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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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ronnie
post Mar 31 2016, 10:19 PM

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Alliance Bank You:nique CC can change Statement Date to your preference.
ronnie
post Apr 14 2016, 11:00 AM

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QUOTE(christie_ang @ Apr 14 2016, 10:56 AM)
theanswerL2 go missing already? sad.gif
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How do you know he's missing in action ?
ronnie
post Apr 14 2016, 11:03 AM

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QUOTE(BeastX @ Apr 14 2016, 11:02 AM)
To anyone that knows: Is the You:nique card classified as "Mastercard Gold" through the online account access. Thanks
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Yes !!
ronnie
post Apr 14 2016, 12:54 PM

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QUOTE(BeastX @ Apr 14 2016, 11:20 AM)
T&C for the RM60 promo? Cannot find anything on it online..
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This is given by the theanswerL2 like sign-up gift at roadshow/booth
ronnie
post Apr 18 2016, 10:20 AM

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QUOTE(MNet @ Apr 16 2016, 09:55 PM)
Alliance online is worst than cimbclicks.

Even though had paid the previous month CC balance, they still combined the previous month balance and current month balance.
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Maybe you paid late ?
ronnie
post Apr 18 2016, 11:15 AM

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QUOTE(BeastX @ Apr 18 2016, 10:32 AM)
Tiered CB....
re:
http://youniquecard.alliancebank.com.my/Yo...bates_v1.0.html

Estimated Total spent: RM 1,550
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RM1550.40 to be exact... 0.85% cash back
ronnie
post Apr 24 2016, 12:30 AM

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QUOTE(kenlui @ Apr 23 2016, 09:49 AM)
younique card application got rejected although my annual income far exceeds the required amount. Applied thru a forummer here and he was very courteous to inform me the reason of rejection : alliance bank will not approve card appkicants eith >5 credit cards
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I've more than 10 CCs also when I applied for Alliance You:nique
ronnie
post Apr 25 2016, 11:24 PM

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Alliance You:nique rebate credit will be credited a day after Statement Date. Can we "consider" that as part payment for the previous Statement ?

Eg.
Statement Date = 15 Apr 2016
Statement Balance as of 15 Apr 2016 = RM2000

Rebate = RM10.00 (posted on 16 Apr 2016)
Balance to be paid for Statement 15-Apr-2016 = RM1990

Is the above correct ?
ronnie
post Apr 26 2016, 12:16 AM

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QUOTE(der.msia @ Apr 26 2016, 12:14 AM)
correct!
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Assume your answer is based on real-life experience, right ?
ronnie
post Apr 26 2016, 09:03 AM

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QUOTE(der.msia @ Apr 26 2016, 12:34 AM)
[attachmentid=6486523]
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That's not entirely what I was looking for. I was hoping you paid RM3015.32-RM50.04 = RM2965.28

This post has been edited by ronnie: Apr 26 2016, 09:03 AM
ronnie
post Apr 27 2016, 01:58 PM

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QUOTE(christie_ang @ Apr 27 2016, 10:23 AM)
I dont think we can offset it directly.
Normally if we pay less than the amount in the statement, it will considered as outstanding...
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You think, I thought, who confirms ?
ronnie
post Apr 30 2016, 12:31 PM

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QUOTE(GymBoi @ Apr 29 2016, 11:49 PM)
I don't understand the discussion ... actually offset or not, does it matter? If not offset, it will cut from your next month bill .... unless you decide to not use the card anymore, what difference does it make if it offset your current bill or the next bill ?
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Crux of it.. you pay less than Statement Balance, means less cash upfront to the bank.
ronnie
post May 10 2016, 01:40 PM

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QUOTE(ytan053 @ May 10 2016, 12:14 PM)
Looks like it is based on statement date for me
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I double confirm it.... The Cashback is calculated based on Statement Balance and credited on "Statement Date+1"


This post has been edited by ronnie: May 10 2016, 01:40 PM
ronnie
post May 24 2016, 11:12 AM

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QUOTE(theanswerL2 @ May 24 2016, 10:50 AM)
hi , i m not an agent,.
few forumer here get rm50 reward last month
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I'm the early bird who got the reward from theanswerL2 by sign up thru him
ronnie
post May 29 2016, 01:14 AM

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QUOTE(tbheng @ May 28 2016, 05:37 PM)
No it is not fixed. Mine was 24. I changed it to 12 to meet my payday.
And Alliance has a rule that each month must have 1 stmt. If u try to beat their system to extend your cycle to be more than a month, u will be dissaponited. Mine is with new to bank BT. After my chg of stmt date, my whole BT became 5.5mth, instead of 6.5mth as I thought initially. Had numerous calls and fights. They cant chg the system.
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So smart of Alliance... no wonder their CC base is low
ronnie
post Apr 14 2017, 01:00 PM

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QUOTE(joycelsq @ Apr 13 2017, 03:49 PM)
hi all
i also got you:nique card. anyone can share how the tier works?

if i total spend per mth rm2800
will it count as A or B formula?

A:
(1000X0.5%)+(1000X1.5%)+(800X3%)

B:
2800X3%
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Confirmed METHOD A is use to calculate rebate...
ronnie
post May 8 2017, 12:05 AM

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QUOTE(joycelsq @ May 7 2017, 10:27 AM)
is the rebate for You:nique per calendar mth or stmt mth?
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Based on Statement Month... creditted on the Statement Date + 1 day
ronnie
post Jul 13 2017, 11:13 AM

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QUOTE(yeakyau @ Jul 11 2017, 10:31 AM)
nope, i didn't. purchase on itunes.com or play store before.
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a colleague of mine also "kena" from iTunes fraud transactions few weeks ago.
So depends how your info was leaked. iTunes don't need TAC/PIN... just CC number + Expiry Date
ronnie
post Nov 30 2018, 10:22 AM

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QUOTE(kfchong79 @ Sep 26 2018, 09:19 PM)
i just checked, i didn't earn any TBP with reload BP with uni:que card sad.gif
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If you select Rebates version of You:nique... there's no TBP given on all spends.
ronnie
post Feb 15 2019, 09:11 AM

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QUOTE(timo1003 @ Feb 14 2019, 12:10 PM)
Hi, I'm looking to apply for the Younique credit card for its cashback reward. I've read through the earlier posts but would just like to confirm whether it is still the case now.. Can I confirm that the cashback works like MBB/PBB CCs, or CIMB to be exact for alliance (as per one comment) and not like Standard Chartered where i have to redeem the cashback?
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You get the cashback posted a day after your statement date.
Automated like most banks.

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