Excepted given recent market performance and sentiment.

Nope but I'm holding similar fund from other fund house.

Based on what stand?

Do you that Australian general election is coming? That could be another volatility factor for Australian equity.

China is slowing down with HSBC PMI in contraction zone for two consecutive months.

AUD is been pinned down with USD getting stronger and stronger. RBA at the same time is doing more easing policy.

I still keep my stand that it'll need more horse muscles to rebounce till its highest of year.

Yes.

That's relatively true. If China is not doing well, it'll definitely hurt Australian export.

If AUD is not reversing, it'll hurt the AUD on top of the easing from RBA.
I didn't do a comparison. I bought CIMB one because it has lower SC of <= 2% SC.

That's relatively true. If China is not doing well, it'll definitely hurt Australian export.

If AUD is not reversing, it'll hurt the AUD on top of the easing from RBA.

FSM has downgraded Australia to 3 star IIRC.
I didn't do a comparison. I bought CIMB one because it has lower SC of <= 2% SC.

Well, China is the world 2nd largest economy after US.

China is facing credit crunch now.

The Chinese premiere is not planning for any easing that soon.

It'll be relatively "stagnant" for some time.

The Hong Kong property is not that great neither. There's some tighten measure going on.
Click on the "+QUOTE" button.

In the other hand, your relative - the servicing UTC should update you your account information via CAMS2. All unitholder's profit/loss is accessible by your existing servicing UTC. Good Luck!!

Is it still open for investment?

Maybe because EPF is also eyeing that segment.

What's your point? Or answer that you're hoping to get?

A public mutual agent called me say want to meet up and see what he can offer... I am already with FSM, so don't want other fund houses already

wooi u use FSM FAQ to assist PM customer, not nice!

Aoisky,

Many FSM participants are veteran unit trust users and many started from Pub-Mut, the grand daddy of unit trust. With a 5.5% SC is like asking Orlando Bloom to date and bonk Rossane Barr when his wife is already Miranda Kerr.

Xuzen

Currently, im holding pb fixed income and island bond fund for 2 years d. Im thinking whether wan to dispose it or continue hold it.

Any advise ?

Both also giving me around 5.5% pa. But recent drop quite worring me, that's y im thinking whether wan to dispose it or not. My agent told me to dispose half and park into asian dividend fund. That's y i quite dilemma now.

I don't get why bond funds are at risk, especially in Public Mutual funds as they are conservative and their returns are low, and most of them slightly higher than fixed deposits. With the recent dip, some of them are lower than FD. It makes no difference to me if they are giving 4.4% or 2.2%.

The basic of bonds is that they are government or corporate IOUs.

They would be worthless if the government or corporation goes broke and tutup kedai and can't redeem the bonds on the due date. Before the due date, the bonds are traded with a premium or discount. If the concern government or corporation is not going broke, I don't see (and understand) how the bonds would be traded with such a steep discount that it is lower than its face value upon due date.

As I'm currently aiming for a buy-and-hold portfolio, the bond/money market segment is to re-balance the portfolio... can't exactly run away from bonds unless I want to restructure the bond/equity ratio and change the desired risk ratio.

And if bonds are going to crash due to all the gulung tikar, then cash is king, and should stay out of equities too.