There's not much information on the Alliance bank website.

When i checked on ringgitplus website, it seems like there's no point or cashback for e-wallet top up.

https://ringgitplus.com/en/credit-card/Alli...Alliance%20Bank

And the tier cash back is confusing as well. If I spend RM3000 on the card, do I get back

1. RM3000 x 5% = RM150 cash back

or

2. RM1000 x 0.05% + RM1000 x 0.5% + RM1000 x 5% =RM 50.55 cash back?

I think it would be #2 cause #1 would be really good cash back for anyone that is spending between RM2000 to RM3000 on Online Shopping, Groceries, Dining, Petrol, Utilities & Other Retail Spends, but needs to keep track of the spending in these categories to avoid going above RM3000 where cashback is reduced to 0.25%

The Monthly capped in each tier is marked as "Uncapped" which also confusing.



I'm eyeing on the Visa Infinite Card which gives 8 points for each RM on e-wallet topup capped at RM3000. Pretty good deal. Looking for physical sign-up booth but there's not much booth for Alliance Bank

https://ringgitplus.com/en/credit-card/Alli...Alliance%20Bank

This post has been edited by Sitting Duck: Jul 5 2023, 12:36 PM

is topping up shoppee pay consider "online shopping" or ewallet?

Hi Sifus,

Just wondering how the SST is calculated for the virtual credit card?
I understand I'll be able to create multiple virtual credit card for different usages.
Does it mean that each virtual credit card would be charge RM25 SST?

Thanks.

I wonder whether the points could be credit on time by today/tomorrow.
I've also submitted my requests for convert my points in Maybank, UOB and Alliance Banks to Enrich points but all 3 banks stated it would take up to 30 days to process the claims.

hi all,

Just want to confirm that the benefit for VCC below are not affected?

1. 8x Timeless Bonus Points (TBP)
2. eWallet top-up

Thanks.

I'll switch to VCC then and keep the Visa Infinite Card for lounge access then.

Will keep in mind not to use the card in September where my card is charge the annual fee.
If annual fee cannot be waived, will cancel the Visa Infinite Card and keep the VCC.