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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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BeastX
post Jul 6 2020, 01:23 PM

Genomics Revolution; Proud to be a Scientist
*******
Senior Member
5,987 posts

Joined: Jan 2003
From: North Borneo & South Nihon/Nippon


QUOTE(colourblindllama @ Jul 6 2020, 12:32 PM)
Hi, I'm a bit confused on the Alliance You:nique CC cashback system.

If the 3.0% rebate applies only for RM2001 to RM3000 monthly spend, does this mean that only this RM999 spend is 3% back, and the other spend before RM2001 is like:

RM0 - RM1000 (0.5%)
RM1001 - RM2000 (1.5%)
or is it as long as I spend min 2001, all RM2001 spent is 3% cashback?

Sorry in advance if this q has been asked before.
*
New rate:
0-1k=RM0
1k-2k=RM12(1.2%)
2k-3k=RM30(3.0%)
>3k=0.3%
BeastX
post Jul 6 2020, 03:26 PM

Genomics Revolution; Proud to be a Scientist
*******
Senior Member
5,987 posts

Joined: Jan 2003
From: North Borneo & South Nihon/Nippon


QUOTE(colourblindllama @ Jul 6 2020, 01:31 PM)
Oh ya, just saw it.

So as long I have RM2001 spend (let's say tambah all to Bigpay), then I'll get RM30 back right?

I'm new to CCs so I'm very confused at all these tiered systems.

Also the payment interest is only 9% p.a. which is quite low right?
*
Since you are new, never accumulate cc debt.... play your cards right you could even earn 12-13% p.a. (not through alliance bank though)
BeastX
post Apr 9 2024, 06:48 PM

Genomics Revolution; Proud to be a Scientist
*******
Senior Member
5,987 posts

Joined: Jan 2003
From: North Borneo & South Nihon/Nippon


QUOTE(mamamia @ Mar 24 2024, 11:07 AM)
Do alliance bank having grace period after statement due date?
*
Less than 1 day should have no penalties.... But don't make it a habit, once a while.

This post has been edited by BeastX: Apr 9 2024, 06:49 PM

 

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