Just got my Titanium couple weeks ago.
Applied mid Dec. First card sent to me got lost in delivery, so they sent a replacement card.

On OCBC online banking, found it hard to use , layout not refined enough, not so user friendly as Citibank online.
Other than this issue, i think titanium is great card with great rebates. Benefit a lot for small spender like me.

The credit limit given is almost 50% higher than my Citibank Platinum.

Anyway there is 1 question wanna ask, the RM50 GST they will rebate after the first monthly statement?
I've swiped the card 5X already.


This post has been edited by smallcrab: Feb 10 2013, 11:20 PM

RM 50 GST is still chargeable unless you:
1) Spend RM 10,000 to offset that
2) Any special promotion when you signed up

If you swipe 12 times a year, you will offset the annual fees not GST.

Hi, I also got my Titanium Mastercard from OCBC couple days ago, now, where can i find the full list of the merchant code / merchant that offer 5% and 1% rebate?

Appreciate your help.

No such list. We as users have reported on this thread, check on first post.
You can play your part as well.

Hi Guys,
How would i know if the the place i swipe the card will be giving me 5% rebate? Is it trough the monthly statement or will we get an sms immediately after swiping?

Through monthly statement but it won't specify which merchant gives you 5%, so you have to calculate yourself.

Any idea whether OCBC considers the posting date or transaction date when giving cash rebates?

If tmrw is my statement date, and I do a transaction today, will I get the transaction for this statement or the next statement?

Definitely the Rebate is calculated once the transaction is posted. Thus it's based on Posting Date.

Refer to the post #1.
You can contribute by asking OCBC CS for the MCC of the transactions you performed.

Agreed!

Actually many banks charge only 50 sen for IBG transactions

i've been charged rm1.00 by cimbclicks for my first transaction this month.. not sure why

Not very true... IBG charges ranges from FREE to RM2.00 depending on the CASA account type.
Refer here: http://forum.lowyat.net/topic/1985221

This post has been edited by ronnie: Feb 12 2013, 09:42 PM

Well I did say MANY, I did not say ALL.

I know SCB charges 50 sen for their IBG regardless of CASA type.
Other than Basic Savings/Current Account, which other bank gives 50 sen IBG ?

This post has been edited by ronnie: Feb 12 2013, 09:49 PM

That is what shown on the website, have you tried personally?


I used UOB online IBG also charged RM 1

I have AmBank, HLB and formerly EON. All charged RM0.50 for 1st 2 IBG transactions for the month.

Can share what account type for AmBank & HLB ?

Basic savings account

OCBC