Any freebies?

But too bad WISE need to make a minimum of any 10 retail transactions monthly (with a minimum of RM50 per transaction) to enjoy the 10% cash back. 

oh..I see..luckily I go for MACH earlier but thinking to cut it as well due to it's not really useful for me..focus on my Maybankard 2 Cards better..

Somemore register for online banking is wasting my time..visit bank 3 times still cannot solve.. 

Even their staff in bank also not helpful..like don't know anything..

They shared information, this is very common.. 
Not only this bank..

Then you're lucky.. 

I have HLB card, my wife also has, and we do not receive spam. Please bring your bias elsewhere, go praise MBB on their own thread. I use MBB2Kard as my main as well, but I no need to bad-mouth other bank just because of that.

You are bias, and its clear to all long-time posters here. Always assuming that say one good thing about bank X means we support bank X. I also hate the HLB customer support. But unlike you I don't extend that to calling the card which give me a lot of cash rebate stupid card.

As usual, please cut the card and don't be a hypocrite.

do not use your own personal experience to give a conclusion on a bank as a whole.
1) if you have bad experience with hlb, it doesn't mean the whole hlb is bad and treat their customers as bad as how they treat you
2) if you have good experience with mbb, it doesn't mean the whole mbb is good and treat their customers as good as how they treat you

so,
1) for those who don't have bad experience with hlb, you don't have to keep brainwash them to agree with you that hlb is bad
2) for those who have bad experience with mbb, you don't have to keep brainwash them to agree with you that mbb is good

for your information, i have very bad experience with etiqa takaful (cheating policy and agent) and mbb cc (delayed my dispute for 2 years+). you may check back my earlier complaints about them. i banned etiqa and mbb and immediately stopped using them and my whole family followed and cancelled their mbb cc. but i don't remain there, after 1-2 years later when mbb2cards came about, i applied and start gaining thousands of rebates by now and my whole family too. besides, all my vehicles are now using etiqa too due to the 10% rebate. so my advice is to stop remaining in the past. unlike you, i won't keep remaining in the past and brainwash people that come to this forum that how bad mbb was in the past.

on a side note, i received more spam calls/emails/sms from mbb if compared to hlb. not to mention uob which is the worst (recently) of course.
so, enough is enough. sorry for off topic.

my advice to you is stop remaining in the past. i don't mind if you want to bash hlb or praise mbb, but do it properly.

if someone come to this forum with the same experience with you, yes, you may share your experience and bash hlb or praise mbb as you like. but if someone come to thos forum with some questions unrelated to your experience, you don't have to bring that person into your problem.

as you mentioned in your earlier post "If a particular bank are good, why people open a thread to bash?" can be applied to you as well. if you think you have no problem in his forum, why so many people here against you? (against as in oppose to your comments, no other negative meanings)

It's been awhile since i reply this post. 

Anyways, just to give you a hint on how they process your card application
how many cards you can hold also depends on the credit limit you're currently granted.

as banks know your credit rating through CCRIS.
they will know your joint limit for all the banks combined
and there's a threshold one cannot over exceed..
credit limit would be at max around (X times) of your salary depending on your job position, tenure at work, and many other criterias

so if your friend has 2 cards but already giving him 15k credit limit together
chances are it is hard for him to get approval would be harder than someone who has 2 credit cards with 10k limit

hope it answers your question
cheers!

it happens to my groceries not been cb too.. ended up i ignore and put the card in my drawer