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Credit Cards OCBC Titanium MasterCard Cash-Back v2, 5% or 1% Cash-back rebates ??

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LostAndFound
post Nov 28 2012, 10:52 AM

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I actually asked the Q from customer service myself =)
LostAndFound
post Nov 30 2012, 08:35 AM

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QUOTE(ronnie @ Nov 30 2012, 07:52 AM)
Just checked at 7:50AM (30-Nov).... not in yet
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8:35 am, not yet whistling.gif
LostAndFound
post Dec 5 2012, 05:01 PM

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Yay, mine came in as well =) RM26.24, only on my Maxis bill.
LostAndFound
post Dec 21 2012, 09:05 AM

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Got 5% cash-back on spending at Ootoya and Coldstone Creamery in SG =) Exchange rate was about 2.555 RM per SGD or something like that based on my calculation.
LostAndFound
post Dec 26 2012, 02:17 PM

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QUOTE(ronnie @ Dec 26 2012, 01:59 PM)
Agree... keep an eye for the SMS to see if you are successful on getting the 20% The Curve Dining Rebate.
Not many hold the OCBC Titanium MasterCard also... not easy to get approve  brows.gif  brows.gif
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My wife earning gross exactly at 36k/yr but applied at Big Bad Wolf and managed to get without appeal.... so much easier than my experience with higher salary. But she already have a year credit history I guess is the difference.
LostAndFound
post Jan 3 2013, 10:26 AM

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QUOTE(chloe999 @ Jan 3 2013, 10:12 AM)
submited online on 20/12/12, got email reply instanty on same day .

verification call back on 24/12/12 ,

received letter of rejectin on 2/1/13,

call back on 3/1/12 for reason but the CS said it's confidential to disclose and I need to wait another 6mths to reapply ...

can i open a FD acc thr and apply again ? would this help ?
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Read Op. If your salary is enough they probably approve on appeal.
LostAndFound
post Jan 4 2013, 12:55 PM

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QUOTE(weixuan @ Jan 4 2013, 12:22 PM)
I'm in similar situation. Applied late December and was rejected. Very curious of the reason for rejection since my income is way above the minimum requirement and i do have good payment record on my other credit card and housing loan  rclxub.gif
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There's a reason OP got sample appeal letter. Not just to pai leng only =)
LostAndFound
post Jan 4 2013, 03:31 PM

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QUOTE(0hmyg0d @ Jan 4 2013, 03:19 PM)
mind to share what's the relationship between the extended promotion and starbucks?
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1. Use OCBC Titanium to reload starbucks card in Starbucks @ Curve
2. Collect 20% cash-back
3. ...
4. Profit!
LostAndFound
post Jan 7 2013, 11:47 AM

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Hi all, any way for my wife to use her OCBC savings account to pay my OCBC CC bill? Of course she can pay her own bill easily, but can't seem to find on the online page a way to pay 3rd-party OCBC CC bill.
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post Jan 8 2013, 02:12 PM

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QUOTE(arthur88 @ Jan 8 2013, 01:59 PM)
why dun just link them to this http://forum.lowyat.net/topic/2075684
then they can read and ask here how to so-called "waive"
in this way, u wont need to keep reminding them about GST...
just a suggestion. smile.gif
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Why you assume 'they' will read links? Lazy spoon-feed-demanding ppl is lazy yo
LostAndFound
post Jan 8 2013, 03:34 PM

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QUOTE(a6meister @ Jan 8 2013, 03:17 PM)
Why u speak like the forum owned by you? I believe everyone are free to discuss anything here as long as not illegal. Even if those credit card agent wants to make some business here, what the big fuss? People just making some living.

What the huge fuss regarding service tax called waived or not? As long as, we the customers can avoid paying, that is what important.
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Hint - you tengok kat kiri tu bawah nama 'hye' ada tag apa?

He doing his job you complain what? Mau freedom of speech so that some noobs can get confused on 'waive GST' matter?
LostAndFound
post Jan 12 2013, 07:24 AM

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QUOTE(ronnie @ Jan 12 2013, 12:48 AM)
Best to pay via OCBC Online Banking is confirmed 5% Rebate
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Paying via their website confirm NO REBATE from my experience last year =(

I've been following thread a long while already, through ocbc online really got rebate? Was planning to drive there use Amex today.
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post Jan 12 2013, 09:54 AM

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QUOTE(simplesmile @ Jan 12 2013, 09:21 AM)
Last year, I went there pay Amex. While I was there, I saw a banner that promoted paying via online MPSJ will give 5% rebate. See this link.
http://forum.lowyat.net/topic/2322113/+800
I don't know this year MPSJ still offer 5% rebate for paying via online. If yes, then I plan to use OCBC or Amex (get 5%) pay online (get another 5%). Total 10% rebate.
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Last year I paid online. No Amex, only ocbc. When paid via ocbc we DO NOT GET ocbc 5% cashback, only the 1%. And the mpsj 5% only get deducted from next bill. Just got my jan-Jun tax, there's a 5% deduction here. Looking at current bill, the 5% mpsj promo don't have already. Going to mpsj taipan later to pay with Amex =) over counter
LostAndFound
post Jan 14 2013, 10:26 AM

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QUOTE(yorkhan @ Jan 14 2013, 09:57 AM)
why bother....
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Charge 1%

Get back 5%

Not good? Even better if use AMEX. Charge 1% get back ~7.5%
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post Jan 14 2013, 11:42 AM

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QUOTE(yorkhan @ Jan 14 2013, 11:23 AM)
why not charge rm0.50  (less than 1%)  get back 5%? tongue.gif
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If you got any influence/control on the petrol station management please go talk to them then. Otherwise 'why bother' got no meaning, we all reading here are the customer not the owner of the shop, we only got two choice, either go and spend there or don't spend.
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post Jan 14 2013, 01:51 PM

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QUOTE(cempedaklife @ Jan 14 2013, 01:16 PM)
means u shud go those outlet that charge rm0.50 just like normal..
That I agree of course =). Unless those outlets don't give 5% on OCBC....
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post Jan 17 2013, 07:55 AM

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Off-topic - did anyone else notice their TNB bill this month suddenly drop compared to normal?
LostAndFound
post Jan 17 2013, 01:08 PM

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QUOTE(Titan_Gunners @ Jan 17 2013, 08:33 AM)
Pls discuss for CC related topic only. You may head to Home and renovation thread, there are specific thread on this issue.
Mainly due to their new billing practice since last year. 1 month using estimate bill, 2nd month using actual bill.
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Thanks, never knew there was such section (and the TNB thread is more than a month old). Posted there instead.
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post Jan 18 2013, 05:39 PM

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Basically almost all dining will give except a few like in bookstore (read OP). No need such app. So far I haven't even encounter one dining didn't give me 5%
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post Feb 7 2013, 07:42 AM

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QUOTE(red_scorpion @ Feb 6 2013, 09:45 PM)
wah, all of u got so high credit limit. My credit limit is just 1.5x of my salary. sweat. Lazy to submit form for credit limit increasing. :-(
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As mention, this card should not need higher than 1k (maybe 5k in case you spend all also on 1% stuff) credit limit anyway. Once cost higher than that I rather take out any other card.
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