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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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katowwe
post Oct 10 2019, 08:27 PM

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Joined: Aug 2016
QUOTE(jefftan4888 @ Sep 11 2019, 10:34 AM)
Submitted application - 26/8
Verification - 3/9
Received approval SMS - 11/9

It took 11 working days.

user posted image

In progress - HLB AA & GSC

Next in Sep - HSBC VS, AmB True, OCBC Titanium & Aeon Big (still under consideration)
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How many working days they send the credit card to you? I got approved this morning.
katowwe
post Oct 12 2019, 08:28 AM

Getting Started
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Junior Member
200 posts

Joined: Aug 2016
I get my Alliance Bank CC approved on 10-Oct.
I submitted the application via online on 20-Sept, cs called me at the same day to confirm my documents, eccris show 'pending' at the same day.
I wait until 1-Oct and got their verification call to confirm my address, name and etc.
After 2 hours another cs call me and say my application is unconfirmed, need wait a cs call me go to branch to do bio-metric. record from eccris was removed. rclxub.gif

7-Oct, I call to CS and ask what is my application status now. CS told me my case is special, no problem with my income and eccris and only need go to branch to do bio-metric verification.
8-Oct, I go to the branch and the ppl say cant found my record in the computer and ask me call the cs in charge send the email to them for bio-metric verification.
After 30min I finally can do the bio-metric verification, thank God.

10-Oct, I got SMS approved my credit card. Thank you Alliance bank, this is my first credit card.

RxB, PxB, Cixy, SxB, Cixm, Aexn, Uxb all reject me and I dont know why.

katowwe
post Oct 12 2019, 11:50 AM

Getting Started
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Junior Member
200 posts

Joined: Aug 2016
QUOTE(jefftan4888 @ Oct 12 2019, 09:17 AM)
Congratulations to you on your first card! Please use it properly within your payback ability. Make full payment before the due date and keep a good record in CCRIS. You should be able to get other cards soon.  thumbup.gif

How long have you been working? Is it less than a year?

Which is your salary bank?

Do you have any other loan record in the CCRIS?
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Self employee 4 years, always use Hlb to pay bills and no loan.
So what is the courier service for Alliance bank send credit card? Poslaju or normal mail?

katowwe
post Oct 1 2020, 11:50 AM

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Junior Member
200 posts

Joined: Aug 2016
user posted image

New card design is my vegetable 😂
katowwe
post Oct 1 2020, 11:56 AM

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Junior Member
200 posts

Joined: Aug 2016
user posted image

From 1 October 2020, the details of annual fees will be revised.
katowwe
post Apr 8 2023, 02:19 PM

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Junior Member
200 posts

Joined: Aug 2016
I want to create new VCC but it failed. App keep show I have enter wrong pin number, I reset new pin number and it still can't. I m 100% sure the pin is correct. Is it bug in the app?
katowwe
post Apr 9 2023, 08:06 AM

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Junior Member
200 posts

Joined: Aug 2016
QUOTE(wjleong15 @ Apr 8 2023, 05:30 PM)
Is your current cc pin
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Tried, it not working. After 3 times enter wrong password, I have to reset new pin number. I enter new pin number again and it show wrong pin number. I don't know how liao
katowwe
post Apr 21 2023, 08:47 PM

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Junior Member
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Joined: Aug 2016
QUOTE(jess128 @ Apr 19 2023, 11:39 PM)
may i know how the error solved? cz i facing same situation, had called cs & emailed 2 days ago
problem solved after update app and cs call
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I reset the pin at the home page from the app, do not reset pin when you create a new VCC
katowwe
post Jun 11 2025, 08:57 AM

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Junior Member
200 posts

Joined: Aug 2016
If i using Infinite card to buy flight ticket over RM3k, is this under e-Commerce cap RM3k?
katowwe
post Jul 12 2025, 09:25 AM

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Junior Member
200 posts

Joined: Aug 2016
QUOTE(fruitie @ Jul 7 2025, 05:00 PM)
Alliance Bank is the most difficult bank that I have dealt with for a credit card application. You can search my posts in this thread if you're interested in learning about my struggles. That was back in 2022. Although I eventually got it, the process was the worst of the worst and had the lowest limit among all my other cards from other banks.
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I requested to increase credit limit for my credit card last week and got rejected. Alliance give the lowest limit only 9k, other bank is 2xk above. Yesterday they nerf the Visa Infinite card, is the time to terminate.

 

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