow qr via the app.

At least if you got lucky when the app on your phone did not or never get the same PAINFUL experience as what it happened to me recently. In fact, during the account opening process for allianceonline, the app tell me this: do need to apply do physical debit card?

Maybe possible to open account with debit card issued (i didn't test the option not to get a debit card because the app so buggy on the device in my experience that it's better for me to apply debit card for this by choosing yes instead of no). But personally, unless if the app isn't buggy on the device, I prefer to get a debit card for this and other ones where debit card and full ATM access (including cash deposit) available.
nfiz3333 P
post Nov 8 2024, 08:50 AM

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QUOTE(nfiz3333 @ Nov 1 2024, 10:27 PM)
This... maybe it is possible you can do transaction without debit card, making payment with the account can do with duitnow qr via the app.

At least if you got lucky when the app on your phone did not or never get the same PAINFUL experience as what it happened to me recently. In fact, during the account opening process for allianceonline, the app tell me this: do need to apply do physical debit card?

Maybe possible to open account with debit card issued (i didn't test the option not to get a debit card because the app so buggy on the device in my experience that it's better for me to apply debit card for this by choosing yes instead of no). But personally, unless if the app isn't buggy on the device, I prefer to get a debit card for this and other ones where debit card and full ATM access (including cash deposit) available.
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It is possible to open alliance bank saveplus online without debit card issued. Sorry for wrong typing.
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post Nov 8 2024, 08:52 AM

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QUOTE(nfiz3333 @ Nov 8 2024, 08:50 AM)
It is possible to open alliance bank saveplus online without debit card issued. Sorry for wrong typing.
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yes
cocolala
post Nov 10 2024, 08:46 AM

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QUOTE(nfiz3333 @ Nov 8 2024, 08:50 AM)
It is possible to open alliance bank saveplus online without debit card issued. Sorry for wrong typing.
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I’m using iPhone and after reading the review on the apps store, I decided not to take the risk as it seems a lot of issue with the apps.
ericlaiys
post Nov 10 2024, 09:23 AM

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QUOTE(cocolala @ Nov 10 2024, 08:46 AM)
I’m using iPhone and after reading the review on the apps store, I decided not to take the risk as it seems a lot of issue with the apps.
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no problem ...been using few month
nfiz3333 P
post Nov 16 2024, 11:44 AM

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QUOTE(ericlaiys @ Nov 10 2024, 09:23 AM)
no problem ...been using few month
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So maybe it's app for android got some issues but app for iOS isn't?
Reeson
post Sep 5 2025, 05:19 PM

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I want to open an account with Public Bank

Reason being that they have a branch near my place so it's convenience.
Also their app looks kinda nice.

Walked into their branch & ask but the guy said need employer letter etc. I didn't ask further.

Is there a way?

NoNameSoldier
post Sep 5 2025, 05:28 PM

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open online lo

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