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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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lamode
post Feb 6 2014, 10:56 AM

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anyone got this card as bundled product from home loan?
the SA told me no rebate for GST, but there will be points equivalent to my loan amount (RM1 to 1 point), i feel skeptical about it, anyone with experience? notworthy.gif icon_question.gif icon_question.gif
lamode
post Feb 6 2014, 12:30 PM

anything could happen!
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Senior Member
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Joined: Jul 2007
QUOTE(zenquix @ Feb 6 2014, 11:54 AM)
think this is the alliance OneBank  thing they are harping about

http://www.alliancebank.com.my/AllianceOneBankRewards

Prereq is to have their credit card
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damn ... the website state 500 points for every 10k loan, thats damn huge difference compared what the SA to me RM1 loan = 1 point vmad.gif vmad.gif vmad.gif
lamode
post Feb 6 2014, 09:31 PM

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QUOTE(cfa28 @ Feb 6 2014, 01:12 PM)
RM1 = I point is for CC Spending.

If RM 1 loan = RM1 point, it would be very gooding, imagine taking RM500K housing Loan = 500,000 points.  But that's too good to be true.
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that's why i statical, but it's actually not that much, most of the RM100 cash voucher require 43,900 points, so 500k points = RK1.1 voucher.

for a 500k loan, 30 years with effective 4.4% PA interest, the interest each month is actually around 1.8k per mth or around 20k for first year. whistling.gif


https://www.alliancebank.com.my/Rewards/Cat...41d2aa&keyword=
lamode
post Apr 7 2017, 09:37 PM

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QUOTE(HMMaster @ Apr 7 2017, 09:35 PM)
Just want to ask, my payment due date is on Sunday (9th Apr), so if I do a GIRO transfer today, the earliest will be on Monday (10th Apr). Will it be consider as late payment?
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i am 99.9% sure that there is few days of grey period.
to play safe, better do instant transfer instead of playing with fire. smile.gif
lamode
post Apr 8 2017, 09:58 PM

anything could happen!
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Senior Member
3,902 posts

Joined: Jul 2007
QUOTE(HMMaster @ Apr 8 2017, 07:33 PM)
We can pay over the counter also right? (just right normal bank in)
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sure can, or the cash deposit machine also can, just select credit card payment....

 

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