5 month performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%

The portfolio paper value in the 5th month is now -S$596. Overall still positive because of dividend received.

Half year performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%

The portfolio paper value in the 6th month is roughly breakeven (+S$14.14). Another dividend entitled during the month, making a total of S$1,360.82 received.

After half a year, looks like "don't time the market" is better than "wait wait wait". At least, S$1360.82 dividend is in the pocket now. A bird in the hand is better than two out in the bush

Let's see what will happen in the next half year....

7months performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%
7 month @ 19/12/2019 = S$72,125.79 +S$1332.65 or +1.9%

The 7th month return did not move much from 6th month at +1.9%

Still maintain +ve range since creation of portfolio every month

8 months performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%
7 month @ 19/12/2019 = S$72,125.79 +S$1332.65 or +1.9%
8 month @ 19/1/2020 = S$75,627.81 + $4834.67 or +6.8%

The 8th month return moved quite a bit from 7th month, including new dividend received. Total dividend in the pocket is S$1,360.84 now. Have not re-invested yet.

Ramjade, this is what you gain if you invest without waiting for your target price

9 months performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%
7 month @ 19/12/2019 = S$72,125.79 +S$1332.65 or +1.9%
8 month @ 19/1/2020 = S$75,627.81 +S$4834.67 or +6.8%
9 month @ 19/2/2020 = S$76,981.88 +S$6188.74 or +8.74%

The 9th month return improved both in capital gain and dividend received. Total dividend in the pocket is S$1,611.62 now. Have not re-invested yet.

Ramjade, very impressive 8-9% for 9 month investment

He is a good stock picker no doubt. But he still needs improvement in decisiveness.

I find that in life, in order to win, one must be prepared to lose

Not entirely in Sreit. His pick of portfolio at that time was :

Mapletree NAC
Frasers L&I
Frasers Centerpoint
DBS
OCBC
JMH
Tencent

Just as a short summary, last year we were discussing about timing the market bottom or not. He is waiting for “jump building” price. A lot of rhetorics came out which lead the discussion to nowhere. So I asked for his choiced portfolio and he gracefully gave me. Now we have some cold hard numbers instead of flowery bombastic explanations as reference. Numbers don’t lie. However, it is still less than 1 year, so who knows ?

ramjade has your target price reached ? The moment you are waiting for is here.....let me know which stock is worth to buy and the target price. I might return to stock

10 months performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%
7 month @ 19/12/2019 = S$72,125.79 +S$1332.65 or +1.9%
8 month @ 19/1/2020 = S$75,627.81 +S$4834.67 or +6.8%
9 month @ 19/2/2020 = S$76,981.88 +S$6188.74 or +8.74%
10 month @ 19/3/2020 = S$53,821.65 -S$16971.49 or -23.97%

What a month ! All hell broke loose. Portfolio made a -30% turnaround in 1 month

This is despite a dividend receipt of S$1874.56.

In time of crisis, there is always opportunity. Guys, time to start shopping around !

11 months performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%
7 month @ 19/12/2019 = S$72,125.79 +S$1332.65 or +1.9%
8 month @ 19/1/2020 = S$75,627.81 +S$4834.67 or +6.8%
9 month @ 19/2/2020 = S$76,981.88 +S$6188.74 or +8.74%
10 month @ 19/3/2020 = S$53,821.65 -S$16971.49 or -23.97%
11 month @ 19/4/2020 = S$63,627.88 -S$7165.26 or -10.12%

The portfolio last month swing -33%. This month swing +14%

Stock recovered so fast (too fast). Have you guys picked up some bargains in March ?

Will it come back down again ?

12 months performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%
7 month @ 19/12/2019 = S$72,125.79 +S$1332.65 or +1.9%
8 month @ 19/1/2020 = S$75,627.81 +S$4834.67 or +6.8%
9 month @ 19/2/2020 = S$76,981.88 +S$6188.74 or +8.74%
10 month @ 19/3/2020 = S$53,821.65 -S$16971.49 or -23.97%
11 month @ 19/4/2020 = S$63,627.88 -S$7165.26 or -10.12%
12 month @ 19/5/2020 = S$64,439.44 -S$6353.70 or -8.97%

1 year performance ! Improved a little bit from last month. For a stock crash, only loss -9%. This portfolio is impressive, beating the index. Ramjade is

Have you guys picked up some bargains in April ?

Will it come back down again if second wave Covid-19 happens, or scientists found some vaccine and stock shoots up again ? Which scenario will happen ?

Ya the power of diversifying

Actually this is a real life experiment of investment strategy whether to time the market. The above is the portfolio targeted by ramjade, which I set up in stock cafe (ramjade did not actually buy). Timeline will be long term like 1, 2, 5, 10 years. So, we can monitor and see what sort of return if we don’t time the market.

Composition of portfolio may affect the returns, but I think we should keep it constant so that we have less variables in this experiment.

At least at exactly 1 year milestone, ramjade is +9% on his cash by just sitting on it and do nothing

But I am surprised even with a major crash of -30% in March, the price did not hit ramjade’s target. Ramjade, you are definitely too conservative (read : greedy)

As a friendly advice, like hensel said, you have to take a certain amount of risk in share investment. Otherwise, you are better off put your money into FDs and ASx or the like....Don’t waste your time monitoring the stock because you will never buy anything significant.

If you don’t buy in a major crash, take up this once in a life time opportunity, when else are you going to buy ? Aren’t you waiting for this all your life ? I can tell you there will not be another opportunity of this sort in the next 10-15 years....

From the portfolio, no doubt you are good in picking stocks. Beating the index by far. But what good is it if you yourself is not confident with what you pick ? From here clearly you have some soul searching to do....

This post has been edited by Showtime747: May 22 2020, 09:14 PM

13 months performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%
7 month @ 19/12/2019 = S$72,125.79 +S$1332.65 or +1.9%
8 month @ 19/1/2020 = S$75,627.81 +S$4834.67 or +6.8%
9 month @ 19/2/2020 = S$76,981.88 +S$6188.74 or +8.74%
10 month @ 19/3/2020 = S$53,821.65 -S$16971.49 or -23.97%
11 month @ 19/4/2020 = S$63,627.88 -S$7165.26 or -10.12%
12 month @ 19/5/2020 = S$64,439.44 -S$6353.70 or -8.97%
13 month @ 19/6/2020 = S$69,067.12 -S$1726.02 or -2.44%

Recover really fast.....

If there is a vaccine coming on, I think the market will not come down again. For those who didn't jumped in in March/April, maybe no more opportunity like this....

14 months performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%
7 month @ 19/12/2019 = S$72,125.79 +S$1332.65 or +1.9%
8 month @ 19/1/2020 = S$75,627.81 +S$4834.67 or +6.8%
9 month @ 19/2/2020 = S$76,981.88 +S$6188.74 or +8.74%
10 month @ 19/3/2020 = S$53,821.65 -S$16971.49 or -23.97%
11 month @ 19/4/2020 = S$63,627.88 -S$7165.26 or -10.12%
12 month @ 19/5/2020 = S$64,439.44 -S$6353.70 or -8.97%
13 month @ 19/6/2020 = S$69,067.12 -S$1726.02 or -2.44%
14 month @ 19/7/2020 = S$70,452.49 -S$340.65 or -0.5%

Portfolio continues to recover, almost breakeven now.

Market is crazy. Pandemic is still raging on, no vaccine yet, sure economic downturn and high unemployment all over the world, stock market is turning a blind eye to economic reality like it is operating in Mars. Really "out of this world"....

My personal share portfolio ? I have disposed off all shares and left the stock market in mid 2017

Moved into much safer stuff. Capital guaranteed structured products and properties in other countries. At my age, it's time for "preservation" not "growth"

15 months performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%
7 month @ 19/12/2019 = S$72,125.79 +S$1332.65 or +1.9%
8 month @ 19/1/2020 = S$75,627.81 +S$4834.67 or +6.8%
9 month @ 19/2/2020 = S$76,981.88 +S$6188.74 or +8.74%
10 month @ 19/3/2020 = S$53,821.65 -S$16971.49 or -23.97%
11 month @ 19/4/2020 = S$63,627.88 -S$7165.26 or -10.12%
12 month @ 19/5/2020 = S$64,439.44 -S$6353.70 or -8.97%
13 month @ 19/6/2020 = S$69,067.12 -S$1726.02 or -2.44%
14 month @ 19/7/2020 = S$70,452.49 -S$340.65 or -0.5%
15 month @ 19/8/2020 = S$71,340.13 +546.99 or +0.8%

Portfolio recovered, after 5 months

Dividends received is about S$3k. Not re-invested yet.

I still think the market is crazy

Cheap is relative. By doing the tracking, we will know how cheap is cheap. Whether waiting is good or not good. You may be surprised your "cheap" is actually "quite expensive"

16 months performance of the above portfolio for Ramjade

Original cost @20/5/2019 = S$70,793.14

1 month @ 19/6/2019 = S$72,774.43 +S$1,981.29 or +2.8%
2 month @ 19/7/2019 = S$74,903.73 +S$4,110.59 or +5.8%
3 month @ 19/8/2019 = S$71,074.40 +S$281.26 or +0.4%
4 month @ 19/9/2019 = S$71,681.45 +S$888.31 or +1.2%
5 month @ 19/10/2019 = S$71,085.12 +S$291.98 or +0.41%
6 month @ 19/11/2019 = S$72,168.10 +S$1374.96 or +1.9%
7 month @ 19/12/2019 = S$72,125.79 +S$1332.65 or +1.9%
8 month @ 19/1/2020 = S$75,627.81 +S$4834.67 or +6.8%
9 month @ 19/2/2020 = S$76,981.88 +S$6188.74 or +8.74%
10 month @ 19/3/2020 = S$53,821.65 -S$16971.49 or -23.97%
11 month @ 19/4/2020 = S$63,627.88 -S$7165.26 or -10.12%
12 month @ 19/5/2020 = S$64,439.44 -S$6353.70 or -8.97%
13 month @ 19/6/2020 = S$69,067.12 -S$1726.02 or -2.44%
14 month @ 19/7/2020 = S$70,452.49 -S$340.65 or -0.5%
15 month @ 19/8/2020 = S$71,340.13 +546.99 or +0.8%
16 month @ 19/9/2020 = S$72,592.63 +1799.49 or +2.5%


Portfolio continue to recover.

Looks very likely the crash is over. Fastest recovery I have seen

This post has been edited by Showtime747: Oct 20 2020, 09:26 PM