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Credit Cards Alliance Bank Credit Card, Cash Back Platinum and VI

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life27
post Feb 15 2019, 03:49 AM

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QUOTE(daniel7910 @ Apr 29 2018, 09:26 AM)
should be posting date...
also capped on statement date...
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QUOTE(SzeMeng76 @ Apr 29 2018, 10:54 AM)
Nope. It based on monthly spending, and CB posted on following month of statement date.
Please check TnC
https://www.alliancebank.com.my/Alliance/me...S-CC-Credit.pdf

The following Cash Back rates and tiers apply to the respective Cardmember’s monthly spending range (“Range”):
Cash Back will be credited to the Principal Cardmember’s Credit Card Account in the following month’s Statement of Account in respect of their Card(s) and
is based on spending incurred by both the Principal and/or Supplementary Cardmember(s).
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when is the billing cycle ?? and did the cb got quota ??
BeastX
post Feb 15 2019, 07:55 AM

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QUOTE(ChiaW3n @ Feb 15 2019, 02:36 AM)
This is the correct cb calculation.
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Let me rephrase... spending to 3k a statement month earns you the maximum % in cash back (which is overall 1.67%)....at RM3000.01 till unlimited, you're only getting 0.03%.

So, there's no maximum in cash back... but there's very little benefits going beyond RM3k a month.

This post has been edited by BeastX: Feb 15 2019, 07:57 AM
ronnie
post Feb 15 2019, 09:11 AM

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QUOTE(timo1003 @ Feb 14 2019, 12:10 PM)
Hi, I'm looking to apply for the Younique credit card for its cashback reward. I've read through the earlier posts but would just like to confirm whether it is still the case now.. Can I confirm that the cashback works like MBB/PBB CCs, or CIMB to be exact for alliance (as per one comment) and not like Standard Chartered where i have to redeem the cashback?
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You get the cashback posted a day after your statement date.
Automated like most banks.
timo1003
post Feb 15 2019, 10:26 AM

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QUOTE(iXora.ix @ Feb 14 2019, 11:20 PM)
The CB earn will offset your statement balance, just like ordinary cc cb card biggrin.gif
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QUOTE(ronnie @ Feb 15 2019, 09:11 AM)
You get the cashback posted a day after your statement date.
Automated like most banks.
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Ok thanks very much ya! smile.gif
nitehawk
post Feb 19 2019, 02:04 PM

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QUOTE(life27 @ Feb 15 2019, 03:46 AM)
alliance cc  you:nique  TOP UP from boost can get cashback also ??

anyone can confirm please ? couldn't found the answer in this thread yet
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Yes.
life27
post Feb 19 2019, 02:36 PM

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QUOTE(ronnie @ Feb 15 2019, 09:11 AM)
You get the cashback posted a day after your statement date.
Automated like most banks.
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QUOTE(nitehawk @ Feb 19 2019, 02:04 PM)
Yes.
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any quota ??? or is everyone can entitle the cashback as long got spent ??

yesterday had call cs , confirm "B" is entitle
ChiaW3n
post Feb 19 2019, 03:16 PM

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i am currently owning the younique card, do you think should i convert to cashback card?
ronnie
post Feb 19 2019, 10:20 PM

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QUOTE(ChiaW3n @ Feb 19 2019, 03:16 PM)
i am currently owning the younique card, do you think should i convert to cashback card?
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Depends on whether you prefer cashback or points,....
nitehawk
post Feb 20 2019, 10:31 AM

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QUOTE(life27 @ Feb 19 2019, 02:36 PM)
any quota ??? or is everyone can entitle the cashback as long got spent ??

yesterday had call cs , confirm "B" is entitle
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You_nique is a tiered cash back credit card.


QUOTE(ChiaW3n @ Feb 19 2019, 03:16 PM)
i am currently owning the younique card, do you think should i convert to cashback card?
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You_nique is a cash back credit card. Cash back is automatically credited into your account.

mastering89
post Feb 20 2019, 11:52 AM

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Alliancr bank is really good
applied BT yesterday morning
few hours sms said approved
today, transferred d biggrin.gif
ronnie
post Feb 20 2019, 03:08 PM

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QUOTE(mastering89 @ Feb 20 2019, 11:52 AM)
Alliancr bank is really good
applied BT yesterday morning
few hours sms said approved
today, transferred d biggrin.gif
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What's the "interest rate" ?>
mastering89
post Feb 20 2019, 03:29 PM

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QUOTE(ronnie @ Feb 20 2019, 03:08 PM)
What's the "interest rate" ?>
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6month = 0% interest & no upfront fee
jkngo2003
post Feb 20 2019, 04:25 PM

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QUOTE(mastering89 @ Feb 20 2019, 11:52 AM)
Alliancr bank is really good
applied BT yesterday morning
few hours sms said approved
today, transferred d biggrin.gif
*
may i know how you apply? thanz
ChiaW3n
post Feb 20 2019, 05:29 PM

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QUOTE(ronnie @ Feb 19 2019, 10:20 PM)
Depends on whether you prefer cashback or points,....
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preferred cashback.
mastering89
post Feb 20 2019, 06:25 PM

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QUOTE(jkngo2003 @ Feb 20 2019, 04:25 PM)
may i know how you apply? thanz
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just activated my cc you:niq
rcvd call from alliance bank want to confirming card arrived to address
she offered if interested with BT
said yes, got sms approve few hours later.
the amount gone from my maybank the next day biggrin.gif


terrysoh
post Feb 23 2019, 04:48 PM

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hello,

I understand You_nique is a tiered cash back credit card, and the optimum is spending RM3000 @ 1.67% @ RM50 cashback.

However I have some confusion in the middle level. Lets say I just want to spend RM1001 to hit the 2nd tier. How much cashback do I get then?

Am I suppose to get RM15 cashback when I spend RM1001?

Thanks

cybpsych
post Feb 23 2019, 05:31 PM

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QUOTE(terrysoh @ Feb 23 2019, 04:48 PM)
hello,

I understand You_nique is a tiered cash back credit card, and the optimum is spending RM3000 @ 1.67% @ RM50 cashback.

However I have some confusion in the middle level. Lets say I just want to spend RM1001 to hit the 2nd tier. How much cashback do I get then?

Am I suppose to get RM15 cashback when I spend RM1001?

Thanks
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nope

1000 x 0.5% = 5
+
1 x 1.5% = ~0.02
terrysoh
post Feb 23 2019, 05:59 PM

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Ok got it.

Thanks!
SUSMNet
post Mar 11 2019, 02:53 PM

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For the first year Alliance Bank Platinum Card annual fee, does it auto waived?

Or need to pay first then call in after swiped 12 times?
SUSKaD1GO
post Mar 12 2019, 04:24 PM

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For anyone applying younique card, are u required to fingerprint on their device?

I applied younique card, and was told that i need to provide fingerprint on their device to verify my identity. Their officer will find me in the office. Is this a normal procedure for those applying credit card with Alliance?

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