Very interested in the vcc. Been waiting forever for malaysian card to introduce that 1 time expiry vcc and time limited expiry after xx usage. For the west theres revolut, privacy.com and abine blur. Too bad its a cc not a debit. I'll wait for other bank to follow.

I'm very interested in the vcc, for online payments. All this time been using just debit card and sometimes getting burned by fucking no refund policy on some online shops, mostly international so i can't really do anything with debit card. At least with cc i can chargeback. Plus with the vcc i can generate unique cc per retailers so no more risk they're getting breached and card info leak. Gods knows how many online shops got my single debit card on file right now. Wanna change that asap via alliance vcc.

Problem is I'm not eligible on paper. No epf, no 6 months solid bank statement but enough $$ to pledge fd. Saw Alliance have ongoing promo on opening SavePlus Account via the mobile app, plus 4.2pa for efd placement. Can i pledge the efd for applying the vcc? Anyone know?

Or any alliance sales promoter lurking around here wanna have me as your new customer?

This post has been edited by axxer: Oct 17 2023, 02:09 AM

Just applied for the vcc as my 1 cc by pledging some amount for fd as collateral. Hope its not rejected since my credit score aren't that great. I'm not risky since got the fd as collateral.

This post has been edited by axxer: Dec 7 2023, 10:16 PM