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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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polarzbearz
post Jul 12 2025, 06:49 PM

Gracie
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Senior Member
4,816 posts

Joined: Apr 2007
QUOTE(katowwe @ Jul 12 2025, 09:25 AM)
I requested to increase credit limit for my credit card last week and got rejected. Alliance give the lowest limit only 9k, other bank is 2xk above. Yesterday they nerf the Visa Infinite card, is the time to terminate.
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QUOTE(gooroojee @ Jul 12 2025, 02:16 PM)
Maybank lowest for me. Like 20k maybe.
Alliance 100k.
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For me both Maybank and Alliance was about same at approx. RM30K, kinda "stingy" in comparison to other banks like CIMB/UOB (to which I don't know how they came up with ridiculously scary CL confused.gif )


With the Alliance Visa Infinite nerf - thinking if I should just cut it off, doesn't seem useful anymore... but then there's no other interesting card also with my relatively conservative spendings.
polarzbearz
post Jul 12 2025, 06:54 PM

Gracie
*******
Senior Member
4,816 posts

Joined: Apr 2007
QUOTE(ZeneticX @ Jul 12 2025, 06:52 PM)
can cancel VI unless you are planning to keep for the lounge access, but be mindful of the annual fee waive requirement

otherwise the VCC is a good replacement for continuing 8x TBP for ewallet and online spending
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Yeaah that's what I'm thinking as well. I don't want to be bothered with tracking annual fee waivers with the VI, especially that I won't be using it as often now without the 8X points.

Virtual card - will definitely still keep since I still need to pay my online swipes
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