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Investment Ivory Residence @ Mutiara Heights, Kajang, by TLS, share your opinions here
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iamgoodman
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Jan 16 2013, 02:50 AM
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QUOTE(guxing @ Jan 15 2013, 11:23 PM) Block A Total 286 units (13 units per floor) Block B Total 276 units (12 units per floor) Block C Total 176 units (8 units per floor) * correct me if wrong..tq hhihi u are correct wo... btw, all sold out joh... 15ppl in awaiting list now....
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iamgoodman
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Jan 16 2013, 12:52 PM
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QUOTE(property101 @ Jan 16 2013, 10:09 AM) sold out for both block A and B? yup.... block C launching date is still a mysterious.....
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iamgoodman
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Jan 17 2013, 05:32 PM
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QUOTE(syaz80 @ Jan 17 2013, 11:48 AM) Can I ask, how much is the monthly progreesive interest for this condo until it is ready? When it is ready and handed over, do we then only start paying the full monthly installment? almost 4% of total loan.... btw, my loan just got approved 90% semi flexi no-lock in by OCBC.... best offer... -2.4 This post has been edited by iamgoodman: Jan 17 2013, 05:32 PM
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iamgoodman
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Jan 17 2013, 07:23 PM
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QUOTE(kremlin @ Jan 17 2013, 05:43 PM) is it an islamic loan? MRTA? no MRTA or MLTA.... i dont know how its called conventional or islamic loan.. just know that its called semi-flexi, which once u withdraw money from your additional amount, u have to pay a processing fee....
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iamgoodman
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Jan 18 2013, 11:18 AM
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QUOTE(cloudchng @ Jan 18 2013, 10:14 AM) And invite those who passing your garden for your tea?  lol.. this is funny enough!!! hey, normally can we sign all those snp, and loan agreement together one shot.... i m working in sg, dont wan to go kajang so many times for this ler..
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iamgoodman
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Jan 18 2013, 06:29 PM
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QUOTE(OptimusStar @ Jan 18 2013, 03:36 PM) I signed the s&p and loan agreement both together at one time at TLS office. any follow up action needed after that? anymore docs to sign after that ha?
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iamgoodman
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Jan 19 2013, 01:50 PM
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i got a banker fren show me the valuation for this property... it said its over priced by 2 panel valuator..... 1288sqft should cost 320-350k only at this moment compared to the properties price around....
but it only able to compare those landed house around la, cause no high rise lagi in this area.....
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iamgoodman
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Jan 19 2013, 01:56 PM
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QUOTE(Manlet @ Jan 19 2013, 01:51 PM) correct lo.. we bought at about 350k + ma.. i mean after discount la  i bought 370k ler as mine in higher floor.....
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iamgoodman
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Jan 19 2013, 06:10 PM
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QUOTE(ben9584 @ Jan 19 2013, 05:13 PM) Hi all, I just stop by the site today and took a photo.  You also can download bigger resolution. https://dl.dropbox.com/u/25544583/Site_Panorama.jpgdont know why, feel so excited seeing the progress...
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iamgoodman
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Jan 19 2013, 06:10 PM
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BTW, anyone here can tell me in whats the difference between islamic and conventional loan in layman terms?
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iamgoodman
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Jan 21 2013, 03:11 PM
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QUOTE(miwang @ Jan 21 2013, 02:53 PM) Just wanted to know does CIMB offer semi flexi loan? Or any other banks offer that? try OCBC... i jsut got BLR-2.4% 90% loan offer.... Ambank can give u this rate if u originally from kajang too...
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iamgoodman
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Jan 21 2013, 03:57 PM
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QUOTE(miwang @ Jan 21 2013, 03:51 PM) Actually i already signed the offer from CIMB. Just wanted to know if CIMB offer semi flexi as i should have choose that if they do. AMBANK offer -2.4 onli for those from kajang?? what theory is that.. What bout those not from kajang its kind of the bank assessment... basically if u are not staying kajang but buy kajang property, they will treat u as a investor and the risk of assessment will be higher already.....
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iamgoodman
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Jan 21 2013, 04:13 PM
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QUOTE(wwl86 @ Jan 21 2013, 03:57 PM) Ya, is it because the panel banker is from Kajang branch? nope... its only one of the assessment criteria for the bank..... but anyway, just try ocbc.... they confirm give 2.4% 90%...
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iamgoodman
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Jan 21 2013, 09:40 PM
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QUOTE(raja lau @ Jan 21 2013, 09:17 PM) is there any lock in for ocbc? seems now the buyers for ivory residence become majority chinese... yes yes for conventional loan, no lock in will be islamic loan...
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iamgoodman
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Jan 22 2013, 09:36 AM
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i just told my cousin who staying in kajang today that i bought a condo in kajang, 370k.. she said WAHHH so expensive!!!!
she said she bought a landed house in kajang last time with 200k only ler... in sg chua..
then i said mine in saujana impian area, near tesco. then she said - oh, thats a higher end place in kajang, new developed area, ok with that now...
haha.. saujana impian really much better than kajang town sg chua meh?
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iamgoodman
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Jan 22 2013, 02:59 PM
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QUOTE(tikaram @ Jan 22 2013, 11:08 AM) comparing what your cousin said: Ivory vs Sg chua landed. for investment:In long run. the sg chua landed is going to win your ivory condo. for own stay: It is harded to get a landed soon. Even in kajang. strongly agreed! i pun suka landed... but still prefer more on a GnG type or slightly developed area...
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iamgoodman
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Jan 23 2013, 03:15 PM
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QUOTE(Johore @ Jan 23 2013, 01:59 PM) i heard ocbc only can give -2.35% 90% loan n semi flexi..alliance islamic can give only -2.3 90% full flexi. did any one get approval recently means starting from jan 2013 from any bank?? i just got offer from ocbc 0.24 90% ler.. 38 years
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iamgoodman
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Jan 23 2013, 11:11 PM
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hey, actually ivory has 455units... if block C enbloc and block B 15th level n above are all taken up by china investors, it means that only around 300 units are own by locals....
is it a good sign for us as buyers?
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iamgoodman
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Jan 24 2013, 09:01 PM
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QUOTE(property101 @ Jan 23 2013, 11:20 PM) yes and no yes - very likely the investors will sell their properties to realize profit. once property exchanged hand, price is expected to go higher one after another. for example if one sell 450k, the next will sell 455k, then next 460k, and so on. in other words, transacted price for this condo will go higher hence directly raise valuation price / market price of this condo no - higher ratio of owner (the above investors) treat the properties as an investment object, not a "home". the property condition / quality of tenant / surrounding environment would not be an ideal place to live. in the long run, potentially affect both the rental demand and ownership demand of this condo. well said daniel... your pearl avenue for own stay or investment?
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iamgoodman
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Jan 24 2013, 11:21 PM
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QUOTE(property101 @ Jan 24 2013, 11:07 PM) investment. property agents are getting very aggressive these days, a couple of them already took the owners' contact from developer to call them asking whether upon completion want to rent or sale. and dont forget to contact them regardless sale or rent  lol.... sure la.... almost 7K untung per business deal ler..... they asking how much now? i saw iproperty got 365k got 350k......etc
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