The Silk Residence @ Balakong, neighbourhood detail
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 Jan 31 2013, 08:15 PM
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Junior Member
429 posts Joined: Jun 2005 From: Cyberjaya  
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QUOTE(cloner @ Jan 31 2013, 07:58 PM) walk in no hot chick... ms K u get hot chick is see "K" and chick....makes me think of KFC...golden wrap chicken   Seng016 I guess for me...submit to SA....i dont need to run around here and there. The banks would already made aware of this development. As if you can get better rates from banks directly...i'm really not sure...depends kua.... This post has been edited by wchinwai: Jan 31 2013, 08:18 PM |
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Feb 1 2013, 08:50 AM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur 
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QUOTE(seng016 @ Jan 31 2013, 12:42 PM) what's the different apply loan by walk in n pass to SA/Ms K? walk in, the bank need to get extra details from developer and might take longer processing time. And also, the developer might not offering u the free SPA legal if ur walk in bank insist using other lawyer as their loan lawyer.offer will be different? |
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Feb 1 2013, 10:00 AM
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Senior Member
3,936 posts Joined: Dec 2010
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That means is better we use back developer consult lawyer ?.
quote=peri peri,Feb 1 2013, 08:50 AM] walk in, the bank need to get extra details from developer and might take longer processing time. And also, the developer might not offering u the free SPA legal if ur walk in bank insist using other lawyer as their loan lawyer. [/quote] |
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Feb 1 2013, 11:32 AM
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Junior Member
72 posts Joined: Dec 2011
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QUOTE(peri peri @ Feb 1 2013, 08:50 AM) walk in, the bank need to get extra details from developer and might take longer processing time. And also, the developer might not offering u the free SPA legal if ur walk in bank insist using other lawyer as their loan lawyer. mostly bank absorb SPA legal fee right? |
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Feb 1 2013, 12:19 PM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(seng016 @ Feb 1 2013, 11:32 AM) mostly bank absorb SPA legal fee right? Bro,developer panel lawyer = SPA legal fee Bank panel lawyer = loan document fee |
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Feb 1 2013, 12:22 PM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(petlu28 @ Feb 1 2013, 10:00 AM) That means is better we use back developer consult lawyer ?. If promo stated got free SPA or SPA and Loan legal, then yes bro |
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Feb 1 2013, 12:23 PM
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Junior Member
72 posts Joined: Dec 2011
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QUOTE(peri peri @ Feb 1 2013, 12:19 PM) Bro, wow seems like many " hidden fee"developer panel lawyer = SPA legal fee Bank panel lawyer = loan document fee |
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Feb 1 2013, 12:25 PM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(seng016 @ Feb 1 2013, 12:23 PM) wow seems like many " hidden fee" Dont forget the stamp duty charges, will be beribu-ribuLater MOT lagi, u need to pay again for both lawyers + stamp duty again. Itu beribu-ribu juga. |
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Feb 1 2013, 12:28 PM
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Junior Member
72 posts Joined: Dec 2011
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QUOTE(peri peri @ Feb 1 2013, 12:25 PM) Dont forget the stamp duty charges, will be beribu-ribu so pass to SA we no need to fan all these fees correk?Later MOT lagi, u need to pay again for both lawyers + stamp duty again. Itu beribu-ribu juga. |
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Feb 1 2013, 12:30 PM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(seng016 @ Feb 1 2013, 12:28 PM) so pass to SA we no need to fan all these fees correk? Bro,u need to pay all except for SPA legal fee only. But u can choose to top up all those fee into your loan finance. Make sure u tell ur SA on that. Beribu-ribu tahu. |
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Feb 1 2013, 01:51 PM
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Senior Member
3,936 posts Joined: Dec 2010
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Later beribu ribu STAR in head
 QUOTE(peri peri @ Feb 1 2013, 12:30 PM) Bro, u need to pay all except for SPA legal fee only. But u can choose to top up all those fee into your loan finance. Make sure u tell ur SA on that. Beribu-ribu tahu. |
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Feb 1 2013, 01:52 PM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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QUOTE(petlu28 @ Feb 1 2013, 01:51 PM) Later beribu ribu STAR in head buy a house, at least must standby rm10k for all these fee in case. Not cheap. Wish im a part time lawyer. |
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Feb 1 2013, 02:02 PM
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Senior Member
3,936 posts Joined: Dec 2010
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Good idea. Let me know later....
 QUOTE(peri peri @ Feb 1 2013, 01:52 PM) buy a house, at least must standby rm10k for all these fee in case. Not cheap. Wish im a part time lawyer. |
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Feb 1 2013, 02:34 PM
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Junior Member
8 posts Joined: Feb 2013
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Pls feel free to contact me
 
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Feb 1 2013, 10:42 PM
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Senior Member
1,101 posts Joined: Jan 2006
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CIMB what offer? list down here la we all buyers can refer mah
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Feb 2 2013, 08:53 AM
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Senior Member
774 posts Joined: Feb 2011
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QUOTE(eddyleong @ Feb 1 2013, 02:34 PM) Pls feel free to contact me CIMB is not a panel if i not mistaken ..correct me if i am wrong ..
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Feb 2 2013, 10:11 AM
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Junior Member
471 posts Joined: May 2010
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It wasn't previously but it is now.
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Feb 4 2013, 09:40 AM
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Junior Member
8 posts Joined: Feb 2013
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QUOTE(wlchong79 @ Feb 2 2013, 08:53 AM) CIMB is not a panel if i not mistaken ..correct me if i am wrong .. Pending approval |
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Feb 4 2013, 09:42 AM
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Junior Member
8 posts Joined: Feb 2013
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QUOTE(cloner @ Feb 1 2013, 10:42 PM) CIMB what offer? list down here la we all buyers can refer mah Still pending approval. ..will be updated soon |
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Feb 4 2013, 09:53 AM
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All Stars
11,943 posts Joined: Mar 2012 From: Kuala Lumpur
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correct if im wrong,
update for bank panels 1. maybank 2. Hong Leong Bank 3. Allianze Bank 4. UOB 5. RHB 6. CIMB Any more? |
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