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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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ciohbu
post Feb 26 2014, 12:20 PM

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anyone using you:nique card ? up to 3% cash back wor... is it worth it to apply ?

**opppsss..just notice need to spend more than 2k per month sweat.gif sweat.gif

http://younique.alliancebank.com.my/credit...php?page=credit
http://www.alliancebank.com.my/CreditCards...icturecards-tab

This post has been edited by ciohbu: Feb 26 2014, 12:25 PM
ciohbu
post May 15 2014, 09:58 AM

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QUOTE(marketstore @ May 15 2014, 12:26 AM)
that depends on individual expenditure.....if i use for my medical insurance .....i ll get 3% off as mine is only RM3k...if no cap i can get RM90 cash back vs my ocbc RM30 only...
if they have cap RM50 per month like most card do i can get rm50 dy...
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3k per month ?
ciohbu
post May 15 2014, 03:49 PM

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QUOTE(victorywp @ May 15 2014, 02:25 PM)
as per advised by Gen-X above, you won't get rm90 cash back for rm3k spending. as per you:nique tier based chart, your first rm1k is only 0.5%, second rm1k is 1.5%, and third rm1k is 3.0%. so your actual effective rebate rate is around 1.66% only for rm3k expenses. and if you spend more than rm3k, your effective rebate rate will go lower than 1.66%.
i think should be annual medical insurance due.
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if its annual.. i think another option to go for is aeon watami but rebate capped at RM150 per quarter biggrin.gif

 

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