Outline ·
[ Standard ] ·
Linear+
SCB JustOne Current + Savings Account, 3 Types: Personal / Preferred / Priority
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TSronnie
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Oct 4 2012, 12:27 PM
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QUOTE(Raceroamer @ Oct 4 2012, 12:05 PM) I think what the CS meant is that you can go to any branch to open the new acc except for islamic branch. Erm, so how you open your acc? online (is this an option)? I mean definitely you are going to get the card from the branch that you open your acc unless you apply through online right? Do I have the option to open my acc at branch A and collect my debit card at branch B? Correct me if I am wrong or I did not catch your question. Normally I go to the nearby branch and get everything settle that day. I've already opened my JustOne account on Monday... that day SCB had issue to provide the Debit Card to me. Thus, I called up SCB to confirm if I can get my Debit Card from other SCB branches (i.e. close to office). They said YES.
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TSronnie
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Oct 4 2012, 02:33 PM
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QUOTE(Raceroamer @ Oct 4 2012, 02:25 PM) okay, first time heard about this. I didn't know such flexibility actually available. Then good for you.  Still untested... trying this Friday
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TSronnie
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Oct 4 2012, 04:13 PM
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QUOTE(jian5481 @ Oct 4 2012, 03:30 PM) I'm not clear about one thing. If I deposit RM1,500 on the 25th, do I get the EXTRA 1% for the remaining days of the month or will it include the days before? The 1% base + 1% bonus is for amount in JustOne Savings (not JustOne Current)... it's calculated on average daily balance for the JustOne Savings account
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TSronnie
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Oct 4 2012, 04:29 PM
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QUOTE(jian5481 @ Oct 4 2012, 04:25 PM) Yup, I know it's based on the SA. But let's say I maintain a fixed amount of RM5000 for each of the days in October (SA). I deposit RM1500 on 25th (CA). Will I get: 1st to 24th (1% p.a.) 25th to 31st (2% p.a.) (5000 x (1% / 12) * (24 / 31)) + (5000 x (2% / 12) * (7 / 31)) = 5.10or will it be for the whole month as such: 5000 x 2% / 12 = 8.33The moment RM1500 hits your JustOne Current Account, you will get 2% on the JustOne Savings. You can withdraw the RM1500 on the next day....
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TSronnie
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Oct 6 2012, 12:07 AM
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Finally I get my Liverpool-designed SCB Debit MasterCard for JustOne Account @ non-Home Branch. This Debit Card is only linked to JustOne Current Account only. I can't link to my existing e$aver also  There's a default cap which you can spend SCB Debit MasterCard : RM6000. This cannot be changed This post has been edited by ronnie: Oct 6 2012, 12:08 AM
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TSronnie
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Oct 6 2012, 01:26 AM
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QUOTE(MilesAndMore @ Oct 6 2012, 12:54 AM) I just made another IBG transfer yesterday and just like last month, they didn't charge me the RM0.50 IBG fee. Did you deposit the RM1500 fund first, then IBG or the other way around ?
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TSronnie
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Oct 6 2012, 12:15 PM
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TSronnie
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Oct 6 2012, 04:40 PM
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QUOTE(Raceroamer @ Oct 6 2012, 03:38 PM) True also, haha! Out of curiosity, so you guys normally use debit card or credit card to purchase things? For me, I use credit card. Debit card only for withdrawal at the ATM. I use "CREDIT" only... hehehe
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TSronnie
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Oct 10 2012, 03:55 PM
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QUOTE(rayz112 @ Oct 10 2012, 03:38 PM) Wondering the list of banks and its details of IBG type of transfer e.g. Fund Transfer , Loan Repayment , Card Repayment that can be done from this account Do check out Post #1
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TSronnie
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Oct 10 2012, 11:39 PM
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QUOTE(saitong09 @ Oct 10 2012, 11:12 PM) Ronnie, why you still keeping your e$aver account? I have the Step-Up FD linked to it .... closing soon in Nov 2012.
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TSronnie
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Oct 31 2012, 08:13 AM
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I guess I know why the IBG Fees are not charged and reimburse later (as per JustOne CASA T&C).... because of the Free Transaction Fees & Debit Card Cash Rebate on Debit Card Transactions Promotion (which runs until 31 Dec 2012) http://www.standardchartered.com.my/person...mpaign/tnc.html
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TSronnie
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Nov 2 2012, 02:52 PM
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I just completed 2 ATM Withdrawals with my SCB Debit Card at Maybank ATM... no RM4 charges is shown on my JustOne Current account
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TSronnie
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Nov 2 2012, 10:15 PM
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QUOTE(Petro-Canada @ Nov 2 2012, 10:02 PM) Why the IBG seem like very slow? Citibank CC payment via this account When exactly did you perform the IBG payment to Citibank ? Was it after 12pm ?
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TSronnie
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Nov 2 2012, 10:36 PM
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QUOTE(Petro-Canada @ Nov 2 2012, 10:23 PM) Yesterday, after 12pm. Today consider 1 working day already. In addition, SCB deducted the IBG fee, just not stated in the transaction list. I know because the amount was not tally with amount in my phone app. Please check your Citibank online statement on 3 Nov 2012 for payment made on 2 November. Which SCB account do you have ? Why deduct the 50 sen ?
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TSronnie
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Nov 3 2012, 12:05 AM
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QUOTE(Anatawa @ Nov 2 2012, 11:22 PM) Hi guys, I just opened this account but under Saadiq. The funny thing is I received the Temporary id for online banking from a normal handphone number, so I dare not use it. So I called the SC and they confirmed that this doesn't happen. So I'm just going to activate through the ATM tomorrow and do an Instant Registration online. I have one question though, because I was in a hurry, I did not ask the girl properly when opening this account. Will my salary be credited in to the current or the savings? Or do I need to transfer it from current into savings myself? Abit confused here. TQ The Auto Sweep feature would be into the JustOne Current Account (typically)
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TSronnie
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Nov 3 2012, 09:48 AM
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QUOTE(Petro-Canada @ Nov 3 2012, 09:46 AM) Yeahh...you're right. Citibank took another day to appear~ I opened this CASA last 31-10-2012, maybe my phone app miscalculate the amount... XD Added on November 3, 2012, 9:48 amI just received an email n sms too. But the banker said my account statement date is on 15th. Weird. Great to hear... so there's no deduction, right ?
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TSronnie
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Nov 3 2012, 02:56 PM
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QUOTE(HughieRmX @ Nov 3 2012, 12:50 PM) A quick question guys, does that means that I will have 2 accounts running from SCB if I am about to apply for this promotion ?  One account number for JustOne Current Account One account number for JustOne Savings Account
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TSronnie
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Nov 8 2012, 07:20 AM
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QUOTE(Pega101 @ Nov 8 2012, 12:23 AM) I just went to open JustOne acc this afternoon , and the staff asked me to sign up a personal insurance and said that it is compulsory to sign ! is that true ? if not how can I make complaint and ask them to cancel the insurance plan ? it costs about rm120 wtf ! Of course, these are OPTIONAL products. Care to share which SCB branch allow such "tactic"
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TSronnie
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Dec 26 2012, 08:34 PM
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QUOTE(samwhyik @ Dec 26 2012, 05:53 PM) I have this just one current account for last few months but just recently i noticed bank raised charges on MEPS withrdraw ($4/time) even i fulfill deposit requirements. (i) Anyone experience the same as mine? (ii) Old question again, should I deposit 1.5k on every 1st of month in order to avoid any charges on the aforesaid month? (iii) Failed to apply SI after complaint made and re-apply at SCB. Anyone experince the same? Thank you. If you deposit RM1500 into JustOne Current anytime in the same month of your IBG/MEPS withdrawal, the fees will be "refunded" in the next month.
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TSronnie
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Dec 28 2012, 12:35 AM
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There's a change in Interest Rate for JustOne Personal Savings account
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