thanks bro.

Omega Healthcare Investors had another record quarter in terms of AFFO per share. The healthcare REIT's dividend coverage stats are superb, suggesting that the dividends are very safe, and that the company has more than enough headroom to grow its dividend payout in the future. Just as importantly, the healthcare REIT is not expensive at all, with shares selling for ~9.3x 2017 estimated AFFO. An investment in OHI yields ~8 percent. Buy for income and capital appreciation.

  This type of charge is cut throat,... which bank is that ?? Is this in their agmt when you first opened the acct ?

I apply in person at MBFC. Yes. you can apply via POSB/DBS.
https://internet-banking.dbs.com.sg/ibAPL/C...ount_stp_ib_btn
https://www.posb.com.sg/personal/investment.../vickers-online

I am going to move to Maybank KE (not qualified for SCB) as I find that DBS V is troublesome (I am using cash upfront account). Reasons:
(i) If you want to sell, you need to email/call them for approval of limit. By the time they approve your application via email, the price could drop.
(ii) When you sell, you can't use cash upfront account but you need to use cash account which will incur charges of SGD25/0.25% (whichever is higher) vs cash upfront at SGD18/0.18% (whichever is higher)
I think this is for Priority customer? Yes? If you can qualifty for Priority service, better suggestion would be SCB SG. SCB SG is still accepting priority customer. No brokerage fees (min fees) and custodian fees for priority customer (you only pay clearing fees, . Best part is according to prince_mk, all your stocks holding are counted so you don't need to buy anything from them. However it's not under CDP and hard to attend AGM.

thanks for sharing. Now i am concern...

i hv Viva since 2014.

If you read his article carefully, you will see he keeps harping on a land lease problem that will not happen for another 10+ years,... Coming from the angle, then we ask ourselves if we would be investing in a ctr for so long,.. unless the price starts dropping FROM NOW, I wouldn't be so concerned abt a land lease problem expiring in 14 years from now,...

Interest-coverage-wise, well, 4 times is good enough, and furthermore 90% of the loans have no renewal till 2018 !

Unless you are investing forever in this ctr, no need to worry on the above traits. I would put in more focus on the two expiring props without rental support next year and in November 2019.

i am still holding. but not adding.

I want to reduce my 30 counters to 20 only this year.
eyes cannot see all 30 also.

In my portfolio:

AIMS - 12%

CACHE - 3% - entered 2015. Now at 2% loss (include dividend)

VIVA -  3% - entered since 2014 (At 18% gain include div)

mapletree industrial - 2% - cost very low about  (about 40% gain incl div)

which one to take out? Appreciate some suggestion.

Reduce counters. Increase holding per counter.
So, can have less monitoring.?

Bro,... you bought in the 60's ? Hmm,... I wasn't born yet, and SG had REITs already ??    Actually, if that AK fella wants to sleep peacefully at night, he shld release all his Industrial REITs at these times,..

I think,... as an investor becomes mare matured, and 'smart',... she shld not invest into too many ctrs anymore,.. diversification is, of course, a must,...but keeping it minimal will invite less work,...I rcalled I had this experience too when I first started,...

Having said the above,... I know hold 14 counters in the ASX,...    

Just started-lar,.... perhaps in another 9 months from now, can cut down already,... when the holdings have 'matured' and some positions have very high margins-of-safety,... hopefully, hopefully... bought some right counters,...

You went in at end-2016 after the cash-raising exercise, right ?  One thing abt this ctr is : there is a CR exercise every year-end,... look at the past records,...

As for AK ; if yuo look closely at his investing style, he always piurs in new money into his investments,... we can call it averaging down,... but which do you think is more skillful ?

1) Pouring-in new money to average down always, hence lowering the average price and upping the yield; OR
2) Divesting lower-performing assets when the 'time comes' and then investing the proceeds into higher-performing assets ?

True,.. different styles and objectives,.. but wouldn't yuo say instinctively, being able to cycle our capital and changing the instruments in order to get higher returns is better than using new money ? It does not mean that this person does not have new money, but we are putting new money aside, and using only available money to make more money than what we made earlier,.. this is more skillful, right ?

Hmm,... if an investor invests like AK, everybody would run out of ctrs,.. surely, because he is spraying bullets everywhere.

For me I rather wait and buy lower.. reason the extra % of divvy will work out better in the longer term.

Don't like to see a RED counter in my portfolio (although covered by divvy). 

of course.. entering PRICE makes a LOT OF DIFFERENCE...
MY AIMS purchase history in 2016
30 Nov 2016  @ 1.25
27 Oct 2016  @ 1.38
28 Sep 2016 @ 1.41
26 Jan 2016 @ 1.28
my purchase history of AIMS.... Dun u think yr YIELD would be much much higher if SAPU a lot at 1.25???

however at 1.25.. when click buy.. HAND ALSO SHAKE!!! because surrounded by so many negative news then... coz who knows.. the low will be lower.. just as the NEW high can also be Higher High.

thats why must always hv STANDBY funds at all times.

Sooner or later they do... and occasionally they selldown.. 

Just that you have to hunt wider and not restrict yourself to certain stocks.

i think the keyword here is "does NOT spend" (much) - prioritized spending / frugality on low value stuff to him 
no matter how much one makes, if expenditure >= income (active + passive), net worth or cash flow still kaput 

Yup. As long as got any SG bank, can open Cimb SG already. Transfer using FAST (free and instant)

That's right. Application is online. No need to visit branch. All you need is any SG bank account.
CIMB FastSaver details
CIMB FastTsaver FAQs