QUOTE(mieza @ Aug 5 2012, 01:58 PM)
Don't want to claim.. afraid later need to pay higher.. I borrow from my mum
(she said need to pay back monthly).. It just I feel something is not right about that service centre.. Mayb I will ask other service centre at keramat area tomorrow.. Coz other shop said subframe 1.2k only..

Darling, please make a police report say you accidently went through a podhole at which place and how you spoil your car. Normally police report only RM2, if full report RM15. Bring the report go search for your insurance company initiate OD claim(own damage). You'll lose out your 25% NCD - ON NEXT YEAR!!! So, basically you don't lose anything if you claim insurance. Only 3 things you concern.
1) If you're P(probation, not professional) license, ada kemungkinan kena saman, you lose 1 point. If you happen to meet accident twice during probation period, your license will be gantung and need to resit driving exam again.
2) Saman involved in own damage(without 3rd party) maximum fine RM300, or no fine if there is no foul play.
3) In case your car not purchased under your name, and so happened the driver is not in the NAMED DRIVER endorsement of the insurance, you'll kena excess(meaning a small penalty involved, around RM500 depends on the insurance company)
Regardless, claim insurance seems the best solution. I would also advice you to get your car to where you purchased, get the SA to help you initiate the claim. If they refuse, you stand infront of their showroom and shout infront of all customer tell them how irresponsible these sellers are after customer met accident also refused to help claim insurance....etc etc bla bla bla
QUOTE(dares @ Aug 5 2012, 02:33 PM)
Now oni you know
That's why I drive ultra careful on small roads, especially at night. Good thing gaga tall like a van can see further down the road, summore the foglight is actually useful. Not like some cars, foggies for decoration oni.
That's why I drive ultra careful on small roads, especially at night. Good thing gaga tall like a van can see further down the road, summore the foglight is actually useful. Not like some cars, foggies for decoration oni.
Aug 5 2012, 04:22 PM

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