QUOTE(jeoneun @ Aug 26 2012, 11:57 AM)
u may start to apply loan. At this moment SPA not ready yet cos this project not officially launched. Also, Wat i understand is that they will only prepare SPA once you hv accepted the loan offer.
Added on August 26, 2012, 12:02 pmAgreed. Joint management board needs to be formed in order to maintain the condo properly. Mutual understanding among owners is very important to ensure tight security control, funds managed properly, facilities well maintained. If not, it will be another koi tropika..

Yup, we can proceed to apply loan in the mean time, but we must pressure them to launch it asap, cos we need them to officially launch, and c what is the finl offer of the other bank.
Heard that Public Bank can offer up to 2.5% for 1st year, 2nd and 3rd year 2.45%, and 2.4% for the remaining years.
But without capitalized progressive interest.
I don't think capitalized progressive interest is a MUST, it had disadvantage also. all the interest within the 1st 3 yrs will sum up to the total loan amount, and when the 4rd year we start pay, we need to pay extra interest for the total interest of the 3 years past, if the total interest for the 1st 3 years = 30k, 30k*4% = 1200, per year.
hope we all are buying for own stay, and i won't turn into another koi tropika. god blessed.
Added on August 26, 2012, 8:24 pmQUOTE(bumbubali @ Aug 26 2012, 12:28 PM)
When i signed my Mbb offer, that day i confirmed with the banker the lock-in period started from the very first day the developer claim for their disbursement, which i believed should be the day they start the ground work. It stated in my Loan Letter offer page 5 - it says "
3years from the first loan released ", well... Mango & Thszone taikos do double check this with them before you sign wor.. .
Looks like for us who bought early will finished out 3years lock in period by the time they finished their constructions.

Added on August 26, 2012, 12:39 pmI agreed with Thszone Taiko, i think we as in community we all need to decide that we will NOT rent out our premises to AFRICAN no matter what. My friend told me his condo at Pelangi Utama, those AFRICAN willing to pay higher and even some were paying 1-year rental i.e. many owner attracted to take this offer by them and they dont need to worry for the rental payment.
Regards to the management, i've no much comments but i did know that some condo / apartment were kicked out and the community normitted a new management team. Sounded like POLITICS ELECTION now.... ha...ha..

Added on August 26, 2012, 12:47 pmWeera have you call them? some of us got our loan. I met this banker at the Sales office. I immediately submitted my documents for application a week after i done my booking.
so fast u signed the MBB offer letter?
if other bank can offer better package?
do u think 3 yrs progressive interest is good?
plz share ur comments. Thanks.
and i think we should give the developer some pressure to launch it asap. scared they will delay it too late.
This post has been edited by thszone: Aug 26 2012, 08:24 PM