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 The Silk Residence @ Balakong, neighbourhood detail

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peri peri
post Feb 5 2013, 09:04 AM

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QUOTE(windwind84 @ Feb 4 2013, 08:12 PM)
which rhb branch you take? hihi
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Jinjang branch
peri peri
post Feb 5 2013, 09:05 AM

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QUOTE(wlchong79 @ Feb 5 2013, 08:50 AM)
-2.45 is best so far
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RHB is drafting for -2.6% since August 2012. I will check with them how to boost up the rates from -2.4%
peri peri
post Feb 5 2013, 09:06 AM

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QUOTE(kennethdw @ Feb 4 2013, 08:20 PM)
with minus blr -2.45
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You have very good credit background thumbup.gif
peri peri
post Feb 5 2013, 09:08 AM

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QUOTE(micnts80 @ Feb 4 2013, 07:32 PM)
what if i'm taking 70% loan? can i finance the fees into my loan?
thanks for advice...
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depends from case to case.

For eg, if u take low floor unit type A which SPA price is rm300k

compare to those take high floor unit same type A but SPA price is rm330k

of course bank willing to top up more for those applicant having low floor unit with another rm 10k max for ur loan legal and stamp duty.


peri peri
post Feb 5 2013, 09:09 AM

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QUOTE(wlchong79 @ Feb 4 2013, 06:10 PM)
RHB seem offering the best at this moment
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my preferred choice is RHB or UOB
wlchong79
post Feb 5 2013, 09:25 AM

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QUOTE(peri peri @ Feb 5 2013, 09:04 AM)
Jinjang branch
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got the sales contact?
jootat
post Feb 5 2013, 10:08 AM

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QUOTE(peri peri @ Feb 5 2013, 09:06 AM)
You have very good credit background  thumbup.gif
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do u mean he got a lot of $$ in the bank? Coz if good records, i also have a very good credit record ma ... i never owe bank a single cent, car loan, credit card, and housing loan for the past 10 years. They also never give me a good rate. KNN!
peri peri
post Feb 5 2013, 10:16 AM

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QUOTE(jootat @ Feb 5 2013, 10:08 AM)
do u mean he got a lot of $$ in the bank? Coz if good records, i also have a very good credit record ma ... i never owe bank a single cent, car loan, credit card, and housing loan for the past 10 years.  They also never give me a good rate. KNN!
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Bro, not really, but u need good and steady and HUGE annum income

or if u are a business man and being their privilege customer as can be one of the factor

or u having long term and HUGE FD or investment plan from them.

How good u pay back ur repayment, i think will not under their consideration criteria.


peri peri
post Feb 5 2013, 10:17 AM

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QUOTE(wlchong79 @ Feb 5 2013, 09:25 AM)
got the sales contact?
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Contact not with me now
jootat
post Feb 5 2013, 10:21 AM

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QUOTE(peri peri @ Feb 5 2013, 10:16 AM)
Bro, not really, but u need good and steady and HUGE annum income

or if u are a business man and being their privilege customer as can be one of the factor

or u having long term and HUGE FD or investment plan from them.

How good u pay back ur repayment, i think will not under their consideration criteria.
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icic ... ok la ... me small potato only ... no wonder get the lousiest package sad.gif ... sigh
peri peri
post Feb 5 2013, 10:35 AM

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QUOTE(jootat @ Feb 5 2013, 10:21 AM)
icic ... ok la ... me small potato only ... no wonder get the lousiest package sad.gif ... sigh
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me 2, NO 5 figures salary every month. just hope for the best.

because i got a home loan with RHB before, just hope they can offer me better package for this.
jootat
post Feb 5 2013, 10:37 AM

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QUOTE(peri peri @ Feb 5 2013, 10:35 AM)
me 2, NO 5 figures salary every month. just hope for the best.

because i got a home loan with RHB before, just hope they can offer me better package for this.
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ic ... that's great la bro. make a lot of difference if u get -2.6 or -2.4! lucky u that u can get such a good offer.
P/s: 5 figure or not doesn't matter. As long as ur pocket is tebal tebal smile.gif
petlu28
post Feb 5 2013, 10:38 AM

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Peri Kor pocket so thick thick one. rclxms.gif rclxms.gif rclxms.gif

QUOTE(jootat @ Feb 5 2013, 10:37 AM)
ic ... that's great la bro.  make a lot of difference if u get -2.6 or -2.4! lucky u that u can get such a good offer.
P/s: 5 figure or not doesn't matter. As long as ur pocket is tebal tebal smile.gif
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peri peri
post Feb 5 2013, 10:39 AM

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QUOTE(jootat @ Feb 5 2013, 10:37 AM)
ic ... that's great la bro.  make a lot of difference if u get -2.6 or -2.4! lucky u that u can get such a good offer.
P/s: 5 figure or not doesn't matter. As long as ur pocket is tebal tebal smile.gif
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haiz, nowaday surviving in KL with only 4 figures salary is very very tough

No wonder toto jackpot always so good business
jootat
post Feb 5 2013, 10:41 AM

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QUOTE(peri peri @ Feb 5 2013, 10:39 AM)
haiz, nowaday surviving in KL with only 4 figures salary is very very tough

No wonder toto jackpot always so good business
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toto jackpot is just buying hope for everyone and to fulfill their greed. Not to say if u have 5 or 6 figures then u don need toto. If the person is greedy, he would probably buying more than what an ordinary man would buy for the toto. If not why uncle lim so rich smile.gif
peri peri
post Feb 5 2013, 10:46 AM

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QUOTE(jootat @ Feb 5 2013, 10:41 AM)
toto jackpot is just buying hope for everyone and to fulfill their greed.  Not to say if u have 5 or 6 figures then u don need toto.  If the person is greedy, he would probably buying more than what an ordinary man would buy for the toto.  If not why uncle lim so rich smile.gif
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frankly speaking, those jackpot monies goes to real person pocket or not nobody knows.

Unlike in other developed country, who ever strike jackpot will appear in press to proof its genuine of game
jootat
post Feb 5 2013, 11:03 AM

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QUOTE(peri peri @ Feb 5 2013, 10:46 AM)
frankly speaking, those jackpot monies goes to real person pocket or not nobody knows.

Unlike in other developed country, who ever strike jackpot will appear in press to proof its genuine of game
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actually i am having the same thought as u. but since i am not a heavy investor for jackpot, magnum 4d, sports toto or kuda ... so, i won't be bothering much la. But here if u publish big big, with face in newspaper, i think they guy who kena the jackpot will migrate to another country for the sake of his family safety .. LOL
wlchong79
post Feb 5 2013, 11:07 AM

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QUOTE(peri peri @ Feb 5 2013, 10:39 AM)
haiz, nowaday surviving in KL with only 4 figures salary is very very tough

No wonder toto jackpot always so good business
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1000 and 9999 also 4 figures ..lol
peri peri
post Feb 5 2013, 11:08 AM

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QUOTE(jootat @ Feb 5 2013, 11:03 AM)
actually i am having the same thought as u. but since i am not a heavy investor for jackpot, magnum 4d, sports toto or kuda ... so, i won't be bothering much la. But here if u publish big big, with face in newspaper, i think they guy who kena the jackpot will migrate to another country for the sake of his family safety .. LOL
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Bro, even if u r billionaire or millionaire or got few thousand in banks only, living in malaysia, people still find ways to rob u or kidnap u or snatch ur belongings regardless u r rich or poor. Nowaday even worst, got parang rempit, slash first then only snatch.

If i got 5 millions in bank now, i will migrate.


petlu28
post Feb 5 2013, 11:11 AM

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you are right. better way migrate. rclxms.gif rclxms.gif rclxms.gif

QUOTE(peri peri @ Feb 5 2013, 11:08 AM)
Bro, even if u r billionaire or millionaire or got few thousand in banks only, living in malaysia, people still find ways to rob u or kidnap u or snatch ur belongings regardless u r rich or poor. Nowaday even worst, got parang rempit, slash first then only snatch.

If i got 5 millions in bank now, i will migrate.
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