Yes. VCC is a separate card and not tied to any other physical card.

Yes will get the RM25 charge.

Benefit is for now it gives the 8x for e-wallet reload which they have removed from VI.

Also, you can generate unlimited card number - so you can create specific ones for specific use and reduce potential fraud or hack issues.

Only one type la.

But you can create specific card that caters to specific category - they have a few 'preset' items which is probably what you see there. So the idea is you can create 1 card number for:

- Youtube
- Spotify
- Netflix
- Gym

So, each card is only used to pay for those services - allowing you to track your spending better - or if you get hacked - you just have to terminate say, Spotify card num. This means you don't have to cancel the entire card and redo all the usual replacement again.