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 Public Mutual v4, Public/PB series funds

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aoisky
post Nov 24 2012, 07:01 AM

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This year Public Mutual no issue diary for 2012 is it ? according to my agent

This post has been edited by aoisky: Nov 24 2012, 07:02 AM
aoisky
post Nov 24 2012, 01:48 PM

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QUOTE(xuzen @ Nov 24 2012, 09:41 AM)
What he actually meant was "This year Public Mutual no issue FREE diary"

I got my diary already.

Wrt sales charge, I have never pay more than 1% for its fund. If you are serious investor and want to build your wealth using the Unit Trust method, take the FIMM-CUTE exam and be an agent for yourself, by yourself.

I also went a step further, to take the CUTA license where in future, my sales charge will be zero.

Xuzen
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So mean no free diary distribution. Hmm, FIMM-CUTE exam sound interesting, pls provide more info sharing thx
aoisky
post Dec 5 2012, 10:47 PM

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QUOTE(desertkids @ Nov 28 2012, 04:23 PM)
you wan go sit for CUTE because of the 1 PM free diary??
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Off course not la. just curious and interested on CUTE


Added on December 5, 2012, 10:48 pmare we able to view PM fund's previous fund price ?

This post has been edited by aoisky: Dec 5 2012, 10:48 PM
aoisky
post Dec 9 2012, 04:13 PM

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QUOTE(tom_87 @ Dec 9 2012, 03:26 PM)
hye...newbie question here...do all of u guys handle ur unit trust investment all by urself?
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Yes
aoisky
post Dec 9 2012, 04:29 PM

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QUOTE(tom_87 @ Dec 9 2012, 04:17 PM)
u will have to take the test first right?
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erm, what test ? Ur handle mean become an agent ka ?
aoisky
post Dec 9 2012, 08:39 PM

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QUOTE(tom_87 @ Dec 9 2012, 07:28 PM)
hahahha...im confused d....i tought only 2 categories..agent and we give the money to agent...but now investing urself is a different terms is it?
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u can become agent as well and enjoy special benefit, i m normal UT investor, as normal UT investor nit go thru agent in order to buy ur unit.
aoisky
post Dec 9 2012, 09:10 PM

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QUOTE(tom_87 @ Dec 9 2012, 09:00 PM)
owh..ok then..how much is the minimum amount to start?
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most of the UT initial amount rm 1000. thereafter rm 100 for additional investment. some initial amount could be as few as rm 500. depend on which UT house / fund type
aoisky
post Dec 9 2012, 09:20 PM

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QUOTE(lazybump_nonsense @ Dec 9 2012, 09:11 PM)
you can invest yourself through FSM. Lower charges than invest through agent, but there's a risk, every investment has a risk
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Yup FSM lower sales charge, easy registration, all investment done by yourself helpful clienthelp support.
aoisky
post Dec 10 2012, 11:19 PM

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QUOTE(tom_87 @ Dec 10 2012, 07:09 PM)
owh...u are investing using this method?
any feedback?
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I using Public Mutual Online, FSM all online lower sales charge. If you not yet invest in any UT, you can try with Public Mutual first very simple an PM agent will help you process all the necessary things.


Added on December 10, 2012, 11:22 pm
QUOTE(kelvinlym @ Dec 10 2012, 10:28 PM)
Personally, I think 5.5% front end sales charge is very high. Must I go through an agent as well where I have to pay further commission on top of the sales charge for every transaction?
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you are referring to PM's 5.5 right ? once you have PM online you can perform your transaction by your own you can omit the agent name as well but you still paying the sales charge 5.5%.

This post has been edited by aoisky: Dec 10 2012, 11:22 PM
aoisky
post Dec 11 2012, 08:20 PM

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you can read back some of the thread here and learn to understand UT. very simple once you get used to it you will invest on your own, instead of agent advise sometimes an agent will misguide and provided you wrong info and believe me once you understand UT investment and have more knowledge of it than you will do it all by your own. you every venture into investment or business start with the very first step, you have to make your first move.
aoisky
post Dec 11 2012, 08:27 PM

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QUOTE(Pink Spider @ Dec 11 2012, 08:21 PM)
FSM got no agent but they've got very good Client Help and Client Investment Specialists to guide u thru, do give them a call or write e-mail to them to ask for more info. icon_rolleyes.gif
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thumbup.gif perhaps you should register an account here tom_87 you can enjoy low sale charge and get UT knowledge thru CIS
aoisky
post Dec 11 2012, 09:03 PM

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QUOTE(tom_87 @ Dec 11 2012, 08:42 PM)
thanx to all sifus...really helped me a lot...smile.gif


Added on December 11, 2012, 8:42 pm
thanx to all sifus...really helped me a lot...
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I m also learn from sifoo around LYN, and most importantly you need practical without practically expose to it you wouldn't learn much from it.
aoisky
post Dec 12 2012, 06:55 AM

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QUOTE(tom_87 @ Dec 11 2012, 09:18 PM)
ya bro...tried it on forex before...but the main problem was the emotion...huhu
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you already invest in forex? what emotion problem ?
Forex higher risk then stock market, you better start from FD / UT lower risk and once you accumulate more enough RM you may get some blue chip.
aoisky
post Dec 12 2012, 11:44 PM

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You may refer to the 30 component stocks as listed in FTSE Bursa Malaysia KLCI. Blue chip stock listing:

1. AMMB (1015) – AMMB Holdings Berhad
2. AXIATA (6888) – Axiata Group Berhad (formerly known as TM International Berhad)
3. BAT (4162) – British American Tobacco (Malaysia) Berhad
4. CIMB (1023) – CIMB Group Holdings Berhad
5. DIGI (6947) – DiGi.Com Berhad
6. GAMUDA (5398) – Gamuda Berhad
7. GENM (4715) – Genting Malaysia Berhad
8. GENTING (3182) – Genting Berhad
9. HLBANK (5819) – Hong Leong Bank Berhad
10. HLFG (1082) – Hong Leong Financial Group Berhad
11. IOICORP (1961) – IOI Corporation Berhad
12. KLK (2445) – Kuala Lumpur Kepong Berhad
13. MAS (3786) – Malaysian Airline System Berhad
14. MAXIS (6012) – Maxis Berhad
15. MAYBANK (1155) – Malayan Banking Berhad
16. MISC (3816) – MISC Berhad
17. MMCCORP (2194) – MMC Corporation Berhad
18. PBBANK (1295) – Public Bank Berhad
19. PCHEM (5183) – Petronas Chemicals Group Berhad
20. PETDAG (5681) – Petronas Dagangan Berhad
21. PETGAS (6033) – Petronas Gas Berhad
22. PLUS (5052) – PLUS Expressways Berhad
23. PPB (4065) – PPB Group Berhad
24. RHBCAP (1066) – RHB Capital Berhad
25. SIME (4197) – Sime Darby Berhad
26. TENAGA (5347) – Tenaga Nasional Berhad
27. TM (4863) – Telekom Malaysia Berhad
28. UMW (4588) – UMW Holdings Berhad
29. YTL (4677) – YTL Corporation Berhad
30. YTLPOWR (6742) – YTL Power International Berhad
aoisky
post Dec 14 2012, 09:43 PM

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China link fund
aoisky
post Dec 16 2012, 08:42 PM

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QUOTE(p4n6 @ Dec 16 2012, 01:30 AM)
I have purchased the PRSF about few years ago (one time) and now I would like to top up and have the money deducted from my public bank account monthly to purchase the unit trust.

Let say I have RM100 deducted from my account every month and the NAV now is 0.6533. How many units I will be getting after deduction of the service charge?

How is the annual management fee deducted? Is it deducted from the NAV price itself?
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lets make it simple

unit = gross investment / (NAV+NAV*SC)

your DDI RM 100 apply during promotional period or after, if during launching and promotional period the SC price normally lower than 5.5%.

annual management fee you no need to care about it just see the NAV enough
aoisky
post Dec 19 2012, 08:26 PM

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QUOTE(hafiez @ Dec 19 2012, 09:43 AM)
U got time, do it by yourself. Once u fxxk up, blame yourself for not having the specialties in handling your investment.

Got no time, leave the job to agent, and fxxk him kaw2 if he fails the mission.

Getting good agent is very crucial. Ask friends around who have being serviced good by the agent.
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don't leave to agent, ur investment untung o rugi agent tetap untung sudah even u f him pn no use. agent tahan telinga only lor u r d boss u r d 1 mk final decision at the end f urself olso.
aoisky
post Jan 8 2013, 09:56 PM

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Public Far-East Property & Resorts Fund hit 0.3004 the highest since the fund being available in market almost 5 year plus. Any idea what trigger this fund price up

This post has been edited by aoisky: Jan 8 2013, 09:56 PM
aoisky
post Jun 3 2013, 09:31 PM

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QUOTE(koinibler @ Jun 3 2013, 05:45 PM)
Not need really inside la, opinion is good enough.
I also read read read news but not really understand other country economic climate.

Now its 'down under' thinking to enter Australia
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Public Australia Equity Fund ?

aoisky
post Jun 22 2013, 07:06 AM

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QUOTE(David83 @ Jun 18 2013, 07:50 AM)
It's very PAUEF to rebounce till its previous high peak taking into consideration of weaken AUD against USD (as now 1 USD == AUD 1.0459).

Even Australian equity is doing good, the down side of the AUD losses is substantial (1 AUD == MYR 2.9960).
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drop significantly

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