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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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theanswerL2
post Apr 24 2016, 04:17 AM

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QUOTE(GymBoi @ Apr 23 2016, 10:10 AM)
bullshit i say .... I had 6 cards ... applied both this and the SCB card last week .. both approved ... SCB card already in my hand ... this card on its way ... even the online design is approved ... So now I have 8 cards ... (I will cancel 4 though after I get this and the SCB card)
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Boss.relax.
It calculate applicant mue and bube
I know all member here are pro card player.
No only ken lui get this reason. Few of customer rejected.
Although commitment is dam low. Wif high income earner.
To be honest how good is ur income how pro are u .the bank is the banker we are just a small potato player.
For my point of view. I unhappy wif this bank. I wil just dont take their facility.

QUOTE(ronnie @ Apr 24 2016, 12:30 AM)
I've more than 10 CCs also when I applied for Alliance You:nique
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Kenlui and u are apply same forumer .



QUOTE(kenlui @ Apr 23 2016, 03:35 PM)
No idea why. Since they dont want my business I have no issue.
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May b u can consider this bank lanshi..he dont want do ur biz.
And honestly. Among group of forumer are super good pay master.zero outstanding. U strongly feel tat bank are look down and embarrass you.
Honestly we are not giving biz to the bank. If we pay full amount .
We are just take their tiny advantage from their card.
All are smart consumer.
Fren . Sorry no offense .
I m the most right person to say bull shit among all the forumer

You all don't know my pain.

This post has been edited by theanswerL2: Apr 24 2016, 04:45 AM
theanswerL2
post Apr 24 2016, 04:41 AM

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Most easy going bank card.

Scb
Hsbc


theanswerL2
post Apr 24 2016, 12:09 PM

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QUOTE(GymBoi @ Apr 24 2016, 10:07 AM)
Yes that's what I meant, there must be other reasons he got rejected. The reason he got was more than 5 cards, that's invalid. And you say bank don't earn anything if we pay full, I think that's incorrect too. Just paid my HLB essential card 8k plus in full..got 60+ in cash back....cc rugi? What about the 8k that they charge merchant? They don't earn? I don't think so smile.gif
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Yes u r rite merchant earning.
We did not bared the merchant fee. U just use the card to get cash rebate.

If u think have other reason to rejected . I fine.
Cheer .


theanswerL2
post Apr 24 2016, 02:42 PM

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QUOTE(GymBoi @ Apr 24 2016, 12:16 PM)
wowwwwww ... cool down ppl ... Since when I say is theanswerL2's fault that the guys application is rejected? Did I say that? If I sound like that I apologize to you ... of coz I know he's just an agent or employee and of course he has no rights to approve or reject ... i'm saying the Bank is giving a false excuse for rejecting the application ...

I'm an employee myself and I know very well employee is just like a potato ... just trying their best ... no hate here ... I shall not comment any further .. all I'm saying is that I got this card approved while having 6 other CC on hand (and someone even had 10)
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Boss. What ever . Here free to speak any issue. Any topic.
Any sharing u wish to speak.
Good sharing tat you are smart consumer in card .


No big deal.just chill

This post has been edited by theanswerL2: Apr 24 2016, 02:47 PM
theanswerL2
post Apr 29 2016, 03:30 PM

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QUOTE(christie_ang @ Apr 29 2016, 02:41 PM)
Ronnie, you may be right.
I just found that for Ambank card, if the cash rebate already appear in the unbill but yet to appear in the statement, we can actually just offset the value.

I think different bank got different method, need someone to try out.

by the way, thanks @theanswerL2 , got the rewards bank in today!  thumbup.gif
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my cimb cash rebate , i just pay off the balance after rebate.
theanswerL2
post May 3 2016, 10:10 AM

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QUOTE(GymBoi @ Apr 29 2016, 11:49 PM)
I don't understand the discussion ... actually offset or not, does it matter? If not offset, it will cut from your next month bill .... unless you decide to not use the card anymore, what difference does it make if it offset your current bill or the next bill ?
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u are dam right. because your credit card everymonth is spending.

thumbup.gif
theanswerL2
post May 5 2016, 11:35 AM

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QUOTE(kelvinlzy @ May 4 2016, 10:43 PM)
Yes because they have no commission for selling CC thus they dont need to be familiar with the product.
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QUOTE(Darren @ May 4 2016, 10:34 PM)
my expenses mostly go to utility
tnb telekom n syabas make up 95% for my total swipe
i help pay for my company/parent in law/parent/club(persatuan)....
so jz get some pocket money for my free service lolx

cant wait for the card to arrive....still some bill waiting to pay....
think need 1week+ since i apply today....
thx ya for all ur info...very helpful clear all the doubt....
i go apply that time oso the customer service blur blur seee brochure only...this dunno that dunno...lolx
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you all are pro... rclxms.gif thumbup.gif icon_rolleyes.gif

honestly alliance bank will not became good cb card.you see the tier of cb% .
they are more in chinese tradional business man.
only for card usage rm3k montlhly are fit this card.



This post has been edited by theanswerL2: May 5 2016, 11:39 AM
theanswerL2
post May 6 2016, 10:00 AM

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QUOTE(Darren @ May 5 2016, 06:41 PM)
At first I see 3% like very good offer.
Mana tau the tier like this. Zzzz
Should encourage spend more then more CB.
Dunno why alliance go terbalik.
Mayb scare of bad debt.
Spend too much but unable payback. Lolx
I see the T&C stated minimum card rebate is rm20. Mean minimum spend must above rm2000 to get cb. N swipe 8k per year for waiver.
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lol. but still cb for rm50 if u pandai play.
is just ur card usage ikan bilis.
may b u are not fit this cb card.

some of user .

pay house ultiliy , family insurance,petrol dah 3k

This post has been edited by theanswerL2: May 6 2016, 10:01 AM
theanswerL2
post May 9 2016, 09:54 AM

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QUOTE(Darren @ May 6 2016, 02:18 PM)
Lolx. More like the card not suitable for my usage.
Haha
Utility alone per month for company n house oso > 8k
Haven't count insurance petrol mobile n normal spend
This card only suitable for <3k usage
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wahhhhhhhh. >8k
pro , salute., smart

rclxms.gif rclxms.gif rclxms.gif
thumbup.gif thumbup.gif thumbup.gif


like tat can go for those miles point card to redeem flight ticket.
because cb card not much helping you.

This post has been edited by theanswerL2: May 9 2016, 09:55 AM
theanswerL2
post May 20 2016, 10:06 AM

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QUOTE(HMMaster @ May 20 2016, 10:04 AM)
The code is the activation code?
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the code is your design code for bank trace your design in your card.

normally you make the design and wait for the ref code , and attach your application together.
theanswerL2
post May 23 2016, 09:44 AM

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apply alliance bank credit card.
upon approve. get rm 50 cash back,.
[B]

This post has been edited by theanswerL2: May 23 2016, 09:47 AM
theanswerL2
post May 23 2016, 09:46 AM

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QUOTE(GymBoi @ May 21 2016, 06:47 AM)
took me 2 weeks ... they promise 4-10 working days if i'm not wrong ... asalkan max 10 working days
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is better you submit your form with your design ref id together.

do you really trust cust service.

lyn forumer alliance card knowledge is still better than cs. lol.

cheer.good luck to u.
theanswerL2
post May 24 2016, 10:39 AM

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QUOTE(wan7075 @ May 23 2016, 06:33 PM)
may I know self application through online also entitle for the rm50? notworthy.gif
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no. only via my site you entitle.
online appliction and go thru my site is same.
the only diff is rm50 cash rebate.
you can trace back previous reply
few forumer get the reward here.


QUOTE(wan7075 @ May 23 2016, 06:34 PM)
now any free gift upon application? thx
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free gift upon application.

2 capilano honey 140g tesco selling price rm18.90 per bottle.

This post has been edited by theanswerL2: May 24 2016, 11:33 AM
theanswerL2
post May 24 2016, 10:50 AM

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QUOTE(kelvinlzy @ May 23 2016, 06:37 PM)
My guess is that this RM50 cashback is from the agent him/herself, same as previous promo, but was RM100 IINM.
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hi , i m not an agent,.
few forumer here get rm50 reward last month

theanswerL2
post May 30 2016, 03:56 PM

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QUOTE(HMMaster @ May 29 2016, 05:58 PM)
Haha... I think you can change the design any time. Just need to pay RM50 if I'm not mistaken. But you can try calling the CS saying that the design is different from the submitted one. Maybe they might change the card for free.
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yes.. new design card is rm50.
dun put high expectation the cs will waive the new card for you.


theanswerL2
post Jun 23 2016, 10:16 AM

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QUOTE(peigeng @ Jun 21 2016, 07:34 PM)
Alliance bank platinium credit card do entitled for cash back and timeless bonus point?am i correct to say that?
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is good to convert your point tot air mile , aa big points. \is value than standard chart worldmiles card and uob prvmiles card.
theanswerL2
post Jul 8 2016, 09:56 AM

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QUOTE(tonytyk @ Jul 3 2016, 07:27 PM)
Did you get any response from @theanswerL2 ?
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yes. still available
theanswerL2
post Jul 25 2016, 10:55 AM

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From: seremban,kl


abmb platinum card point can convert to AA point
rm3 = 1 AA point.
no other promo for plat card.

abmb cust service 03 55169988

am bank world master unlimited ppl access.
you can apply ambank.
theanswerL2
post Nov 21 2016, 11:15 AM

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to new lyn member who interested to apply alb credit card .
upon approval , rm100 reward to new member.
theanswerL2
post Nov 21 2016, 02:51 PM

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QUOTE(minthiam @ Nov 21 2016, 01:05 PM)
Not applicable to all credit cards, at least not for their Visa Infinite.
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applicable to all credit card.

upon approval , lyn member will get the rm100.
kindly pm me if interested.

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